{"id":2221,"date":"2023-02-07T03:35:23","date_gmt":"2023-02-07T00:05:23","guid":{"rendered":"https:\/\/econclinic.com\/mag\/missing-link-banking-supervision\/"},"modified":"2023-02-07T03:35:23","modified_gmt":"2023-02-07T00:05:23","slug":"missing-link-banking-supervision","status":"publish","type":"post","link":"https:\/\/econclinic.com\/mag\/interview\/missing-link-banking-supervision\/","title":{"rendered":"\u062d\u0644\u0642\u0647 \u0645\u0641\u0642\u0648\u062f\u0647 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u06cc\u0631\u0627\u0646"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><style id=\"econ-card-tokens\" data-no-optimize=\"1\">:root{--ec-navy:#0a0830;--ec-gold:#ccb070;--ec-ink:#3a3a44;--ec-card-bg:rgba(10,8,48,.03);--ec-card-line:rgba(10,8,48,.12);--ec-card-radius:14px;--ec-card-pad:16px 20px;--ec-card-gap:26px;--ec-accent:4px;--ec-h:17px;--ec-h-lh:1.6;--ec-text:14.5px;--ec-text-lh:1.7}@media (max-width:520px){:root{--ec-card-pad:14px 16px;--ec-card-gap:20px}}.econ-toc,.econ-src,.econ-credits,.econ-more{margin:var(--ec-card-gap) 0;padding:var(--ec-card-pad);border-radius:var(--ec-card-radius);border:1px solid var(--ec-card-line);background:var(--ec-card-bg);border-inline-start:var(--ec-accent) solid var(--ec-gold)}.econ-toc .econ-toc__h,.econ-src .econ-src__h,.econ-credits .econ-credits__h,.econ-more .econ-more__h{margin:0 0 10px;font-size:var(--ec-h);font-weight:700;color:var(--ec-navy);line-height:var(--ec-h-lh);text-align:right;text-align-last:auto;padding:0;border:0;letter-spacing:0;opacity:1;text-transform:none}.econ-toc .econ-toc__list,.econ-src .econ-src__list,.econ-cr__bio,.econ-more .econ-more__list{font-size:var(--ec-text);line-height:var(--ec-text-lh)}<\/style><style id=\"econ-toc-css\" data-no-optimize=\"1\">.econ-toc .econ-toc__list{margin:0;padding-inline-start:20px}.econ-toc .econ-toc__list li{margin:0 0 2px}.econ-toc 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#3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/donya-e-eqtesad.com\/%D8%A8%D8%AE%D8%B4-%D8%B3%D8%B1%D9%85%D9%82%D8%A7%D9%84%D9%87-28\/3937782-%D8%AD%D9%84%D9%82%D9%87-%D9%85%D9%81%D9%82%D9%88%D8%AF%D9%87-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%A7%DB%8C%D8%B1%D8%A7%D9%86\" target=\"_blank\" rel=\"noopener\">\u062f\u0646\u06cc\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f<\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px;line-height: 1.5em\">\u0639\u0644\u0645 <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d8%a7%d9%82%d8%aa%d8%b5%d8%a7%d8%af-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0627\u0642\u062a\u0635\u0627\u062f<\/a><\/span> \u0645\u0645\u0644\u0648 \u0627\u0632 <strong>\u0645\u06a9\u0627\u062a\u0628<\/strong> \u0648 <strong>\u0639\u0642\u0627\u06cc\u062f<\/strong> <strong>\u0645\u062e\u062a\u0644\u0641<\/strong> \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 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rel=\"noopener\">\u0627\u0642\u062a\u0635\u0627\u062f\u062f\u0627\u0646\u200c\u0647\u0627<\/a><\/span> \u0631\u0627 \u0637\u06cc \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc \u0634\u0631\u0637 \u062d\u0644 \u0645\u0634\u06a9\u0644 \u062a\u0648\u0631\u0645<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\"><span style=\"font-family: Vazir, sans-serif;font-style: normal;font-weight: 400\">\u0628\u0627 \u0648\u062c\u0648\u062f \u0627\u06cc\u0646\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u0645 \u0627\u062f\u0639\u0627 \u06a9\u0646\u06cc\u0645 \u06a9\u0647 \u062f\u0631 \u06cc\u06a9 \u0645\u0648\u0631\u062f \u062e\u0627\u0635\u060c\u00a0\u0627\u062c\u0645\u0627\u0639\u00a0\u062f\u0631 \u0628\u06cc\u0646 \u0627\u0642\u062a\u0635\u0627\u062f\u062f\u0627\u0646\u200c\u0647\u0627 \u0648\u062c\u0648\u062f \u062f\u0627\u0634\u062a\u0647 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normal;font-weight: 