{"id":2575,"date":"2023-08-19T12:52:18","date_gmt":"2023-08-19T09:22:18","guid":{"rendered":"https:\/\/econclinic.com\/mag\/frm-certification\/"},"modified":"2023-08-19T12:52:18","modified_gmt":"2023-08-19T09:22:18","slug":"frm-certification","status":"publish","type":"post","link":"https:\/\/econclinic.com\/mag\/encyclopedia\/frm-certification\/","title":{"rendered":"\u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc (FRM) \u0686\u06cc\u0633\u062a\u061f"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><style id=\"econ-card-tokens\" data-no-optimize=\"1\">:root{--ec-navy:#0a0830;--ec-gold:#ccb070;--ec-ink:#3a3a44;--ec-card-bg:rgba(10,8,48,.03);--ec-card-line:rgba(10,8,48,.12);--ec-card-radius:14px;--ec-card-pad:16px 20px;--ec-card-gap:26px;--ec-accent:4px;--ec-h:17px;--ec-h-lh:1.6;--ec-text:14.5px;--ec-text-lh:1.7}@media (max-width:520px){:root{--ec-card-pad:14px 16px;--ec-card-gap:20px}}.econ-toc,.econ-src,.econ-credits,.econ-more{margin:var(--ec-card-gap) 0;padding:var(--ec-card-pad);border-radius:var(--ec-card-radius);border:1px solid var(--ec-card-line);background:var(--ec-card-bg);border-inline-start:var(--ec-accent) solid var(--ec-gold)}.econ-toc .econ-toc__h,.econ-src .econ-src__h,.econ-credits .econ-credits__h,.econ-more .econ-more__h{margin:0 0 10px;font-size:var(--ec-h);font-weight:700;color:var(--ec-navy);line-height:var(--ec-h-lh);text-align:right;text-align-last:auto;padding:0;border:0;letter-spacing:0;opacity:1;text-transform:none}.econ-toc .econ-toc__list,.econ-src .econ-src__list,.econ-cr__bio,.econ-more .econ-more__list{font-size:var(--ec-text);line-height:var(--ec-text-lh)}<\/style><style id=\"econ-toc-css\" data-no-optimize=\"1\">.econ-toc .econ-toc__list{margin:0;padding-inline-start:20px}.econ-toc .econ-toc__list li{margin:0 0 2px}.econ-toc .econ-toc__sub{list-style:none;font-size:.94em;opacity:.85;padding-inline-start:14px}.econ-toc .econ-toc__sub::before{content:\"\u2014\";margin-inline-end:6px;opacity:.5}.econ-toc .econ-toc__list a{color:var(--ec-navy);text-decoration:none;border-bottom:1px solid transparent;box-shadow:none}.econ-toc .econ-toc__list a:hover,.econ-toc .econ-toc__list a:focus{color:var(--ec-navy);text-decoration:none;border-bottom-color:var(--ec-gold)}<\/style><nav class=\"econ-toc\" aria-labelledby=\"econ-toc-h\"><h2 id=\"econ-toc-h\" class=\"econ-toc__h\">\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628<\/h2><ol class=\"econ-toc__list\"><li><a href=\"#%d8%a2%d8%b4%d9%86%d8%a7%db%8c%db%8c-%d8%a8%d8%a7-%d9%85%d8%af%d8%b1%da%a9-%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9-%d9%85%d8%a7%d9%84%db%8c\">\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0645\u062f\u0631\u06a9 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/a><\/li><li><a href=\"#%d8%a8%d8%b1%d9%86%d8%a7%d9%85%d9%87-%da%af%d9%88%d8%a7%d9%87%db%8c%d9%86%d8%a7%d9%85%d9%87-%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9-%d9%85%d8%a7%d9%84%db%8c-frm\">\u0628\u0631\u0646\u0627\u0645\u0647 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc (FRM)<\/a><\/li><li><a href=\"#%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-%d9%85%d8%af%d8%b1%da%a9-frm\">\u0645\u0632\u0627\u06cc\u0627\u06cc \u0645\u062f\u0631\u06a9 FRM<\/a><\/li><li><a href=\"#%d8%b3%d9%88%d8%a7%d9%84%d8%a7%d8%aa-%d9%85%d8%aa%d8%af%d8%a7%d9%88%d9%84-%d8%a2%d8%b2%d9%85%d9%88%d9%86-%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9-%d9%85%d8%a7%d9%84%db%8c\">\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u0622\u0632\u0645\u0648\u0646 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#cfa-%d8%a8%d9%87%d8%aa%d8%b1-%d8%a7%d8%b3%d8%aa-%db%8c%d8%a7-frm%d8%9f\">CFA \u0628\u0647\u062a\u0631 \u0627\u0633\u062a \u06cc\u0627 FRM\u061f<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d8%a2%db%8c%d8%a7-frm-%d8%b3%d8%ae%d8%aa-%d8%aa%d8%b1-%d8%a7%d8%b2-cfa-%d8%a7%d8%b3%d8%aa%d8%9f\">\u0622\u06cc\u0627 FRM \u0633\u062e\u062a \u062a\u0631 \u0627\u0632 CFA \u0627\u0633\u062a\u061f<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d9%87%d8%b2%db%8c%d9%86%d9%87-%d8%a7%d8%ae%d8%b0-%d9%85%d8%af%d8%b1%da%a9-frm-%da%86%d9%82%d8%af%d8%b1-%d8%a7%d8%b3%d8%aa%d8%9f\">\u0647\u0632\u06cc\u0646\u0647 \u0627\u062e\u0630 \u0645\u062f\u0631\u06a9 FRM \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061f<\/a><\/li><\/ol><\/nav>\n\n\n\n<h2 class=\"wp-block-heading\"><span>\u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc (FRM) \u0686\u06cc\u0633\u062a\u061f<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0686\u06af\u0648\u0646\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0622\u0646 \u0631\u0627 \u0627\u062e\u0630 \u06a9\u0631\u062f\u061f<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">22 \u062c\u0648\u0644\u0627\u06cc 2021<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 <a href=\"https:\/\/econclinic.com\/%d8%af%d9%88%d8%b1%d9%87-%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9%d9%87%d8%a7%db%8c-%d9%85%d8%a7%d9%84%db%8c-%d9%85%d8%b4%d8%aa%d9%82%d8%a7%d8%aa\/\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/a> \u06cc\u06a9 \u0645\u062f\u0631\u06a9 \u062d\u0631\u0641\u0647\u200c\u0627\u06cc \u0627\u0633\u062a \u06a9\u0647 <b>\u0627\u0646\u062c\u0645\u0646 \u062c\u0647\u0627\u0646\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0631\u06cc\u0633\u06a9<\/b> (GARP) <span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn1\" name=\"_ftnref1\"><sup>[1]<\/sup><\/a><\/span> \u0627\u0639\u0637\u0627 \u0645\u06cc\u200c\u06a9\u0646\u062f.<br>\u0645\u062f\u0631\u06a9 FRM \u0645\u0648\u0633\u0633\u0647 GARP \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u06a9\u0647 \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0641\u0639\u0627\u0644\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0628\u0631\u062a\u0631 \u062f\u0631 \u0633\u0637\u062d \u062c\u0647\u0627\u0646\u06cc \u0634\u0646\u0627\u062e\u062a\u0647 \u0645\u06cc \u0634\u0648\u062f. \u0628\u0631\u0627\u06cc \u0627\u062e\u0630 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 FRM\u060c \u062f\u0627\u0648\u0637\u0644\u0628\u0627\u0646 \u0628\u0627\u06cc\u062f <b>\u062f\u0648 \u0622\u0632\u0645\u0648\u0646<\/b> \u0633\u062e\u062a\u200c\u06af\u06cc\u0631\u0627\u0646\u0647 \u0631\u0627 \u067e\u0634\u062a \u0633\u0631 \u0628\u06af\u0630\u0627\u0631\u0646\u062f \u0648 \u0647\u0645\u0686\u0646\u06cc\u0646 <b>\u062f\u0648 \u0633\u0627\u0644<\/b> \u062f\u0631 \u062d\u0648\u0632\u0647 <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9\/\" target=\"_blank\" rel=\"noopener\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9<\/a><\/span> \u0627\u0634\u062a\u063a\u0627\u0644 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f.<br>\u062d\u0627\u0626\u0632\u0627\u0646 \u0645\u062f\u0631\u06a9 FRM \u062f\u0627\u0631\u0627\u06cc \u062f\u0627\u0646\u0634 \u062a\u062e\u0635\u0635\u06cc \u062f\u0631 <b>\u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u0631\u06cc\u0633\u06a9<\/b> \u0647\u0633\u062a\u0646\u062f \u0648 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u0631\u0627\u06cc <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/what-is-banking\/\" target=\"_blank\" rel=\"noopener\">\u0628\u0627\u0646\u06a9\u200c<\/a><\/span>\u0647\u0627\u06cc \u0628\u0632\u0631\u06af\u060c <strong>\u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647<\/strong>\u060c <strong>\u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u062d\u0633\u0627\u0628\u062f\u0627\u0631\u06cc<\/strong>\u060c <strong>\u0633\u0627\u0632\u0645\u0627\u0646\u200c\u0647\u0627\u06cc \u062a\u0646\u0638\u06cc\u0645\u200c\u06af\u0631<\/strong> \u0648 <strong>\u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a \u062f\u0627\u0631\u0627\u06cc\u06cc<\/strong> \u06a9\u0627\u0631 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 24px\">\u0646\u06a9\u0627\u062a \u06a9\u0644\u06cc\u062f\u06cc<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1- <b>\u0645\u062f\u0631\u06a9 FRM<\/b> \u0631\u0627 \u0627\u0646\u062c\u0645\u0646 \u062c\u0647\u0627\u0646\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0631\u06cc\u0633\u06a9 (GARP) \u0627\u0639\u0637\u0627 \u0645\u06cc \u06a9\u0646\u062f.<br>2- \u062d\u0627\u0626\u0632\u0627\u0646 \u0645\u062f\u0631\u06a9 FRM \u062f\u0631 <b>\u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u0631\u06cc\u0633\u06a9<\/b> \u0628\u0631\u0627\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u0628\u0632\u0631\u06af\u060c <a href=\"https:\/\/econclinic.com\/mag\/interview\/insurance-companies-and-bonds\/\">\u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647<\/a>\u060c \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u062d\u0633\u0627\u0628\u062f\u0627\u0631\u06cc\u060c \u0633\u0627\u0632\u0645\u0627\u0646\u200c\u0647\u0627\u06cc \u062a\u0646\u0638\u06cc\u0645\u200c\u06af\u0631\u060c \u0648 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a \u062f\u0627\u0631\u0627\u06cc\u06cc \u062a\u062e\u0635\u0635 \u062f\u0627\u0631\u0646\u062f.<br>3- \u062f\u0631\u06cc\u0627\u0641\u062a <b>\u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 FRM<\/b> \u0645\u0633\u062a\u0644\u0632\u0645 \u0642\u0628\u0648\u0644\u06cc \u062f\u0631 \u0622\u0632\u0645\u0648\u0646 \u062f\u0648 \u0642\u0633\u0645\u062a\u06cc \u0648 \u06a9\u0633\u0628 \u062f\u0648 \u0633\u0627\u0644 \u062a\u062c\u0631\u0628\u0647 \u06a9\u0627\u0631\u06cc \u062f\u0631 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u0627\u0633\u062a.<br>4- \u0627\u0632 \u0645\u0632\u0627\u06cc\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 FRM \u0628\u0647 \u0631\u0633\u0645\u06cc\u062a \u06cc\u0627\u0641\u062a\u0646 \u062d\u0631\u0641\u0647\u200c\u0627\u06cc (FRM \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f \u062c\u0647\u0627\u0646\u06cc \u0627\u06cc\u0646 \u062d\u0648\u0632\u0647 \u0627\u0633\u062a)\u060c \u062a\u0631\u0642\u06cc <b>\u0686\u0634\u0645 \u0627\u0646\u062f\u0627\u0632 \u0634\u063a\u0644\u06cc<\/b>\u060c \u06a9\u0633\u0628 <b>\u062f\u0631\u0622\u0645\u062f \u0628\u0627\u0644\u0627\u062a\u0631<\/b> \u0648 \u062a\u0628\u062f\u06cc\u0644 \u0634\u062f\u0646 \u0628\u0647 \u06cc\u06a9 <b>\u0645\u062f\u06cc\u0631 \u062c\u0627\u0645\u0639 \u0631\u06cc\u0633\u06a9<\/b> \u0628\u0647\u062a\u0631 \u0627\u0633\u062a.<br>5- \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc \u0627\u062e\u0630 <b>\u0645\u062f\u0631\u06a9 CFA<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn2\" name=\"_ftnref2\"><sup>[2]<\/sup><\/a><\/span> \u0633\u062e\u062a\u200c\u062a\u0631 \u0627\u0633\u062a\u060c \u0627\u0645\u0627 FRM \u06cc\u06a9 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 <b>\u062a\u062e\u0635\u0635\u06cc\u200c\u062a\u0631<\/b> \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9-%d9%85%d8%a7%d9%84%db%8c-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/08\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%D8%A2%D8%B4%D9%86%D8%A7%DB%8C%DB%8C-%D8%A8%D8%A7-%D8%A2%D8%B2%D9%85%D9%88%D9%86-%D9%85%D8%AF%DB%8C%D8%B1%DB%8C%D8%AA-%D8%B1%DB%8C%D8%B3%DA%A9-%D9%85%D8%A7%D9%84%DB%8C.webp\" alt=\"\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0622\u0632\u0645\u0648\u0646 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u0648 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 FRM\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u0645\u0642\u0627\u0644\u0647 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u062f\u0631\u06a9 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0645\u062f\u0631\u06a9 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0627\u0631\u0646\u062f\u0647 \u0645\u062f\u0631\u06a9 FRM \u062a\u0647\u062f\u06cc\u062f\u0647\u0627\u06cc \u0648\u0627\u0631\u062f\u0647 \u0628\u0647 <b>\u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627<\/b>\u060c \u0628\u0647 <b>\u0638\u0631\u0641\u06cc\u062a \u06a9\u0633\u0628 \u062f\u0631\u0622\u0645\u062f<\/b> \u06cc\u0627 \u0628\u0647 <b>\u0645\u0648\u0641\u0642\u06cc\u062a \u0633\u0627\u0632\u0645\u0627\u0646<\/b> \u0631\u0627 \u0634\u0646\u0627\u0633\u0627\u06cc\u06cc \u0645\u06cc\u200c\u06a9\u0646\u062f. \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 \u0627\u06cc\u0646 \u0645\u062f\u0631\u06a9 \u0645\u06cc \u062a\u0648\u0627\u0646\u0646\u062f \u062f\u0631 \u062d\u0648\u0632\u0647 \u0647\u0627\u06cc <b>\u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u06cc<\/b>\u060c <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/what-is-banking\/\" target=\"_blank\" rel=\"noopener\">\u0628\u0627\u0646\u06a9\u062f\u0627\u0631\u06cc<\/a><\/span>\u060c <b>\u0627\u0639\u0637\u0627\u06cc \u0648\u0627\u0645<\/b>\u060c <b>\u062a\u062c\u0627\u0631\u062a<\/b> \u06cc\u0627 <b>\u0628\u0627\u0632\u0627\u0631\u06cc\u0627\u0628\u06cc<\/b> \u0641\u0639\u0627\u0644\u06cc\u062a \u06a9\u0646\u0646\u062f. \u0628\u0633\u06cc\u0627\u0631\u06cc \u062f\u0631 \u062d\u0648\u0632\u0647\u200c\u0647\u0627\u06cc\u06cc \u0645\u0627\u0646\u0646\u062f <b>\u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn3\" name=\"_ftnref3\"><sup>[3]<\/sup><\/a><\/span> \u06cc\u0627 <b>\u0631\u06cc\u0633\u06a9 \u0628\u0627\u0632\u0627\u0631<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn4\" name=\"_ftnref4\"><sup>[4]<\/sup><\/a><\/span> \u062a\u062e\u0635\u0635 \u067e\u06cc\u062f\u0627 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<br>\u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 FRM \u0628\u0627 \u062a\u062c\u0632\u06cc\u0647\u200c\u0648\u062a\u062d\u0644\u06cc\u0644 <b>\u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc<\/b> \u0648 \u0645\u062d\u06cc\u0637 \u062c\u0647\u0627\u0646\u06cc \u0648 \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u06cc\u0627 \u0631\u0648\u0646\u062f\u0647\u0627\u06cc \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627 \u0631\u0627 \u0645\u0634\u062e\u0635 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 <b>\u062a\u0648\u0633\u0639\u0647 \u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc\u200c\u0647\u0627<\/b> \u0628\u0631\u0627\u06cc \u0645\u0642\u0627\u0628\u0644\u0647 \u0628\u0627 \u0622\u062b\u0627\u0631 <b>\u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u0627\u062d\u062a\u0645\u0627\u0644\u06cc<\/b> \u0627\u0632 \u0648\u0638\u0627\u06cc\u0641 \u0627\u06cc\u0646 \u0645\u062f\u06cc\u0631\u0627\u0646 \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u0627\u0633\u062a.