400;color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/what-is-inflation\/\" target=\"_blank\" rel=\"noopener\">\u062a\u0648\u0631\u0645<\/a><\/span><span style=\"font-style: normal;font-weight: 400\"><span style=\"font-family: Vazir, sans-serif\">\u00a0\u062d\u0644 \u0646\u062e\u0648\u0627\u0647\u062f \u0634\u062f. \u0627\u0645\u0627 \u0686\u0631\u0627 \u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0628\u0627 \u0645\u0634\u06a9\u0644 \u0631\u0648\u0628\u0647\u200c\u0631\u0648 \u0627\u0633\u062a\u061f<br><\/span><\/span><\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u067e\u0627\u0633\u062e \u0628\u0647 \u0627\u06cc\u0646 \u0633\u0648\u0627\u0644 \u0631\u0648\u0634\u0646 \u0627\u0633\u062a\u060c \u0645\u062a\u0627\u0633\u0641\u0627\u0646\u0647\u00a0<\/span><span style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\"><b>\u062a\u0639\u0627\u0631\u0636 \u0645\u0646\u0627\u0641\u0639<\/b> <span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn1\" name=\"_ftnref1\"><sup>[1]<\/sup><\/a><\/span>\u00a0<\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u0647\u200c\u0637\u0648\u0631 \u06af\u0633\u062a\u0631\u062f\u0647\u060c \u062f\u0631\u00a0\u062a\u062e\u0635\u06cc\u0635 \u0645\u0646\u0627\u0628\u0639 \u0628\u0627\u0646\u06a9\u06cc \u0645\u0634\u0627\u0647\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0647\u0645\u06cc\u0646 \u0645\u0648\u0636\u0648\u0639 \u0628\u0647 \u0628\u06cc\u200c\u0646\u062a\u06cc\u062c\u0647 \u0645\u0627\u0646\u062f\u0646 \u062a\u0644\u0627\u0634\u200c\u0647\u0627\u06cc \u0635\u0648\u0631\u062a\u200c\u06af\u0631\u0641\u062a\u0647 \u062f\u0631 \u062c\u0647\u062a \u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc \u0645\u0646\u062c\u0631 \u0634\u062f\u0647 \u0627\u0633\u062a.<br><\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u062f\u0631 \u0627\u06cc\u0646\u062c\u0627 \u062a\u0648\u0635\u06cc\u0647\u200c\u0647\u0627\u06cc\u06cc \u062f\u0631 \u0632\u0645\u06cc\u0646\u0647 \u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0627\u0645\u06cc\u062f\u0648\u0627\u0631\u0645 \u062f\u0631 \u0622\u06cc\u0646\u062f\u0647 \u0645\u0648\u0631\u062f \u062a\u0648\u062c\u0647 \u0642\u0631\u0627\u0631 \u0628\u06af\u06cc\u0631\u062f \u0648 \u062f\u0631 \u0646\u0647\u0627\u06cc\u062a \u0634\u0627\u0647\u062f \u0627\u062c\u0631\u0627\u06cc\u06cc \u0634\u062f\u0646 \u0627\u06cc\u0646 \u0645\u0648\u0636\u0648\u0639 \u0628\u0627\u0634\u06cc\u0645.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/02\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%D8%AF%D8%B1%D8%A8%E2%80%8C%D9%87%D8%A7%DB%8C-%DA%AF%D8%B1%D8%AF%D8%A7%D9%86-%D8%A8%D8%A7%D9%86%DA%A9-%D9%85%D8%B1%DA%A9%D8%B2%DB%8C%D8%8C-%D8%B9%D8%A7%D9%85%D9%84%DB%8C-%D8%A8%D8%B1%D8%A7%DB%8C-%D8%AC%D9%84%D9%88%DA%AF%DB%8C%D8%B1%DB%8C-%D8%A7%D8%B2-%D9%86%D8%B8%D8%A7%D8%B1%D8%AA-%D8%A8%D8%A7%D9%86%DA%A9-%D9%85%D8%B1%DA%A9%D8%B2%DB%8C-%D8%AF%D8%B1-%D8%B3%D8%B1%D9%85%D9%82%D8%A7%D9%84%D9%87-%D8%AF%D9%86%DB%8C%D8%A7%DB%8C-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF.gif.webp\" alt=\"\u062f\u0631\u0628\u200c\u0647\u0627\u06cc \u06af\u0631\u062f\u0627\u0646 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc\u060c \u0639\u0627\u0645\u0644\u06cc \u0628\u0631\u0627\u06cc \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u0627\u0632 \u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc \u0628\u062e\u0634\u06cc \u0627\u0632 \u0633\u0631\u0645\u0642\u0627\u0644\u0647 \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc \u0645\u0648\u0633\u0633 \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u0631 \u0631\u0648\u0632\u0646\u0627\u0645\u0647 \u062f\u0646\u06cc\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc \u06af\u0631\u0648\u06af\u0627\u0646 \u062f\u0631\u0628\u200c\u0647\u0627\u06cc \u06af\u0631\u062f\u0627\u0646<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0646\u06a9\u062a\u0647 \u0627\u0648\u0644<span style=\"text-align: var(--text-align)\"> \u0622\u0646\u06a9\u0647 \u0628\u0631\u0627\u06cc <a href=\"https:\/\/econclinic.com\/%d9%85%d8%b9%d8%b6%d9%84-%d9%86%d8%a8%d9%88%d8%af-%d9%86%d8%b8%d8%a7%d8%b1%d8%aa-%d8%a8%d8%a7%d9%86%da%a9%db%8c\/\">\u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc<\/a> \u0627\u062d\u062a\u06cc\u0627\u062c \u0628\u0647 \u0627\u0641\u0631\u0627\u062f\u06cc \u062f\u0644\u0633\u0648\u0632\u060c \u0622\u06af\u0627\u0647\u060c \u0628\u0627\u062a\u062c\u0631\u0628\u0647 \u0648 \u0641\u06a9\u0648\u0631 \u062f\u0631 \u0627\u06cc\u0646 \u0639\u0631\u0635\u0647 <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/what-is-banking\/\" target=\"_blank\" rel=\"noopener\">\u0628\u0627\u0646\u06a9\u062f\u0627\u0631\u06cc<\/a> <\/span>\u0627\u0633\u062a. \u0627\u0644\u0628\u062a\u0647 \u0627\u06cc\u0646 \u0627\u0641\u0631\u0627\u062f <\/span><strong style=\"text-align: var(--text-align)\">\u0646\u0628\u0627\u06cc\u062f<\/strong><span style=\"text-align: var(--text-align)\"> \u0627\u0632 \u0646\u0638\u0627\u0645 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\u0646\u0638\u0627\u0631\u062a \u0628\u0647 \u0635\u0648\u0631\u062a \u062c\u062f\u06cc \u0647\u0633\u062a\u06cc\u0645\u060c \u0627\u06cc\u0646\u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627 \u0627\u0641\u0631\u0627\u062f\u06cc \u0627\u0632 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u062a\u062c\u0627\u0631\u06cc \u0628\u0647 \u0646\u0647\u0627\u062f \u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u0645\u0647\u0627\u062c\u0631\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u06cc\u0627 \u067e\u0633 \u0627\u0632 \u067e\u0627\u06cc\u0627\u0646 \u062e\u062f\u0645\u062a \u062e\u0648\u062f \u0627\u0632 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u0628\u0647 \u0646\u0638\u0627\u0645 \u0628\u0627\u0646\u06a9\u06cc \u0646\u0642\u0644 \u0645\u06a9\u0627\u0646 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0648 \u0645\u0633\u0648\u0648\u0644\u06cc\u062a \u0645\u06cc\u200c\u06af\u06cc\u0631\u0646\u062f\u060c \u0645\u0648\u0631\u062f \u0642\u0628\u0648\u0644 \u0646\u06cc\u0633\u062a \u0648 \u0644\u0627\u0632\u0645 \u0627\u0633\u062a \u0627\u06cc\u0646 \u0645\u0633\u06cc\u0631 \u062a\u063a\u06cc\u06cc\u0631 \u06a9\u0646\u062f.<\/span><\/span><\/p>\n\n\n\n<span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <a href=\"https:\/\/econclinic.com\/what-is-inflation\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #130170;font-size: 22px\">\u062a\u0648\u0631\u0645 \u0686\u06cc\u0633\u062a\u061f<\/span><\/a><\/strong><\/span>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/02\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%D9%88%D8%A7%D8%AD%D8%AF-%D8%AA%D8%B7%D8%A8%DB%8C%D9%82-%D9%85%D9%82%D8%B1%D8%B1%D8%A7%D8%AA-%D8%A8%D8%AE%D8%B4-%D9%85%D9%87%D9%85-%D9%86%D8%B8%D8%A7%D8%B1%D8%AA-%D8%A8%D8%A7%D9%86%DA%A9%DB%8C-%D8%AD%D9%84%D9%82%D9%87-%D9%85%D9%81%D9%82%D9%88%D8%AF%D9%87-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%A7%DB%8C%D8%B1%D8%A7%D9%86-%D8%AF%D8%B1-%D8%B3%D8%B1%D9%85%D9%82%D8%A7%D9%84%D9%87-%D8%B1%D9%88%D8%B2%D9%86%D8%A7%D9%85%D9%87-%D8%AF%D9%86%DB%8C%D8%A7%DB%8C-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF.webp\" alt=\"\u062a\u0634\u0631\u06cc\u062d \u0648\u0627\u062d\u062f \u062a\u0637\u0628\u06cc\u0642 \u0645\u0642\u0631\u0631\u0627\u0646 \u0628\u062e\u0634 \u0645\u0647\u0645 \u0646\u0638\u0627\u0631 \u0628\u0627\u0646\u06a9\u06cc\u060c \u062d\u0644\u0642\u0647 \u0645\u0641\u0642\u0648\u062f\u0647 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u06cc\u0631\u0627\u0646 \u062f\u0631 \u0633\u0631\u0645\u0642\u0627\u0644\u0647 \u062f\u0646\u06cc\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u06a9\u062a\u0631 \u0639\u0644\u06cc \u0633\u0639\u062f\u0648\u0646\u062f\u06cc \u0645\u0648\u0633\u0633 \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0648\u0627\u062d\u062f \u062a\u0637\u0628\u06cc\u0642 \u0645\u0642\u0631\u0631\u0627\u062a<\/strong><\/h2>\n\n\n\n<p class=\"econ-pull wp-block-paragraph\"><span style=\"font-size: 20px\">\u062f\u0631 \u0646\u062a\u06cc\u062c\u0647 \u0628\u0627\u06cc\u062f \u06cc\u06a9 \u0632\u0646\u062c\u06cc\u0631\u0647 \u062f\u0633\u062a\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u0646\u0638\u0627\u0631\u062a\u06cc \u0645\u0633\u062a\u0642\u0644 \u062f\u0631 \u06a9\u0634\u0648\u0631 \u062a\u0634\u06a9\u06cc\u0644 \u0634\u0648\u062f. \u0628\u0647\u200c\u0637\u0648\u0631 \u0645\u0639\u0645\u0648\u0644 \u062f\u0631 \u062f\u0646\u06cc\u0627 \u0646\u0638\u0627\u0645 \u0646\u0638\u0627\u0631\u062a\u06cc \u0686\u0646\u062f \u0644\u0627\u06cc\u0647 \u0628\u0631 \u0646\u0647\u0627\u062f\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u062d\u0627\u06a9\u0645 \u0627\u0633\u062a\u061b \u0628\u0647 \u0627\u06cc\u0646 \u0635\u0648\u0631\u062a \u06a9\u0647 \u062f\u0631 \u0627\u0628\u062a\u062f\u0627 \u0628\u0627\u06cc\u062f \u062f\u0631 \u062f\u0627\u062e\u0644 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0648\u0627\u062d\u062f \u00ab<strong>\u062a\u0637\u0628\u06cc\u0642 \u0628\u0627 \u0645\u0642\u0631\u0631\u0627\u062a<\/strong>\u00bb (<strong>Compliance<\/strong>) \u0627\u06cc\u062c\u0627\u062f \u0634\u0648\u062f. \u0645\u0633\u0626\u0648\u0644\u06cc\u062a \u0627\u06cc\u0646 \u0648\u0627\u062d\u062f \u0622\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0627\u0632 \u0627\u062c\u0631\u0627\u06cc \u0642\u0648\u0627\u0646\u06cc\u0646 \u062f\u0631 \u062f\u0627\u062e\u0644 \u0628\u0627\u0646\u06a9 \u0645\u0637\u0645\u0626\u0646 \u0634\u0648\u062f.<br><\/span><span style=\"font-size: 20px\">\u062f\u0631 \u0648\u0627\u0642\u0639 \u0648\u0627\u062d\u062f \u062a\u0637\u0628\u06cc\u0642 \u0628\u0627 \u0645\u0642\u0631\u0631\u0627\u062a \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 <strong>\u067e\u0644\u06cc\u0633 \u067e\u0648\u0644\u06cc<\/strong>&#8211;<strong>\u0628\u0627\u0646\u06a9\u06cc<\/strong> \u0639\u0645\u0644 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u06a9\u0647 \u062f\u0631 \u062f\u0627\u062e\u0644 \u0646\u0638\u0627\u0645 \u0628\u0627\u0646\u06a9\u06cc \u062d\u0636\u0648\u0631 \u062f\u0627\u0631\u0646\u062f \u0648 \u062c\u0627\u0644\u0628 \u0627\u0633\u062a \u06a9\u0647 \u0628\u0627\u0646\u06a9 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642\u0648\u0642 \u0627\u06cc\u0646 \u0627\u0641\u0631\u0627\u062f \u0631\u0627 \u062a\u0642\u0628\u0644 \u06a9\u0631\u062f\u0647 \u0648 \u0622\u0646\u0647\u0627 \u062f\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0627\u0646\u06a9 \u0647\u0633\u062a\u0646\u062f. \u0627\u06cc\u0646 \u0648\u0627\u062d\u062f \u0627\u0648\u0644\u06cc\u0646 \u0644\u0627\u06cc\u0647 \u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc \u0627\u0633\u062a.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0645\u0639\u0627\u0648\u0646\u062a \u0646\u0638\u0627\u0631\u062a\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627\u06cc\u0647 \u062f\u0648\u0645\u060c\u00a0<strong>\u0645\u0639\u0627\u0648\u0646\u062a \u0646\u0638\u0627\u0631\u062a\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc<\/strong>\u00a0\u0627\u0633\u062a\u061b \u0627\u0644\u0628\u062a\u0647 \u0647\u0645\u06cc\u0634\u0647 \u0686\u0646\u06cc\u0646 \u0646\u06cc\u0633\u062a \u06a9\u0647 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u06cc\u0627 \u0628\u062e\u0634\u06cc \u0627\u0632 \u0622\u0646 \u0646\u0638\u0627\u0631\u062a \u0628\u0631 \u0646\u0638\u0627\u0645 \u0628\u0627\u0646\u06a9\u06cc \u0631\u0627 \u0639\u0647\u062f\u0647\u200c\u062f\u0627\u0631 \u0628\u0627\u0634\u0646\u062f. \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0645\u062b\u0627\u0644 \u062f\u0631 \u06a9\u0634\u0648\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/en.wikipedia.org\/wiki\/Federal_Deposit_Insurance_Corporation\" target=\"_blank\" rel=\"noopener\"><strong>FDIC<\/strong><\/a><\/span>\u00a0(<strong>Federal Deposit Insurance Corporation<\/strong>)\u00a0\u0646\u0627\u0638\u0631 \u0627\u0635\u0644\u06cc \u0628\u0627\u0646\u06a9\u06cc \u0627\u0633\u062a.