<br>\u0645\u062f\u0631\u06a9 FRM \u0628\u0627\u06cc\u062f \u0628\u0647 \u062a\u0627\u06cc\u06cc\u062f \u0627\u0646\u062c\u0645\u0646 \u062c\u0647\u0627\u0646\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0631\u06cc\u0633\u06a9 (GARP) \u0628\u0631\u0633\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0622\u0645\u0648\u0632\u0634 \u0641\u0627\u0631\u06a9\u0633\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d9%81%d8%a7%d8%b1%da%a9%d8%b3\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/09\/Forextrainingcourse-Econclinic-DrSaedvandi.jpg.webp\" width=\"750\" height=\"400\" alt=\"\u062f\u0648\u0631\u0647 \u0622\u0645\u0648\u0632\u0634\u06cc \u0641\u0627\u0631\u06a9\u0633 - \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f - \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/09\/Forextrainingcourse-Econclinic-DrSaedvandi.jpg.webp 750w, https:\/\/econclinic.com\/wp-content\/uploads\/2023\/09\/Forextrainingcourse-Econclinic-DrSaedvandi.jpg-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2023\/09\/Forextrainingcourse-Econclinic-DrSaedvandi.jpg-300x160.webp 300w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\"><\/a>\n\t\t<div class=\"ec-cc__body\">\n\t\t\t\t<ul class=\"ec-cc__meta\"><li>\u06f5 \u0627\u0632 \u06f5<\/li><li>\u06f4\u06f3\u06f0 \u062f\u0627\u0646\u0634\u200c\u067e\u0698\u0648\u0647<\/li><\/ul>\n\t\t\t\t\t\t<div class=\"ec-cc__prices\">\n\t\t\t<span class=\"ec-cc__price\">\u06f1,\u06f5\u06f0\u06f0,\u06f0\u06f0\u06f0 <span class=\"ec-cc__unit\">\u062a\u0648\u0645\u0627\u0646<\/span><\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<a class=\"ec-cc__cta\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d9%81%d8%a7%d8%b1%da%a9%d8%b3\/\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647 \u2014 \u0622\u0645\u0648\u0632\u0634 \u0641\u0627\u0631\u06a9\u0633\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\t\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0628\u0631\u0646\u0627\u0645\u0647 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc (FRM)<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0622\u0632\u0645\u0648\u0646 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc (FRM) \u06a9\u0627\u0631\u0628\u0631\u062f <b>\u0627\u0628\u0632\u0627\u0631\u0647\u0627<\/b> \u0648 <b>\u062a\u06a9\u0646\u06cc\u06a9\u200c\u0647\u0627\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9<\/b> \u0631\u0627 \u062f\u0631 \u0641\u0631\u0627\u06cc\u0646\u062f \u0645\u062f\u06cc\u0631\u06cc\u062a \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0634\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f.<br><\/span><span style=\"font-size: 20px\">\u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u062f\u0631\u06a9 FRM\u060c \u062f\u0627\u0648\u0637\u0644\u0628\u0627\u0646 \u0628\u0627\u06cc\u062f \u06cc\u06a9 \u0622\u0632\u0645\u0648\u0646 \u062c\u0627\u0645\u0639 \u0648 \u062f\u0648 \u0642\u0633\u0645\u062a\u06cc \u0631\u0627 \u0628\u0627 \u0645\u0648\u0641\u0642\u06cc\u062a \u067e\u0634\u062a \u0633\u0631 \u0628\u06af\u0630\u0627\u0631\u0646\u062f \u0648 \u062f\u0648 \u0633\u0627\u0644 \u062a\u062c\u0631\u0628\u0647 \u06a9\u0627\u0631\u06cc \u062f\u0631 \u0639\u0631\u0635\u0647 <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9-%d9%85%d8%a7%d9%84%db%8c-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/a><\/span> \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f.<br><\/span><span style=\"font-size: 20px\">\u0645\u062a\u062e\u0635\u0635\u0627\u0646\u06cc \u06a9\u0647 \u062f\u0627\u0631\u0627\u06cc \u0645\u062f\u0631\u06a9 FRM \u0647\u0633\u062a\u0646\u062f \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u062f\u0631 \u0627\u062f\u0627\u0645\u0647 \u062f\u0631 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc <b>\u062a\u0648\u0633\u0639\u0647 \u062d\u0631\u0641\u0647\u200c\u0627\u06cc \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc<\/b> \u0634\u0631\u06a9\u062a \u06a9\u0646\u0646\u062f. \u0628\u0631\u0646\u0627\u0645\u0647 FRM \u0633\u0631\u0641\u0635\u0644\u200c\u0647\u0627\u06cc <b>\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc\u06a9<\/b> \u0627\u0635\u0644\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0631\u0627 \u0634\u0627\u0645\u0644 <b>\u0631\u06cc\u0633\u06a9 \u0628\u0627\u0632\u0627\u0631<\/b>\u060c <b>\u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/b>\u060c <b>\u0631\u06cc\u0633\u06a9 \u0639\u0645\u0644\u06cc\u0627\u062a\u06cc<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn5\" name=\"_ftnref5\"><sup>[5]<\/sup><\/a><\/span> \u0648 <b>\u0645\u062f\u06cc\u0631\u06cc\u062a \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn6\" name=\"_ftnref6\"><sup>[6]<\/sup><\/a><\/span> \u062f\u0631 \u0628\u0631 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f. \u0627\u06cc\u0646 \u0622\u0632\u0645\u0648\u0646 \u062f\u0631 \u0628\u06cc\u0634 \u0627\u0632 90 \u06a9\u0634\u0648\u0631 \u062c\u0647\u0627\u0646 \u0645\u0639\u062a\u0628\u0631 \u0628\u0648\u062f\u0647 \u0648 \u0628\u0631\u0627\u06cc \u0633\u0646\u062c\u0634 \u062a\u0648\u0627\u0646\u0627\u06cc\u06cc \u06cc\u06a9 \u0645\u062f\u06cc\u0631 <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d8%b1%db%8c%d8%b3%da%a9-%d9%87%d8%a7%db%8c-%d9%85%d8%a7%d9%84%db%8c-%d9%88-%d8%a7%d9%86%d9%88%d8%a7%d8%b9-%d8%a2%d9%86\/\" target=\"_blank\" rel=\"noopener\">\u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/a><\/span> \u0628\u0631\u0627\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u062f\u0631 \u06cc\u06a9 \u0645\u062d\u06cc\u0637 \u062c\u0647\u0627\u0646\u06cc \u0637\u0631\u0627\u062d\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a.<br><\/span><span style=\"font-size: 20px\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u06cc\u0646 \u0622\u0632\u0645\u0648\u0646 \u06a9\u0627\u0631\u0628\u0631\u062f\u06cc \u0648 \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u062a\u062c\u0631\u0628\u06cc\u0627\u062a \u06a9\u0627\u0631\u06cc \u062f\u0631 \u062f\u0646\u06cc\u0627\u06cc \u0648\u0627\u0642\u0639\u06cc \u0647\u0633\u062a\u0646\u062f. \u0627\u0632 \u062f\u0627\u0648\u0637\u0644\u0628\u0627\u0646 \u0627\u0646\u062a\u0638\u0627\u0631 \u0645\u06cc\u200c\u0631\u0648\u062f \u06a9\u0647 \u0645\u0641\u0627\u0647\u06cc\u0645 \u0648 \u0631\u0648\u06cc\u06a9\u0631\u062f\u0647\u0627\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0631\u0627 \u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u062f\u0631 \u0641\u0639\u0627\u0644\u06cc\u062a\u200c\u0647\u0627\u06cc \u0631\u0648\u0632\u0627\u0646\u0647 \u06cc\u06a9 <b>\u0645\u062f\u06cc\u0631 \u0631\u06cc\u0633\u06a9<\/b> \u0628\u0647 \u06a9\u0627\u0631 \u0645\u06cc\u200c\u0631\u0648\u062f\u060c \u062f\u0631\u06a9 \u06a9\u0646\u0646\u062f.<br><\/span><span style=\"font-size: 20px\">\u0628\u062e\u0634 1 \u0622\u0632\u0645\u0648\u0646 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc (FRM)\u060c <b>100 \u0633\u0648\u0627\u0644<\/b> \u062f\u0627\u0631\u062f \u06a9\u0647 \u0628\u0631 \u0686\u0647\u0627\u0631 \u0645\u0628\u062d\u062b \u0632\u06cc\u0631 \u062a\u0645\u0631\u06a9\u0632 \u062f\u0627\u0631\u062f (\u062f\u0631\u0635\u062f\u0647\u0627 \u062f\u0631 \u067e\u0631\u0627\u0646\u062a\u0632 \u0622\u0645\u062f\u0647 \u0627\u0633\u062a):<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">1- <b>\u0645\u0628\u0627\u0646\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9<\/b> (20%)<\/span><br><span style=\"font-size: 20px\">2- <b>\u062a\u062c\u0632\u06cc\u0647\u200c\u0648\u062a\u062d\u0644\u06cc\u0644 \u06a9\u0645\u0651\u06cc<\/b> (20%)<\/span><br><span style=\"font-size: 20px\">3- <b>\u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0648 \u0645\u062d\u0635\u0648\u0644\u0627\u062a \u0645\u0627\u0644\u06cc<\/b> (30%)<\/span><br><span style=\"font-size: 20px\">4- <b>\u0645\u062f\u0644\u200c\u0647\u0627\u06cc \u0631\u06cc\u0633\u06a9 \u0648 \u0627\u0631\u0632\u0634\u200c\u0633\u0646\u062c\u06cc<\/b> (30%)<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px;text-align: var(--text-align)\">\u0628\u062e\u0634 2 \u0622\u0632\u0645\u0648\u0646 \u0634\u0627\u0645\u0644 <b>80 \u0633\u0648\u0627\u0644<\/b> \u0627\u0632 \u0645\u0648\u0636\u0648\u0639\u0627\u062a \u0632\u06cc\u0631 \u0627\u0633\u062a (\u062f\u0631\u0635\u062f\u0647\u0627 \u062f\u0631 \u067e\u0631\u0627\u0646\u062a\u0632 \u0622\u0645\u062f\u0647 \u0627\u0633\u062a):<\/span><\/p>\n\n\n\n<p class=\"econ-pull wp-block-paragraph\"><span style=\"font-size: 20px\">1- <b>\u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0648 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0628\u0627\u0632\u0627\u0631<\/b> (20%)<\/span><br><span style=\"font-size: 20px\">2- <b>\u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0648 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/b> (20%)<\/span><br><span style=\"font-size: 20px\">3- <b>\u0631\u06cc\u0633\u06a9 \u0639\u0645\u0644\u06cc\u0627\u062a\u06cc \u0648 \u0627\u0646\u0639\u0637\u0627\u0641\u200c\u067e\u0630\u06cc\u0631\u06cc<\/b> (20%)<\/span><br><span style=\"font-size: 20px\">4- <b>\u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0648 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u0648 \u062e\u0632\u0627\u0646\u0647\u200c\u062f\u0627\u0631\u06cc<\/b> (15%)<\/span><br><span style=\"font-size: 20px\">5- <b>\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0648 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc<\/b> (15%)<\/span><br><span style=\"font-size: 20px\">6- <b>\u0645\u0633\u0627\u0626\u0644 \u062c\u0627\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc<\/b> (10%)<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0637\u0628\u0642 \u062f\u0627\u062f\u0647\u200c\u0647\u0627\u06cc \u0627\u062f\u0627\u0631\u0647 \u0622\u0645\u0627\u0631 \u06a9\u0627\u0631 \u0627\u06cc\u0627\u0644\u0627\u062a \u0645\u062a\u062d\u062f\u0647\u060c \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062d\u0642\u0648\u0642 \u0633\u0627\u0644\u0627\u0646\u0647 \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 FRM \u062f\u0631 \u0633\u0627\u0644 2020\u060c <b>134,180 \u062f\u0644\u0627\u0631<\/b> \u0628\u0648\u062f\u0647 \u0627\u0633\u062a.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9\/\" target=\"_blank\" rel=\"noopener\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0686\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0637\u0628\u0642 \u0622\u0645\u0627\u0631 \u0627\u062f\u0627\u0631\u0647 \u0622\u0645\u0627\u0631 \u06a9\u0627\u0631 \u0627\u06cc\u0627\u0644\u0627\u062a \u0645\u062a\u062d\u062f\u0647\u060c \u062f\u0631 \u0633\u0627\u0644 2018\u060c <b>\u0645\u06cc\u0627\u0646\u0647 \u062f\u0633\u062a\u0645\u0632\u062f<\/b> \u0645\u062f\u06cc\u0631\u0627\u0646 \u0645\u0627\u0644\u06cc \u062f\u0627\u0631\u0646\u062f\u0647 \u0645\u062f\u0631\u06a9 FRM <b>127,990 \u062f\u0644\u0627\u0631<\/b> \u062f\u0631 \u0633\u0627\u0644 \u0628\u0648\u062f\u0647 \u0627\u0633\u062a.<br>\u0627\u0646\u062a\u0638\u0627\u0631 \u0645\u06cc\u200c\u0631\u0648\u062f \u06a9\u0647 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 FRM \u0627\u0632 \u0633\u0627\u0644 2018 \u062a\u0627 2028 \u0628\u0633\u06cc\u0627\u0631 \u0633\u0631\u06cc\u0639\u200c\u062a\u0631 \u0627\u0632 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062a\u0645\u0627\u0645 \u0645\u0648\u0642\u0639\u06cc\u062a\u200c\u0647\u0627\u06cc \u0634\u063a\u0644\u06cc\u060c \u0628\u0627 \u0646\u0631\u062e <b>16 \u062f\u0631\u0635\u062f<\/b> \u062f\u0631 \u0633\u0627\u0644 \u0631\u0634\u062f \u06a9\u0646\u062f. \u0627\u06cc\u0646 \u0627\u062f\u0627\u0631\u0647 \u0627\u0639\u0644\u0627\u0645 \u06a9\u0631\u062f\u0647 \u06a9\u0647 \u00ab\u0627\u0646\u062a\u0638\u0627\u0631 \u0645\u06cc\u200c\u0631\u0648\u062f \u062f\u0631 \u0637\u0648\u0644 \u062f\u0647\u0647 \u0622\u06cc\u0646\u062f\u0647 \u0648\u0638\u0627\u06cc\u0641 \u0627\u0635\u0644\u06cc <b>\u0645\u062f\u06cc\u0631\u0627\u0646 \u0645\u0627\u0644\u06cc<\/b> \u0634\u0627\u0645\u0644 <b>\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9<\/b> \u0648 <b>\u0645\u062f\u06cc\u0631\u06cc\u062a \u0648\u062c\u0648\u0647 \u0646\u0642\u062f <\/b><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn7\" name=\"_ftnref7\"><sup>[7]<\/sup><\/a><\/span>\u060c \u062a\u0642\u0627\u0636\u0627\u06cc \u0632\u06cc\u0627\u062f\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f.\u00bb<br>\u0628\u0647 \u0637\u0648\u0631 \u0637\u0628\u06cc\u0639\u06cc\u060c \u0627\u06a9\u062b\u0631 \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 FRM \u062f\u0631 <b>\u0635\u0646\u0639\u062a \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u06cc<\/b> \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f. \u0627\u0645\u0627 \u062a\u0642\u0627\u0636\u0627 \u0628\u0631\u0627\u06cc \u062a\u06cc\u0645\u200c\u0647\u0627\u06cc \u062e\u0648\u0628 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u062f\u0631 \u0647\u0645\u0647 \u062d\u0648\u0632\u0647\u200c\u0647\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u0627\u0632 <b>\u0645\u0631\u0627\u0642\u0628\u062a\u200c\u0647\u0627\u06cc \u0628\u0647\u062f\u0627\u0634\u062a\u06cc<\/b> \u0648 <b>\u0645\u0647\u0646\u062f\u0633\u06cc<\/b> \u06af\u0631\u0641\u062a\u0647 \u062a\u0627 \u0641\u0646\u0627\u0648\u0631\u06cc \u0648 \u0645\u0646\u0627\u0628\u0639 \u0637\u0628\u06cc\u0639\u06cc \u0632\u06cc\u0627\u062f \u0627\u0633\u062a.<br>\u0637\u0628\u0642 \u062f\u0627\u062f\u0647 \u0647\u0627\u06cc \u0627\u0646\u062c\u0645\u0646 \u062c\u0647\u0627\u0646\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0631\u06cc\u0633\u06a9 (GARP) 10 \u0634\u0631\u06a9\u062a \u0628\u0631\u062a\u0631 \u06a9\u0647 \u0628\u06cc\u0634\u062a\u0631\u06cc\u0646 \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 FRM \u0631\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0628\u0647 \u0642\u0631\u0627\u0631 \u0632\u06cc\u0631 \u0627\u0633\u062a:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. ICBC<br>2. \u0628\u0627\u0646\u06a9 \u0686\u06cc\u0646<br>3. HSBC<br>4. \u0628\u0627\u0646\u06a9 \u06a9\u0634\u0627\u0648\u0631\u0632\u06cc \u0686\u06cc\u0646<br>5. \u0633\u06cc\u062a\u06cc \u06af\u0631\u0648\u067e<br>6. KPMG<br>7. \u0628\u0627\u0646\u06a9 \u0622\u0644\u0645\u0627\u0646<br>8. \u06a9\u0631\u062f\u06cc\u062a \u0633\u0648\u0626\u06cc\u0633<br>9. UBS<br>10. PwC<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/education\/financial-mba-guide\/\" target=\"_blank\" rel=\"noopener\">\u062f\u0648\u0631\u0647 MBA \u0645\u0627\u0644\u06cc<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u062f\u0631\u06a9 <b>\u062a\u062d\u0644\u06cc\u0644\u06af\u0631 \u062e\u0628\u0631\u0647 \u0645\u0627\u0644\u06cc<\/b> (CFA) \u06cc\u06a9\u06cc \u0627\u0632 \u0634\u0646\u0627\u062e\u062a\u0647\u200c\u0634\u062f\u0647\u200c\u062a\u0631\u06cc\u0646 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0627\u0644\u06cc \u062f\u0631 \u062c\u0647\u0627\u0646 \u0627\u0633\u062a. \u062f\u0631 \u062d\u0627\u0644\u06cc \u06a9\u0647 FRM \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u00ab<b>\u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f \u0637\u0644\u0627\u06cc\u06cc<\/b>\u00bb \u0645\u062f\u06cc\u0631\u0627\u0646 \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u062f\u0631 \u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c CFA \u0627\u0632 \u0647\u0645\u0627\u0646 \u0633\u0637\u062d \u0634\u0647\u0631\u062a \u0645\u06cc\u0627\u0646 <b>\u062a\u062d\u0644\u06cc\u0644\u06af\u0631\u0627\u0646 \u0645\u0627\u0644\u06cc<\/b> \u0628\u0631\u062e\u0648\u0631\u062f\u0627\u0631 \u0627\u0633\u062a.<br>\u0627\u0632 \u0622\u0646\u062c\u0627\u06cc\u06cc \u06a9\u0647 \u0647\u0631 \u062f\u0648 \u0645\u062f\u0631\u06a9 CFA \u0648 FRM \u062a\u0627\u06cc\u06cc\u062f \u0627\u0639\u062a\u0628\u0627\u0631 <b>\u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0635\u0646\u0639\u062a \u0645\u0627\u0644\u06cc<\/b> \u0631\u0627 \u062f\u0646\u0628\u0627\u0644 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u0622\u0646\u0647\u0627 \u0627\u063a\u0644\u0628 \u0628\u0627 \u06cc\u06a9\u062f\u06cc\u06af\u0631 \u0645\u0642\u0627\u06cc\u0633\u0647 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f.