<br>\u0627\u06cc\u0646 \u0646\u0647\u0627\u062f \u06cc\u06a9 \u0645\u0648\u0633\u0633\u0647 \u0639\u0645\u0648\u0645\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0633\u067e\u0631\u062f\u0647\u200c\u0647\u0627\u06cc \u062e\u0631\u062f \u0631\u0627 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\u062a\u0642\u0648\u06cc\u062a \u0634\u0648\u062f.<br><span style=\"font-family: Vazir, sans-serif;font-size: 20px;font-style: normal;font-weight: 400\">\u062f\u0631 \u0627\u06cc\u0646 \u0628\u06cc\u0646 \u0633\u0648\u0627\u0644 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0686\u0631\u0627 \u0645\u0639\u0627\u0648\u0646\u062a \u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc\u060c \u0642\u062f\u0631\u062a \u0646\u0638\u0627\u0631\u062a \u0631\u0627 \u0628\u0631 \u0646\u0638\u0627\u0645 \u0628\u0627\u0646\u06a9\u06cc \u0646\u062f\u0627\u0631\u062f\u061f \u067e\u0627\u0633\u062e \u0628\u0647 \u0627\u06cc\u0646 \u0633\u0648\u0627\u0644 \u0631\u0648\u0634\u0646 \u0627\u0633\u062a: \u0627\u06cc\u0646 \u0645\u0639\u0627\u0648\u0646\u062a \u0627\u0632 \u062d\u0645\u0627\u06cc\u062a \u0642\u0636\u0627\u06cc\u06cc\u060c \u062d\u0642\u0648\u0642\u06cc \u0648 \u0633\u0627\u062e\u062a\u0627\u0631\u06cc \u0628\u0631\u062e\u0648\u0631\u062f\u0627\u0631 \u0646\u06cc\u0633\u062a.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0645\u062f\u0631\u0646 - \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u062c\u0647\u0627\u0646\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a8%d8%a7%d8%b2%d8%a7%d8%b1%d9%87%d8%a7%db%8c-%d9%be%d9%88%d9%84%db%8c-%d8%ac%d9%87%d8%a7%d9%86-%d8%af%d9%88%d8%b1%d9%87-%d8%ac%d8%a7%d9%85%d8%b9-%d9%be%d9%88%d9%84\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg.webp\" width=\"857\" height=\"457\" alt=\"\u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u0633\u06cc\u0627\u0633\u062a\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0645\u062f\u0631\u0646 - \u0641\u0627\u0646\u062f\u0627\u0645\u0646\u062a\u0627\u0644 \u0641\u0627\u0631\u06a9\u0633 - \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc - \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg.webp 857w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-300x160.webp 300w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-768x410.webp 768w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-800x427.webp 800w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/elementor\/thumbs\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-qzznoj5cjz6yq0gloef5zcywlqruq8ihsho8nbuwio.webp 750w\" sizes=\"auto, (max-width: 857px) 100vw, 857px\"><\/a>\n\t\t<div class=\"ec-cc__body\">\n\t\t\t\t<ul class=\"ec-cc__meta\"><li>29 \u0633\u0627\u0639\u062a<\/li><li>\u06f5 \u0627\u0632 \u06f5<\/li><li>\u06f2\u06f3\u06f0 \u062f\u0627\u0646\u0634\u200c\u067e\u0698\u0648\u0647<\/li><\/ul>\n\t\t\t\t\t\t<div class=\"ec-cc__prices\">\n\t\t\t<span class=\"ec-cc__price\">\u06f1\u06f7,\u06f4\u06f1\u06f5,\u06f0\u06f0\u06f0 <span class=\"ec-cc__unit\">\u062a\u0648\u0645\u0627\u0646<\/span><\/span>\n\t\t\t\t\t\t<del class=\"ec-cc__was\">\u06f2\u06f5,\u06f5\u06f6\u06f0,\u06f0\u06f0\u06f0<\/del>\n\t\t\t\t\t<\/div>\n\t\t\t\t<a class=\"ec-cc__cta\" href=\"https:\/\/econclinic.com\/%d8%a8%d8%a7%d8%b2%d8%a7%d8%b1%d9%87%d8%a7%db%8c-%d9%be%d9%88%d9%84%db%8c-%d8%ac%d9%87%d8%a7%d9%86-%d8%af%d9%88%d8%b1%d9%87-%d8%ac%d8%a7%d9%85%d8%b9-%d9%be%d9%88%d9%84\/\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647 \u2014 \u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0645\u062f\u0631\u0646 - \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u062c\u0647\u0627\u0646\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\t\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc \u062f\u0631 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u067e\u06cc\u0634\u0631\u0641\u062a\u0647<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px;text-align: var(--text-align)\">\u0631\u0648\u0627\u0644 <\/span><strong style=\"font-size: 20px;text-align: var(--text-align)\">\u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u067e\u06cc\u0634\u0631\u0641\u062a\u0647<\/strong><span style=\"font-size: 20px;text-align: var(--text-align)\"> \u0686\u0646\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0627\u06af\u0631 \u0633\u0627\u062e\u062a\u0627\u0631 \u0646\u0638\u0627\u0631\u062a\u06cc \u0634\u0628\u06cc\u0647 \u06a9\u0634\u0648\u0631 \u0645\u0627 \u062f\u0627\u062e\u0644 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u0628\u0627\u0634\u062f\u060c \u0645\u0639\u0627\u0648\u0646 \u0646\u0638\u0627\u0631\u062a\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u0627\u0632 \u0633\u0648\u06cc <\/span><strong style=\"font-size: 20px;text-align: var(--text-align)\">\u0647\u0645\u0627\u0646 \u0646\u0647\u0627\u062f\u06cc<\/strong><span style=\"font-size: 20px;text-align: var(--text-align)\"> \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0631\u0626\u06cc\u0633 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u0645\u06cc\u200c\u06a9\u0646\u062f.<br><\/span><span style=\"font-size: 20px;text-align: var(--text-align)\">\u062f\u0631 \u0646\u062a\u06cc\u062c\u0647 \u0631\u06cc\u0627\u0633\u062a \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc <\/span><strong style=\"font-size: 20px;text-align: var(--text-align)\">\u0642\u062f\u0631\u062a \u0639\u0632\u0644 \u0648 \u0646\u0635\u0628<\/strong><span style=\"font-size: 20px;text-align: var(--text-align)\"> \u0645\u0639\u0627\u0648\u0646\u062a \u0646\u0638\u0627\u0631\u062a\u06cc \u0648 \u0627\u0639\u0645\u0627\u0644 \u0641\u0634\u0627\u0631 \u0628\u0631 \u0627\u0648 \u0631\u0627 <\/span><strong style=\"font-size: 20px;text-align: var(--text-align)\">\u0646\u062f\u0627\u0631\u062f<\/strong><span 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src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/02\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%D8%AC%D9%85%D8%B9%E2%80%8C%D8%A8%D9%86%D8%AF%DB%8C-%D9%86%D8%B8%D8%A7%D8%B1%D8%AA-%D8%A8%D8%A7%D9%86%DA%A9%DB%8C-%D8%AD%D9%84%D9%82%D9%87-%D9%85%D9%81%D9%82%D9%88%D8%AF%D9%87-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%A7%DB%8C%D8%B1%D8%A7%D9%86-%D8%B3%D8%B1%D9%85%D9%82%D8%A7%D9%84%D9%87-%D8%AF%D9%86%DB%8C%D8%A7%DB%8C-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF.webp\" alt=\"\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc \u0633\u0631\u0645\u0642\u0627\u0644\u0647 \u062f\u0646\u06cc\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u06a9\u062a\u0631 \u0639\u0644\u06cc \u0633\u0639\u062f\u0648\u0646\u062f\u06cc \u0645\u0648\u0633\u0633 \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u0631\u0628\u0627\u0631\u0647 \u0646\u0638\u0627\u0631\u062a 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\u0628\u0627\u0646\u06a9\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0646\u06cc\u0627\u0632\u0645\u0646\u062f <strong>\u067e\u0634\u062a\u0648\u0627\u0646\u0647 \u062f\u0627\u0646\u0634\u06cc<\/strong>\u060c <strong>\u062d\u0642\u0648\u0642\u06cc<\/strong> \u0648 <strong>\u0642\u0636\u0627\u06cc\u06cc<\/strong> \u0627\u0633\u062a.