<br>\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u0627\u0633\u06cc \u0628\u06cc\u0646 \u0627\u06cc\u0646 \u062f\u0648 \u0628\u062f\u06cc\u0646 \u0634\u0631\u062d \u0627\u0633\u062a: FRM \u0645\u062f\u0631\u06a9\u06cc <b>\u062a\u062e\u0635\u0635\u06cc\u200c\u062a\u0631<\/b> \u0627\u0632 \u0645\u062f\u0631\u06a9 CFA \u0627\u0633\u062a. CFA \u0637\u06cc\u0641 \u06af\u0633\u062a\u0631\u062f\u0647\u200c\u0627\u06cc \u0627\u0632 \u0645\u0648\u0636\u0648\u0639\u0627\u062a \u06a9\u0647 \u062f\u0631 \u062f\u0631\u062c\u0647 \u0627\u0648\u0644 \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 <b>\u0645\u062f\u06cc\u0631\u06cc\u062a \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc<\/b>\u060c \u0627\u0632 \u062c\u0645\u0644\u0647 <b>\u062a\u062c\u0632\u06cc\u0647\u200c\u0648\u062a\u062d\u0644\u06cc\u0644 \u0645\u0627\u0644\u06cc<\/b>\u060c <b>\u0627\u0645\u0648\u0631 \u0645\u0627\u0644\u06cc \u0634\u0631\u06a9\u062a<\/b>\u060c <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d8%b3%d9%87%d8%a7%d9%85-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0633\u0647\u0627\u0645<\/a><\/span>\u060c <b>\u0627\u0648\u0631\u0627\u0642 \u0642\u0631\u0636\u0647 <\/b><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn8\" name=\"_ftnref8\"><sup>[8]<\/sup><\/a><\/span>\u060c <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d9%85%d8%b4%d8%aa%d9%82%d8%a7%d8%aa-%d9%85%d8%a7%d9%84%db%8c-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0645\u0634\u062a\u0642\u0627\u062a \u0645\u0627\u0644\u06cc<\/a><\/span>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn9\" name=\"_ftnref9\"><sup>[9]<\/sup><\/a><\/span> \u0648 <b>\u0645\u062f\u06cc\u0631\u06cc\u062a \u067e\u0631\u062a\u0641\u0648\u06cc<\/b> \u0647\u0633\u062a\u0646\u062f \u0631\u0627 \u067e\u0648\u0634\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f.<br>\u0627\u0632 \u0633\u0648\u06cc \u062f\u06cc\u06af\u0631\u060c FRM \u0627\u0633\u0627\u0633\u0627\u064b \u0628\u0631 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0634\u0627\u0645\u0644 <b>\u0631\u06cc\u0633\u06a9 \u0639\u0645\u0644\u06cc\u0627\u062a\u06cc<\/b>\u060c <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d8%b1%db%8c%d8%b3%da%a9-%d8%a7%d8%b9%d8%aa%d8%a8%d8%a7%d8%b1%db%8c-%d9%88-%da%a9%d8%a7%d8%b1%d8%a8%d8%b1%d8%af-%d8%a2%d9%86-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/a><\/span>\u060c <b>\u0631\u06cc\u0633\u06a9 \u0628\u0627\u0632\u0627\u0631<\/b> \u0648 <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d8%b1%db%8c%d8%b3%da%a9-%d9%86%d9%82%d8%af%db%8c%d9%86%da%af%db%8c-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc<\/a><\/span> \u062a\u0645\u0631\u06a9\u0632 \u062f\u0627\u0631\u062f.<br>\u0647\u0645\u0686\u0646\u06cc\u0646 FRM \u0648 CFA <b>\u0627\u0644\u0632\u0627\u0645\u0627\u062a<\/b> \u0645\u062e\u062a\u0644\u0641\u06cc \u062f\u0627\u0631\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 FRM \u062e\u0648\u062f\u060c \u0634\u0645\u0627 \u0628\u0627\u06cc\u062f:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1- \u0647\u0631 \u062f\u0648 \u0642\u0633\u0645\u062a 1 \u0648 2 \u0622\u0632\u0645\u0648\u0646 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc (FRM) \u0631\u0627 \u0628\u06af\u0630\u0631\u0627\u0646\u06cc\u062f<br>2- \u062f\u0648 \u0633\u0627\u0644 \u062a\u062c\u0631\u0628\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u062d\u0631\u0641\u0647\u200c\u0627\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u0627\u06cc \u0628\u0647 \u062f\u0633\u062a \u0622\u0648\u0631\u062f\u0646 \u0645\u062f\u0631\u06a9 CFA\u060c \u0628\u0627\u06cc\u062f:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1- \u0628\u0631\u0627\u06cc \u0634\u0631\u0648\u0639 \u0628\u0627\u06cc\u062f <b>\u0645\u062f\u0631\u06a9 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u06cc<\/b> \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f (\u06cc\u0627 \u062f\u0631 <b>\u0633\u0627\u0644 \u0622\u062e\u0631 \u062f\u0648\u0631\u0647 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u06cc<\/b> \u062e\u0648\u062f \u0628\u0627\u0634\u06cc\u062f)<br>2- \u0642\u0628\u0648\u0644\u06cc \u062f\u0631 \u0633\u0637\u0648\u062d 1\u060c 2\u060c \u0648 3 \u0622\u0632\u0645\u0648\u0646\u200c\u0647\u0627\u06cc CFA<br>3- \u0639\u0636\u0648\u06cc\u062a \u062f\u0631 \u0645\u0648\u0633\u0633\u0647 CFA<br>4- \u062f\u0627\u0634\u062a\u0646 <b>4,000 \u0633\u0627\u0639\u062a<\/b> \u062a\u062c\u0631\u0628\u0647 \u062f\u0631 \u0634\u063a\u0644 \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/08\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%D9%85%D8%B2%D8%A7%DB%8C%D8%A7%DB%8C-%D9%82%D8%A8%D9%88%D9%84%DB%8C-%D8%AF%D8%B1-%D8%A2%D8%B2%D9%85%D9%88%D9%86-%D9%85%D8%AF%DB%8C%D8%B1%DB%8C%D8%AA-%D8%B1%DB%8C%D8%B3%DA%A9-%D9%85%D8%A7%D9%84%DB%8C.webp\" alt=\"\u0645\u0632\u0627\u06cc\u0627\u06cc \u0642\u0628\u0648\u0644\u06cc \u062f\u0631 \u0622\u0632\u0645\u0648\u0646 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u0648 \u0627\u062e\u0630 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 FRM\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u0645\u0642\u0627\u0644\u0647 \u062c\u0627\u0645\u0639 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0645\u0632\u0627\u06cc\u0627\u06cc \u0645\u062f\u0631\u06a9 FRM<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0632\u0627\u06cc\u0627\u06cc \u0645\u062a\u0639\u062f\u062f \u062f\u0631 \u06a9\u0633\u0628 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 FRM \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.<br>\u0627\u0648\u0644\u060c \u0634\u0647\u0631\u062a\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0627 \u06a9\u0633\u0628 \u0627\u06cc\u0646 \u0645\u062f\u0631\u06a9 \u062d\u0627\u0635\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0645\u062f\u0631\u06a9 \u0647\u0645\u0647 \u062c\u0627 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0645\u062f\u0631\u06a9 \u0627\u0635\u0644\u06cc <b>\u0635\u0646\u0639\u062a \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9<\/b> \u062f\u0631 \u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646\u060c \u06cc\u06a9 \u0646\u0634\u0627\u0646\u0647 \u0642\u0648\u06cc \u0627\u0632 <b>\u062a\u0648\u0627\u0646\u0627\u06cc\u06cc<\/b> \u0648 <b>\u062a\u062c\u0631\u0628\u0647<\/b> \u062f\u0631 \u0627\u06cc\u0646 \u062d\u0648\u0632\u0647 \u0627\u0633\u062a. \u0628\u0647 \u0639\u0628\u0627\u0631\u062a \u062f\u06cc\u06af\u0631\u060c \u0627\u062e\u0630 FRM \u0627\u0639\u062a\u0628\u0627\u0631 \u0642\u0627\u0628\u0644 \u062a\u0648\u062c\u0647\u06cc \u062f\u0631 \u0645\u06cc\u0627\u0646 \u06a9\u0627\u0631\u0641\u0631\u0645\u0627\u06cc\u0627\u0646 \u0648 \u0647\u0645\u06a9\u0627\u0631\u0627\u0646 \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u062f\u0627\u0631\u062f.<br>\u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0633\u0631\u0639\u062a \u062a\u063a\u06cc\u06cc\u0631 <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%ac%d8%a7%d9%85%d8%b9-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87%da%af%d8%b0%d8%a7%d8%b1%db%8c-%d8%af%d9%88%d8%b1%d9%87-%d8%ab%d8%b1%d9%88%d8%aa\/\" target=\"_blank\" rel=\"noopener\">\u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc<\/a><\/span>\u060c \u062a\u0642\u0627\u0636\u0627 \u0628\u0631\u0627\u06cc <b>\u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9<\/b> \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u064b \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062e\u0648\u0627\u0647\u062f \u06cc\u0627\u0641\u062a.