<br><\/span><span style=\"font-size: 20px\">\u0644\u0627\u0632\u0645 \u0628\u0647 \u0630\u06a9\u0631 \u0627\u0633\u062a \u0647\u06cc\u0627\u062a \u0645\u062f\u06cc\u0631\u0647\u200c\u0647\u0627\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u062a\u062c\u0627\u0631\u06cc \u0646\u06cc\u0632 \u062f\u0631 \u0632\u0645\u06cc\u0646\u0647 \u0646\u0638\u0627\u0631\u062a \u0646\u0642\u0634 \u062c\u062f\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0627\u06cc\u0641\u0627 \u06a9\u0646\u0646\u062f\u060c \u062f\u0631\u0646\u062a\u06cc\u062c\u0647 \u0628\u0627\u06cc\u062f \u062f\u0631 <strong>\u0627\u0646\u062a\u062e\u0627\u0628<\/strong> \u0627\u0639\u0636\u0627\u06cc \u0647\u06cc\u0627\u062a\u200c\u0645\u062f\u06cc\u0631\u0647 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u062f\u0642\u062a \u0634\u0648\u062f \u062a\u0627 \u0627\u0639\u0636\u0627 \u0627\u0632 <strong>\u0633\u0648\u0627\u062f<\/strong> \u0648 <strong>\u062a\u062c\u0631\u0628\u0647 \u06a9\u0627\u0641\u06cc<\/strong> \u0628\u0631\u062e\u0648\u0631\u062f\u0627\u0631 \u0648 <strong>\u0633\u0644\u0627\u0645\u062a \u0645\u0627\u0644\u06cc<\/strong> \u0648 <strong>\u0627\u062e\u0644\u0627\u0642\u06cc<\/strong> \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f.<br><\/span><span style=\"font-size: 20px\">\u0647\u0631\u0686\u0646\u062f \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u062f\u0631 \u06a9\u0634\u0648\u0631 \u0645\u0627 \u062f\u0631\u0628\u0627\u0631\u0647 \u0627\u0639\u0636\u0627\u06cc \u0647\u06cc\u0627\u062a\u200c\u0645\u062f\u06cc\u0631\u0647 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0627\u0639\u0644\u0627\u0645 \u0646\u0638\u0631 \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c \u0627\u0645\u0627 \u0646\u062a\u06cc\u062c\u0647 \u0628\u0627 \u0622\u0646\u0686\u0647 \u0628\u0627\u06cc\u062f \u0648\u062c\u0648\u062f \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f \u0641\u0627\u0635\u0644\u0647 \u062f\u0627\u0631\u062f. \u0628\u0647 \u0627\u0645\u06cc\u062f \u0631\u0648\u0632\u06cc \u06a9\u0647 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u062a\u062c\u0627\u0631\u06cc \u0627\u0645\u06a9\u0627\u0646 \u06cc\u0627\u0628\u0646\u062f \u06cc\u06a9 \u0646\u0638\u0627\u0645 <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/what-is-banking\/\" target=\"_blank\" rel=\"noopener\">\u0628\u0627\u0646\u06a9\u062f\u0627\u0631\u06cc<\/a><\/span> \u0633\u0627\u0644\u0645 \u0648 \u0639\u0627\u0631\u06cc \u0627\u0632 \u062a\u0639\u0627\u0631\u0636 \u0645\u0646\u0627\u0641\u0639 \u0631\u0627 \u0627\u06cc\u062c\u0627\u062f \u06a9\u0646\u0646\u062f.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%a8%d9%88%d8%b1%d8%b3\/\" target=\"_blank\" rel=\"noopener\">\u0622\u0645\u0648\u0632\u0634 \u0628\u0648\u0631\u0633 \u0635\u0641\u0631 \u062a\u0627 \u0635\u062f (\u0631\u0627\u06cc\u06af\u0627\u0646)<\/a><\/span><\/span><\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref1\" name=\"_ftn1\"><sup>[1]<\/sup><\/a>\u00a0 <a style=\"color: #3366ff\" href=\"https:\/\/en.wikipedia.org\/wiki\/Conflict_of_interest\" target=\"_blank\" rel=\"noopener\"><sup>Conflict of Interest (Wikipedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref2\" name=\"_ftn2\"><sup>[2]<\/sup><\/a>\u00a0 <a style=\"color: #3366ff\" href=\"https:\/\/en.wikipedia.org\/wiki\/Federal_Financial_Supervisory_Authority\" target=\"_blank\" rel=\"noopener\"><sup>BaFin (Wikipedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0622\u0645\u0648\u0632\u0634 \u062c\u0627\u0645\u0639 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc | \u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%ac%d8%a7%d9%85%d8%b9-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87%da%af%d8%b0%d8%a7%d8%b1%db%8c-%d8%af%d9%88%d8%b1%d9%87-%d8%ab%d8%b1%d9%88%d8%aa\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png.webp\" width=\"857\" height=\"457\" alt=\"\u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png.webp 857w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-300x160.webp 300w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-768x410.webp 768w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-800x427.webp 800w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/elementor\/thumbs\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-r9bzmctvbrogjxs4fpme8awihg7xlb5biifglvay1s.webp 450w\" sizes=\"auto, (max-width: 857px) 100vw, 857px\"><\/a>\n\t\t<div class=\"ec-cc__body\">\n\t\t\t\t\t\t<div class=\"ec-cc__prices\">\n\t\t\t<span class=\"ec-cc__price\">\u06f4\u06f6,\u06f3\u06f5\u06f0,\u06f0\u06f0\u06f0 <span class=\"ec-cc__unit\">\u062a\u0648\u0645\u0627\u0646<\/span><\/span>\n\t\t\t\t\t\t<del class=\"ec-cc__was\">\u06f6\u06f3,\u06f5\u06f0\u06f0,\u06f0\u06f0\u06f0<\/del>\n\t\t\t\t\t<\/div>\n\t\t\t\t<a class=\"ec-cc__cta\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%ac%d8%a7%d9%85%d8%b9-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87%da%af%d8%b0%d8%a7%d8%b1%db%8c-%d8%af%d9%88%d8%b1%d9%87-%d8%ab%d8%b1%d9%88%d8%aa\/\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647 \u2014 \u0622\u0645\u0648\u0632\u0634 \u062c\u0627\u0645\u0639 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc | \u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\t\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d8%af%d8%b1%da%a9-%d8%a7%d9%82%d8%aa%d8%b5%d8%a7%d8%af%d8%af%d8%a7%d9%86%d8%a7%d9%86-%d8%a7%d8%b2-%d8%aa%d9%88%d8%b1%d9%85-%d8%a7%d8%b4%d8%aa%d8%a8%d8%a7%d9%87-%d8%a7%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u062f\u0631\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f\u062f\u0627\u0646\u0627\u0646 \u0627\u0632 \u062a\u0648\u0631\u0645<\/a><\/span><\/span><\/strong><\/span><\/p>\n\r\n\t\t<div class=\"review_wrap\">\r\n\t\t\t<div id=\"review-box\" class=\"review-box review-bottom review-stars\"><h2 class=\"review-box-header the-global-title\">\u0628\u0647 \u0627\u06cc\u0646 \u0645\u0637\u0644\u0628 \u0627\u0645\u062a\u06cc\u0627\u0632 \u062f\u0647\u06cc\u062f<\/h2>\r\n\t\t\t\t<div class=\"review-summary\">\r\n\t\t\t\t\t<div class=\"review-final-score\">\r\n\t\t\t\t\t\t<span title=\"\" class=\"post-large-rate stars-large\"><span style=\"width:0%\"><\/span><\/span>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"review-short-summary\">\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<div class=\"user-rate-wrap\">\r\n\t\t\t\t<span class=\"user-rating-text\">\r\n\t\t\t\t\t<strong>\u0627\u0645\u062a\u06cc\u0627\u0632 \u062e\u0648\u0627\u0646\u0646\u062f\u06af\u0627\u0646: <\/strong>\r\n\t\t\t\t\t<span class=\"taq-score\"><\/span>\r\n\t\t\t\t\t<small>\u0627\u0648\u0644\u06cc\u0646 \u0646\u0641\u0631 \u0628\u0627\u0634\u06cc\u062f<\/small>\r\n\t\t\t\t<\/span>\r\n\r\n\t\t\t\t<div data-rate=\"0\" data-id=\"2221\" class=\"user-rate taq-user-rate-active\">\r\n\t\t\t\t\t<span class=\"user-rate-image post-large-rate stars-large\">\r\n\t\t\t\t\t\t<span style=\"width:0%\"><\/span>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"taq-clear\"><\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div><style id=\"econ-pull-css\" data-no-optimize=\"1\">.entry-content p.econ-pull{margin-block:1.9em;padding:18px 22px;border-inline-start:4px solid var(--ec-gold,var(--ec-btn-gold,#ccb070));border-radius:0 var(--ec-card-radius,14px) var(--ec-card-radius,14px) 0;background:var(--ec-card-bg,rgba(10,8,48,.03));font-size:1.09em;line-height:1.95;font-weight:500;color:var(--ec-navy,#0a0830);}.entry-content p.econ-pull::before{content:\"\";display:block;inline-size:26px;block-size:3px;margin-block-end:12px;background:var(--ec-gold,var(--ec-btn-gold,#ccb070));border-radius:2px;}@media (max-width:600px){.entry-content p.econ-pull{padding:14px 16px;font-size:1.05em}}<\/style>","protected":false},"excerpt":{"rendered":"<p>\u062d\u0644\u0642\u0647 \u0645\u0641\u0642\u0648\u062f\u0647 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u06cc\u0631\u0627\u0646 \u0633\u0631\u0645\u0642\u0627\u0644\u0647 \u062f\u06a9\u062a\u0631 \u0639\u0644\u06cc \u0633\u0639\u062f\u0648\u0646\u062f\u06cc \u062f\u0631 \u0631\u0648\u0632\u0646\u0627\u0645\u0647 \u062f\u0646\u06cc\u0627\u06cc 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