<br>\u0641\u0627\u06cc\u062f\u0647 \u062f\u0648\u0645\u060c \u0645\u0632\u06cc\u062a \u0622\u0634\u06a9\u0627\u0631 \u0622\u0645\u0648\u0632\u0634\u06cc \u0622\u0646 \u0627\u0633\u062a. \u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u0642\u0628\u0644\u0627 \u0627\u0634\u0627\u0631\u0647 \u0634\u062f\u060c \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 FRM \u0628\u0647 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u062f\u0631\u06a9 \u06a9\u0627\u0645\u0644\u06cc \u0627\u0632 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f. \u062f\u0631 \u0639\u0645\u0644\u060c \u0627\u06cc\u0646 \u0628\u062f\u0627\u0646 \u0645\u0639\u0646\u0627\u0633\u062a \u06a9\u0647 \u0628\u062f\u0627\u0646\u06cc\u0645 \u0686\u06af\u0648\u0646\u0647 <b>\u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u062d\u06cc\u0627\u062a\u06cc<\/b> \u0631\u0627 \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc \u06a9\u0631\u062f\u0647\u060c \u067e\u0627\u0633\u062e \u062f\u0627\u062f\u0647 \u0648 \u0628\u0627 \u0622\u0646\u200c\u0647\u0627 \u0633\u0627\u0632\u06af\u0627\u0631 \u0634\u0648\u06cc\u0645.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u0622\u0632\u0645\u0648\u0646 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/strong><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1788938991347\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">u003cstrongu003eCFA \u0628\u0647\u062a\u0631 \u0627\u0633\u062a \u06cc\u0627 FRM\u061fu003c\/strongu003e<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>u003cpu003e\u0627\u06cc\u0646 \u062a\u0627 \u062d\u062f \u0632\u06cc\u0627\u062f\u06cc \u0628\u0647 u003cbu003e\u0645\u0633\u06cc\u0631 \u0634\u063a\u0644\u06ccu003c\/bu003e \u0634\u0645\u0627 \u0628\u0633\u062a\u06af\u06cc \u062f\u0627\u0631\u062f. \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc\u060c FRM \u0628\u0631\u0627\u06cc \u0646\u0642\u0634\u200c\u0647\u0627\u06cc u003cbu003e\u0645\u062f\u06cc\u0631\u06cc\u062a\u06ccu003c\/bu003e \u06a9\u0647 \u0628\u0647 \u0637\u0648\u0631 \u062e\u0627\u0635 \u0631\u0648\u06cc u003cbu003e\u0631\u06cc\u0633\u06a9u003c\/bu003e \u062a\u0645\u0631\u06a9\u0632 \u062f\u0627\u0631\u0646\u062f \u062f\u0631 \u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f (\u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0645\u062b\u0627\u0644\u060c u003cbu003e\u0645\u062f\u06cc\u0631 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06ccu003c\/bu003e\u060c u003cbu003e\u0645\u062f\u06cc\u0631 \u0631\u06cc\u0633\u06a9 \u0645\u0642\u0631\u0631\u0627\u062a\u06ccu003c\/bu003e\u060c u003cbu003e\u0645\u062f\u06cc\u0631 \u0631\u06cc\u0633\u06a9 \u0639\u0645\u0644\u06cc\u0627\u062a\u06ccu003c\/bu003e \u0648 \u063a\u06cc\u0631\u0647). \u0627\u0632 \u0633\u0648\u06cc \u062f\u06cc\u06af\u0631\u060c \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 CFA \u062f\u0631 \u0631\u062f\u0647 \u0627\u0648\u0644 u003cbu003e\u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06ccu003c\/bu003e \u0642\u0631\u0627\u0631 \u062f\u0627\u0631\u0646\u062f (\u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0645\u062b\u0627\u0644\u060c u003cbu003e\u062a\u062d\u0644\u06cc\u0644\u06af\u0631 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06ccu003c\/bu003e\u060c u003cbu003e\u0645\u062f\u06cc\u0631 \u067e\u0648\u0631\u062a\u0641\u0648\u06ccu003c\/bu003e\u060c u003cbu003e\u0645\u0634\u0627\u0648\u0631 \u0645\u0627\u0644\u06ccu003c\/bu003e \u0648 \u063a\u06cc\u0631\u0647).u003c\/pu003e<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788938991348\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">u003cstrongu003e\u0622\u06cc\u0627 FRM \u0633\u062e\u062a \u062a\u0631 \u0627\u0632 CFA \u0627\u0633\u062a\u061fu003c\/strongu003e<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>u003cpu003e\u0627\u0645\u062a\u062d\u0627\u0646\u0627\u062a FRM \u0633\u062e\u062a \u0647\u0633\u062a\u0646\u062f\u060c \u0627\u0645\u0627 \u0628\u0647 \u0633\u062e\u062a\u06cc \u0627\u0645\u062a\u062d\u0627\u0646\u0627\u062a CFA \u0646\u06cc\u0633\u062a\u0646\u062f.u003cbr \/u003e\u0646\u0631\u062e \u0642\u0628\u0648\u0644\u06cc \u0628\u0631\u0627\u06cc FRM \u0628\u062e\u0634 \u0627\u0648\u0644 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u062f\u0631 \u0645\u062d\u062f\u0648\u062f\u0647 u003cbu003e40\u066au003c\/bu003e \u0648 u003cbu003e50\u066au003c\/bu003e \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f. \u0628\u0631\u0627\u06cc \u0628\u062e\u0634 \u062f\u0648\u0645\u060c \u0646\u0631\u062e \u0642\u0628\u0648\u0644\u06cc \u0628\u06cc\u0646 u003cbu003e50\u066au003c\/bu003e \u0648 u003cbu003e60\u066au003c\/bu003e \u0645\u062a\u063a\u06cc\u0631 \u0627\u0633\u062a.u003cbr \/u003e\u0628\u0631\u0627\u06cc \u0622\u0632\u0645\u0648\u0646\u200c\u0647\u0627\u06cc CFA\u060c \u0646\u0631\u062e \u0647\u0627\u06cc \u0642\u0628\u0648\u0644\u06cc \u062a\u0627\u0631\u06cc\u062e\u06cc \u0628\u0631\u0627\u06cc \u0633\u0637\u062d 1 \u0648 \u0633\u0637\u062d 2 \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc \u062f\u0631 \u0645\u062d\u062f\u0648\u062f\u0647 u003cbu003e40\u066au003c\/bu003e \u0648 u003cbu003e50\u066au003c\/bu003e \u0627\u0633\u062a. \u0646\u0631\u062e \u0642\u0628\u0648\u0644\u06cc\u200c\u0647\u0627\u06cc \u0633\u0637\u062d 3 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u062f\u0631 \u062d\u062f\u0648\u062f 50 \u062f\u0631\u0635\u062f \u0627\u0633\u062a. \u0627\u06cc\u0646 \u062a\u0631\u06a9\u06cc\u0628 \u0627\u0632 \u0646\u0631\u062e \u0647\u0627\u06cc \u0642\u0628\u0648\u0644\u06cc\u200c\u0647\u0627\u06cc \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631 \u0648 \u06cc\u06a9 \u0645\u0631\u062d\u0644\u0647 \u0622\u0632\u0645\u0648\u0646 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0633\u062a \u06a9\u0647 CFA \u0631\u0627 \u0633\u062e\u062a\u200c\u062a\u0631 \u0627\u0632 FRM \u0645\u06cc\u200c\u06a9\u0646\u062f.u003c\/pu003e<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788938991349\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">u003cstrongu003e\u0647\u0632\u06cc\u0646\u0647 \u0627\u062e\u0630 \u0645\u062f\u0631\u06a9 FRM \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061fu003c\/strongu003e<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>u003cpu003e\u0628\u0631\u0627\u06cc FRM \u06cc\u06a9 \u0647\u0632\u06cc\u0646\u0647 \u062b\u0628\u062a \u0646\u0627\u0645 u003cbu003e400 \u062f\u0644\u0627\u0631\u06ccu003c\/bu003e \u0628\u0631\u0627\u06cc \u0645\u062a\u0642\u0627\u0636\u06cc\u0627\u0646\u06cc \u06a9\u0647 \u0627\u0648\u0644\u06cc\u0646 \u0628\u0627\u0631 \u0627\u0633\u062a \u062f\u0631 \u0622\u0632\u0645\u0648\u0646 FRM \u0634\u0631\u06a9\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u0634\u0648\u062f.u003cbr \/u003e\u0627\u0632 \u0622\u0646 \u0628\u0647 \u0628\u0639\u062f\u060c \u062b\u0628\u062a \u0646\u0627\u0645 \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f u003cbu003e750 \u062f\u0644\u0627\u0631\u06ccu003c\/bu003e \u0628\u0631\u0627\u06cc \u0622\u0632\u0645\u0648\u0646 \u0627\u0648\u0644 \u0648 u003cbu003e750 \u062f\u0644\u0627\u0631u003c\/bu003e \u062f\u06cc\u06af\u0631 \u0628\u0631\u0627\u06cc \u0622\u0632\u0645\u0648\u0646 \u062f\u0648\u0645 \u0644\u0627\u0632\u0645 \u0627\u0633\u062a. \u0628\u0627 \u0627\u06cc\u0646 \u062d\u0627\u0644\u060c \u0627\u06af\u0631 \u0632\u0648\u062f\u062a\u0631 \u062b\u0628\u062a \u0646\u0627\u0645 \u06a9\u0646\u06cc\u062f\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0645\u0628\u0644\u063a \u062a\u062e\u0641\u06cc\u0641\u200c\u062e\u0648\u0631\u062f\u0647 u003cbu003e550 \u062f\u0644\u0627\u0631\u06ccu003c\/bu003e \u0628\u0631\u0627\u06cc \u0627\u0632\u0645\u0648\u0646 \u0627\u0648\u0644 \u0648 u003cbu003e550 \u062f\u0644\u0627\u0631\u06ccu003c\/bu003e \u0631\u0627 \u0628\u0631\u0627\u06cc \u0627\u0632\u0645\u0648\u0646 \u062f\u0648\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u06cc\u062f.u003c\/pu003eu003cpu003eu003cspan style=u0022font-size: 28px;color: #000080u0022u003eu003cstrongu003e\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06ccu003c\/strongu003eu003c\/spanu003eu003c\/pu003eu003cpu003eFRM \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u062d\u0631\u0641\u0647\u200c\u0627\u06cc \u067e\u06cc\u0634\u062a\u0627\u0632 \u0628\u0631\u0627\u06cc \u0645\u062f\u06cc\u0631\u0627\u0646 \u0631\u06cc\u0633\u06a9 \u0627\u0633\u062a \u0648 \u0628\u0647 \u0637\u0648\u0631 \u06af\u0633\u062a\u0631\u062f\u0647 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 u003cbu003e\u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f \u062c\u0647\u0627\u0646\u06ccu003c\/bu003e \u0628\u0631\u0627\u06cc u003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/econclinic.com\/%d8%b1%db%8c%d8%b3%da%a9-%d9%87%d8%a7%db%8c-%d9%85%d8%a7%d9%84%db%8c-%d9%88-%d8%a7%d9%86%d9%88%d8%a7%d8%b9-%d8%a2%d9%86\/u0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003e\u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06ccu003c\/au003eu003c\/spanu003e \u0634\u0646\u0627\u062e\u062a\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a. \u062a\u0642\u0627\u0636\u0627\u06cc \u0641\u0639\u0644\u06cc \u0628\u0631\u0627\u06cc \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 FRM \u0628\u0627\u0644\u0627\u0633\u062a \u0648 \u0628\u0647 \u0646\u0638\u0631 \u0645\u06cc\u200c\u0631\u0633\u062f \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u0628\u0647 \u0631\u0634\u062f \u062e\u0648\u062f \u0627\u062f\u0627\u0645\u0647 \u062f\u0647\u062f.u003cbr \/u003e\u0627\u06cc\u0646 \u062f\u0631 \u062d\u0627\u0644\u06cc \u0627\u0633\u062a \u06a9\u0647 CFA \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc u003cbu003e\u0645\u0639\u062a\u0628\u0631\u062a\u0631u003c\/bu003e \u0648 \u062f\u0633\u062a\u06cc\u0627\u0628\u06cc \u0628\u0647 \u0622\u0646 u003cbu003e\u0633\u062e\u062a\u200c\u062a\u0631u003c\/bu003e \u0628\u0647 \u0646\u0638\u0631 \u0645\u06cc\u200c\u0631\u0633\u062f\u060c \u0645\u0632\u06cc\u062a \u0628\u0632\u0631\u06af FRM \u062f\u0631 \u062a\u0645\u0631\u06a9\u0632 \u0628\u0633\u06cc\u0627\u0631 \u062a\u062e\u0635\u0635\u06cc \u0622\u0646 \u0628\u0631 u003cbu003e\u0631\u06cc\u0633\u06a9u003c\/bu003e \u0646\u0647\u0641\u062a\u0647 \u0627\u0633\u062a. \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646\u06cc \u06a9\u0647 \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u0645\u062a\u0645\u0627\u06cc\u0632 \u06a9\u0631\u062f\u0646 \u062e\u0648\u062f\u060c u003cbu003e\u0627\u0631\u062a\u0642\u0627\u06cc \u0686\u0634\u0645\u200c\u0627\u0646\u062f\u0627\u0632 \u0634\u063a\u0644\u06ccu003c\/bu003e \u0648 \u062f\u0631\u06cc\u0627\u0641\u062a u003cbu003e\u062d\u0642\u0648\u0642 \u0628\u0647\u062a\u0631u003c\/bu003e \u0628\u0647\u200c\u0648\u06cc\u0698\u0647 \u062f\u0631 \u062d\u0648\u0632\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0647\u0633\u062a\u0646\u062f\u060c FRM \u0628\u0647\u062a\u0631\u06cc\u0646 \u0627\u0633\u062a.u003c\/pu003enu003cpu003e\u0645\u0646\u0628\u0639: u003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/www.investopedia.com\/terms\/f\/frm.aspu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eInvestopediau003c\/au003eu003c\/spanu003eu003c\/pu003enu003cpu003eu003cstrongu003eu003cspan style=u0022font-size: 22pxu0022u003e\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f:u0026nbsp;u003cspan style=u0022color: #130170u0022u003e\u0635\u0641\u0631 \u062a\u0627 \u0635\u062f u003ca style=u0022color: #130170;font-size: 22pxu0022 href=u0022https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%a8%d9%88%d8%b1%d8%b3\/u0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003e\u0622\u0645\u0648\u0632\u0634 \u0628\u0648\u0631\u0633u003c\/au003e (\u0631\u0627\u06cc\u06af\u0627\u0646)u003c\/spanu003eu003c\/spanu003eu003c\/strongu003eu003c\/pu003enu003cp style=u0022direction: ltru0022u003eu003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022#_ftnref1u0022 name=u0022_ftn1u0022u003eu003csupu003e[1]u003c\/supu003eu003c\/au003e\u00a0 \u00a0u003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/www.garp.org\/u0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eu003csupu003eGARPu003c\/supu003eu003c\/au003eu003c\/spanu003eu003c\/pu003eu003cp style=u0022direction: ltru0022u003eu003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022#_ftnref2u0022 name=u0022_ftn2u0022u003eu003csupu003e[2]u003c\/supu003eu003c\/au003e\u00a0 \u00a0u003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/www.cfainstitute.org\/en\/programs\/cfau0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eu003csupu003eCFA Program (CFA Institute)u003c\/supu003eu003c\/au003eu003c\/spanu003eu003c\/pu003eu003cp style=u0022direction: ltru0022u003eu003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022#_ftnref3u0022 name=u0022_ftn3u0022u003eu003csupu003e[3]u003c\/supu003eu003c\/au003e\u00a0 \u00a0u003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/www.investopedia.com\/terms\/c\/creditrisk.aspu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eu003csupu003eCredit Risk (Investopedia)u003c\/supu003eu003c\/au003eu003c\/spanu003eu003c\/pu003eu003cp style=u0022direction: ltru0022u003eu003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022#_ftnref4u0022 name=u0022_ftn4u0022u003eu003csupu003e[4]u003c\/supu003eu003c\/au003e\u00a0 \u00a0u003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/www.investopedia.com\/terms\/m\/marketrisk.aspu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eu003csupu003eMarket Risk (Investopedia)u003c\/supu003eu003c\/au003eu003c\/spanu003eu003c\/pu003eu003cp style=u0022direction: ltru0022u003eu003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022#_ftnref5u0022 name=u0022_ftn5u0022u003eu003csupu003e[5]u003c\/supu003eu003c\/au003e\u00a0 \u00a0u003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/www.investopedia.com\/terms\/o\/operational_risk.aspu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eu003csupu003eOperational Risk (Investopedia)u003c\/supu003eu003c\/au003eu003c\/spanu003eu003c\/pu003eu003cp style=u0022direction: ltru0022u003eu003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022#_ftnref6u0022 name=u0022_ftn6u0022u003eu003csupu003e[6]u003c\/supu003eu003c\/au003e\u00a0 \u00a0u003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/www.investopedia.com\/terms\/i\/investment-management.aspu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eu003csupu003eInvestment Management (Investopedia)u003c\/supu003eu003c\/au003eu003c\/spanu003eu003c\/pu003eu003cp style=u0022direction: ltru0022u003eu003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022#_ftnref7u0022 name=u0022_ftn7u0022u003eu003csupu003e[7]u003c\/supu003eu003c\/au003e\u00a0 \u00a0u003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/en.wikipedia.org\/wiki\/Cash_managementu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eu003csupu003eCash Management (Wikipedia)u003c\/supu003eu003c\/au003eu003c\/spanu003eu003c\/pu003eu003cp style=u0022direction: ltru0022u003eu003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022#_ftnref8u0022 name=u0022_ftn8u0022u003eu003csupu003e[8]u003c\/supu003eu003c\/au003e\u00a0 \u00a0u003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/www.investopedia.com\/terms\/b\/bond.aspu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eu003csupu003eBond (Investopedia)u003c\/supu003eu003c\/au003eu003c\/spanu003eu003c\/pu003eu003cp style=u0022direction: ltru0022u003eu003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ffu0022 href=u0022#_ftnref9u0022 name=u0022_ftn9u0022u003eu003csupu003e[9]u003c\/supu003eu003c\/au003e\u00a0 \u00a0u003ca style=u0022color: #3366ffu0022 href=u0022https:\/\/www.investopedia.com\/terms\/d\/derivative.aspu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eu003csupu003eDerivatives (Investopedia)u003c\/supu003eu003c\/au003eu003c\/spanu003eu003c\/pu003enu003cpu003eu003cstrongu003eu003cspan style=u0022font-size: 22pxu0022u003e\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: u003cspan style=u0022color: #130170u0022u003eu003ca style=u0022color: #130170;font-size: 22pxu0022 href=u0022https:\/\/econclinic.com\/%d9%88%d8%a7%d8%b1%d9%86-%d8%a8%d8%a7%d9%81%d8%aa-%da%a9%db%8c%d8%b3%d8%aa%d8%9f\/u0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003e\u0648\u0627\u0631\u0646 \u0628\u0627\u0641\u062a \u06a9\u06cc\u0633\u062a\u061fu003c\/au003eu003c\/spanu003eu003c\/spanu003eu003c\/strongu003eu003c\/pu003enn<aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0622\u0645\u0648\u0632\u0634 \u0641\u0627\u0631\u06a9\u0633\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d9%81%d8%a7%d8%b1%da%a9%d8%b3\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/09\/Forextrainingcourse-Econclinic-DrSaedvandi.jpg.webp\" width=\"750\" height=\"400\" alt=\"\u062f\u0648\u0631\u0647 \u0622\u0645\u0648\u0632\u0634\u06cc \u0641\u0627\u0631\u06a9\u0633 - \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f - \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/09\/Forextrainingcourse-Econclinic-DrSaedvandi.jpg.webp 750w, https:\/\/econclinic.com\/wp-content\/uploads\/2023\/09\/Forextrainingcourse-Econclinic-DrSaedvandi.jpg-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2023\/09\/Forextrainingcourse-Econclinic-DrSaedvandi.jpg-300x160.webp 300w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\"><\/a>\n\t\t<div class=\"ec-cc__body\">\n\t\t\t\t<ul class=\"ec-cc__meta\"><li>\u06f5 \u0627\u0632 \u06f5<\/li><li>\u06f4\u06f3\u06f0 \u062f\u0627\u0646\u0634\u200c\u067e\u0698\u0648\u0647<\/li><\/ul>\n\t\t\t\t\t\t<div class=\"ec-cc__prices\">\n\t\t\t<span class=\"ec-cc__price\">\u06f1,\u06f5\u06f0\u06f0,\u06f0\u06f0\u06f0 <span class=\"ec-cc__unit\">\u062a\u0648\u0645\u0627\u0646<\/span><\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<a class=\"ec-cc__cta\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d9%81%d8%a7%d8%b1%da%a9%d8%b3\/\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647 \u2014 \u0622\u0645\u0648\u0632\u0634 \u0641\u0627\u0631\u06a9\u0633\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\tnu003cspan style=u0022font-size: 22pxu0022u003e\u0644\u06cc\u0646\u06a9 \u06a9\u0648\u062a\u0627\u0647: u003cspan style=u0022color: #3366ffu0022u003eu003ca style=u0022color: #3366ff;font-size: 22pxu0022 href=u0022https:\/\/b2n.ir\/k94936u0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003ehttps:\/\/b2n.ir\/k94936u003c\/au003eu003c\/spanu003eu003c\/spanu003enu003cp class=u0022econ-course-ctau0022u003eu003cstrongu003e\u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u06cc\u062f \u0639\u0645\u06cc\u0642\u200c\u062a\u0631 \u06cc\u0627\u062f \u0628\u06af\u06cc\u0631\u06cc\u062f\u061fu003c\/strongu003e u003ca href=u0022https:\/\/econclinic.com\/forex-fundamental-analysis\/u0022u003e\u0622\u0645\u0648\u0632\u0634 \u0641\u0627\u0646\u062f\u0627\u0645\u0646\u062a\u0627\u0644 \u0641\u0627\u0631\u06a9\u0633u003c\/au003e \u2014 \u062a\u062d\u0644\u06cc\u0644 \u062f\u0627\u062f\u0647\u200c\u0647\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u0648 \u062a\u0635\u0645\u06cc\u0645\u200c\u0647\u0627\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u0645\u0631\u06a9\u0632\u06cc \u0628\u0631\u0627\u06cc \u0645\u0639\u0627\u0645\u0644\u0647 \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u062c\u0647\u0627\u0646\u06cc \u0627\u0631\u0632.u003c\/pu003e<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\r\n\t\t<div class=\"review_wrap\">\r\n\t\t\t<div id=\"review-box\" class=\"review-box review-bottom review-stars\"><h2 class=\"review-box-header the-global-title\">\u0628\u0647 \u0627\u06cc\u0646 \u0645\u0637\u0644\u0628 \u0627\u0645\u062a\u06cc\u0627\u0632 \u062f\u0647\u06cc\u062f<\/h2>\r\n\t\t\t\t<div class=\"review-summary\">\r\n\t\t\t\t\t<div class=\"review-final-score\">\r\n\t\t\t\t\t\t<span title=\"\" class=\"post-large-rate stars-large\"><span style=\"width:0%\"><\/span><\/span>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"review-short-summary\">\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<div class=\"user-rate-wrap\">\r\n\t\t\t\t<span class=\"user-rating-text\">\r\n\t\t\t\t\t<strong>\u0627\u0645\u062a\u06cc\u0627\u0632 \u062e\u0648\u0627\u0646\u0646\u062f\u06af\u0627\u0646: <\/strong>\r\n\t\t\t\t\t<span class=\"taq-score\"><\/span>\r\n\t\t\t\t\t<small>\u0627\u0648\u0644\u06cc\u0646 \u0646\u0641\u0631 \u0628\u0627\u0634\u06cc\u062f<\/small>\r\n\t\t\t\t<\/span>\r\n\r\n\t\t\t\t<div data-rate=\"0\" data-id=\"2575\" class=\"user-rate taq-user-rate-active\">\r\n\t\t\t\t\t<span class=\"user-rate-image post-large-rate stars-large\">\r\n\t\t\t\t\t\t<span style=\"width:0%\"><\/span>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"taq-clear\"><\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div><style id=\"econ-pull-css\" data-no-optimize=\"1\">.entry-content p.econ-pull{margin-block:1.9em;padding:18px 22px;border-inline-start:4px solid var(--ec-gold,var(--ec-btn-gold,#ccb070));border-radius:0 var(--ec-card-radius,14px) var(--ec-card-radius,14px) 0;background:var(--ec-card-bg,rgba(10,8,48,.03));font-size:1.09em;line-height:1.95;font-weight:500;color:var(--ec-navy,#0a0830);}.entry-content p.econ-pull::before{content:\"\";display:block;inline-size:26px;block-size:3px;margin-block-end:12px;background:var(--ec-gold,var(--ec-btn-gold,#ccb070));border-radius:2px;}@media (max-width:600px){.entry-content p.econ-pull{padding:14px 16px;font-size:1.05em}}<\/style>","protected":false},"excerpt":{"rendered":"<p>\u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc (FRM) \u0686\u06cc\u0633\u062a\u061f \u0686\u06af\u0648\u0646\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0622\u0646 \u0631\u0627 \u0627\u062e\u0630 \u06a9\u0631\u062f\u061f 22 \u062c\u0648\u0644\u0627\u06cc 2021 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u06cc\u06a9 \u0645\u062f\u0631\u06a9 \u062d\u0631\u0641\u0647\u200c\u0627\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0627\u0646\u062c\u0645\u0646 \u062c\u0647\u0627\u0646\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0631\u06cc\u0633\u06a9 (GARP) [1] \u0627\u0639\u0637\u0627 \u0645\u06cc\u200c\u06a9\u0646\u062f.\u0645\u062f\u0631\u06a9 FRM \u0645\u0648\u0633\u0633\u0647 GARP \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u06a9\u0647 \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0641\u0639\u0627\u0644\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0628\u0631\u062a\u0631 \u062f\u0631 \u0633\u0637\u062d \u062c\u0647\u0627\u0646\u06cc \u0634\u0646\u0627\u062e\u062a\u0647 \u0645\u06cc \u0634\u0648\u062f. &hellip;<\/p>\n","protected":false},"author":3,"featured_media":2576,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[100],"tags":[142,126],"class_list":["post-2575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-risk-derivatives","tag-142","tag-126","ecn_content_layer-encyclopedia"],"_links":{"self":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/posts\/2575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/comments?post=2575"}],"version-history":[{"count":0,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/posts\/2575\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/media\/2576"}],"wp:attachment":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/media?parent=2575"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/categories?post=2575"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/tags?post=2575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}