{"id":2599,"date":"2023-08-22T19:17:15","date_gmt":"2023-08-22T15:47:15","guid":{"rendered":"https:\/\/econclinic.com\/mag\/credit-risk\/"},"modified":"2023-08-22T19:17:15","modified_gmt":"2023-08-22T15:47:15","slug":"credit-risk","status":"publish","type":"post","link":"https:\/\/econclinic.com\/mag\/encyclopedia\/credit-risk\/","title":{"rendered":"\u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0686\u06cc\u0633\u062a\u061f \u0686\u0647 \u06a9\u0627\u0631\u0628\u0631\u062f\u06cc \u062f\u0627\u0631\u062f\u061f"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><style id=\"econ-card-tokens\" data-no-optimize=\"1\">:root{--ec-navy:#0a0830;--ec-gold:#ccb070;--ec-ink:#3a3a44;--ec-card-bg:rgba(10,8,48,.03);--ec-card-line:rgba(10,8,48,.12);--ec-card-radius:14px;--ec-card-pad:16px 20px;--ec-card-gap:26px;--ec-accent:4px;--ec-h:17px;--ec-h-lh:1.6;--ec-text:14.5px;--ec-text-lh:1.7}@media (max-width:520px){:root{--ec-card-pad:14px 16px;--ec-card-gap:20px}}.econ-toc,.econ-src,.econ-credits,.econ-more{margin:var(--ec-card-gap) 0;padding:var(--ec-card-pad);border-radius:var(--ec-card-radius);border:1px solid var(--ec-card-line);background:var(--ec-card-bg);border-inline-start:var(--ec-accent) solid var(--ec-gold)}.econ-toc .econ-toc__h,.econ-src .econ-src__h,.econ-credits .econ-credits__h,.econ-more .econ-more__h{margin:0 0 10px;font-size:var(--ec-h);font-weight:700;color:var(--ec-navy);line-height:var(--ec-h-lh);text-align:right;text-align-last:auto;padding:0;border:0;letter-spacing:0;opacity:1;text-transform:none}.econ-toc .econ-toc__list,.econ-src .econ-src__list,.econ-cr__bio,.econ-more .econ-more__list{font-size:var(--ec-text);line-height:var(--ec-text-lh)}<\/style><style id=\"econ-toc-css\" data-no-optimize=\"1\">.econ-toc .econ-toc__list{margin:0;padding-inline-start:20px}.econ-toc .econ-toc__list li{margin:0 0 2px}.econ-toc .econ-toc__sub{list-style:none;font-size:.94em;opacity:.85;padding-inline-start:14px}.econ-toc .econ-toc__sub::before{content:\"\u2014\";margin-inline-end:6px;opacity:.5}.econ-toc .econ-toc__list a{color:var(--ec-navy);text-decoration:none;border-bottom:1px solid transparent;box-shadow:none}.econ-toc .econ-toc__list a:hover,.econ-toc .econ-toc__list a:focus{color:var(--ec-navy);text-decoration:none;border-bottom-color:var(--ec-gold)}<\/style><nav class=\"econ-toc\" aria-labelledby=\"econ-toc-h\"><h2 id=\"econ-toc-h\" class=\"econ-toc__h\">\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628<\/h2><ol class=\"econ-toc__list\"><li><a href=\"#%d8%b1%db%8c%d8%b3%da%a9-%d8%a7%d8%b9%d8%aa%d8%a8%d8%a7%d8%b1%db%8c\">\u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/a><\/li><li><a href=\"#%d8%af%d8%b1%da%a9-%d9%85%d9%81%d9%87%d9%88%d9%85-%d8%b1%db%8c%d8%b3%da%a9-%d8%a7%d8%b9%d8%aa%d8%a8%d8%a7%d8%b1%db%8c\">\u062f\u0631\u06a9 \u0645\u0641\u0647\u0648\u0645 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style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn2\" name=\"_ftnref2\"><sup>[2]<\/sup><\/a><\/span> \u0642\u0631\u0636\u200c\u06af\u06cc\u0631\u0646\u062f\u0647\u060c \u0645\u0627\u0646\u0646\u062f <b>\u062d\u062c\u0645 \u0641\u0639\u0644\u06cc \u0628\u062f\u0647\u06cc<\/b> \u0648 <b>\u062f\u0631\u0622\u0645\u062f<\/b> \u0622\u0646\u200c\u0647\u0627\u060c \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0631\u0627 \u06a9\u0627\u0647\u0634 \u062f\u0647\u0646\u062f.<br>\u0628\u0627 \u0627\u06cc\u0646\u06a9\u0647 \u0646\u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0628\u0647 \u0637\u0648\u0631 \u0642\u0637\u0639\u06cc \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc \u06a9\u0631\u062f \u06a9\u0647 \u0686\u0647 \u06a9\u0633\u06cc \u0631\u0648\u06cc \u062a\u0639\u0647\u062f\u0627\u062a\u0634 <b>\u0646\u06a9\u0648\u0644<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn3\" name=\"_ftnref3\"><sup>[3]<\/sup><\/a><\/span> \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c <b>\u0627\u0631\u0632\u06cc\u0627\u0628\u06cc<\/b> \u0648 <b>\u0645\u062f\u06cc\u0631\u06cc\u062a \u0645\u0646\u0627\u0633\u0628<\/b> \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u0634\u062f\u062a \u0636\u0631\u0631 \u06a9\u0645 \u06a9\u0646\u062f. \u062f\u0631\u06cc\u0627\u0641\u062a \u0628\u0647\u0631\u0647 \u0627\u0632 \u0648\u0627\u0645\u200c\u06af\u06cc\u0631\u0646\u062f\u0647 \u06cc\u0627 \u062a\u0639\u0647\u062f \u0628\u062f\u0647\u06cc \u0635\u0627\u062f\u0631\u06a9\u0646\u0646\u062f\u0647 \u0622\u0646\u060c <b>\u067e\u0627\u062f\u0627\u0634<\/b> \u0631\u06cc\u0633\u06a9\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0648\u0627\u0645\u200c\u062f\u0647\u0646\u062f\u0647 \u0628\u0631\u0627\u06cc \u0642\u0628\u0648\u0644 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 24px\">\u0646\u06a9\u0627\u062a \u06a9\u0644\u06cc\u062f\u06cc<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1- \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u06cc\u0639\u0646\u06cc \u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u0632 \u062f\u0633\u062a \u062f\u0627\u062f\u0646 \u067e\u0648\u0644 \u0628\u0631\u0627\u06cc \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u0647 \u0632\u0645\u0627\u0646\u06cc\u200c\u06a9\u0647 <b>\u0645\u0646\u0627\u0628\u0639 \u0645\u0627\u0644\u06cc<\/b> \u0628\u0631\u0627\u06cc \u0642\u0631\u0636\u200c\u06af\u06cc\u0631\u0646\u062f\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0645\u06cc\u200c\u06a9\u0646\u062f.<br>2- \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 \u0631\u0627 \u0628\u0627 \u067e\u0646\u062c \u0641\u0627\u06a9\u062a\u0648\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0633\u0646\u062c\u06cc\u062f: <b>\u0633\u0627\u0628\u0642\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/b>\u060c <b>\u062a\u0648\u0627\u0646 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a<\/b>\u060c <b>\u0633\u0631\u0645\u0627\u06cc\u0647<\/b>\u060c <b>\u0634\u0631\u0627\u06cc\u0637 \u0648\u0627\u0645<\/b> \u0648 <b>\u0648\u062b\u06cc\u0642\u0647 \u0645\u0631\u062a\u0628\u0637 <\/b><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn4\" name=\"_ftnref4\"><sup>[4]<\/sup><\/a><\/span>.<br>3- \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646\u06cc \u06a9\u0647 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u062f\u0627\u0631\u0646\u062f\u060c <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d9%86%d8%b1%d8%ae-%d8%a8%d9%87%d8%b1%d9%87-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0646\u0631\u062e \u0628\u0647\u0631\u0647<\/a><\/span>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn5\" name=\"_ftnref5\"><sup>[5]<\/sup><\/a><\/span> \u0628\u06cc\u0634\u062a\u0631\u06cc \u0628\u0631\u0627\u06cc \u0648\u0627\u0645 \u0622\u0646\u200c\u0647\u0627 \u062f\u0631 \u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.<br>4- \u0627\u0645\u062a\u06cc\u0627\u0632 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0634\u0645\u0627 \u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0639\u06cc\u0627\u0631\u0647\u0627\u06cc\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0648\u0627\u0645\u200c\u062f\u0647\u0646\u062f\u06af\u0627\u0646 \u0627\u0632 \u0622\u0646 \u0628\u0631\u0627\u06cc \u0633\u0646\u062c\u0634 \u0627\u062d\u062a\u0645\u0627\u0644 <b>\u0646\u06a9\u0648\u0644<\/b> \u0634\u0645\u0627 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9-%d9%85%d8%a7%d9%84%db%8c-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062f\u0631\u06a9 \u0645\u0641\u0647\u0648\u0645 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0642\u062a\u06cc \u06a9\u0647 \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u06af\u0627\u0646\u060c\u00a0<b>\u0648\u0627\u0645 \u0645\u0633\u06a9\u0646 <\/b><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn6\" name=\"_ftnref6\"><sup>[6]<\/sup><\/a><\/span>\u060c <b>\u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn7\" name=\"_ftnref7\"><sup>[7]<\/sup><\/a><\/span> \u06cc\u0627 \u0647\u0631 \u0646\u0648\u0639 \u062f\u06cc\u06af\u0631\u06cc \u0627\u0632 \u0648\u0627\u0645 \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u0627\u06cc\u0646 \u0631\u06cc\u0633\u06a9 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f \u06a9\u0647 \u0634\u0627\u06cc\u062f \u0642\u0631\u0636\u200c\u06af\u06cc\u0631\u0646\u062f\u0647 <b>\u0628\u062f\u0647\u06cc<\/b> \u062e\u0648\u062f \u0631\u0627 \u0646\u067e\u0631\u062f\u0627\u0632\u062f. \u0628\u0647\u200c\u0637\u0648\u0631 \u0645\u0634\u0627\u0628\u0647 \u0627\u06af\u0631 \u06cc\u06a9 \u0634\u0631\u06a9\u062a \u0628\u0647 \u0645\u0634\u062a\u0631\u06cc\u200c\u0627\u0634 <b>\u0627\u0639\u062a\u0628\u0627\u0631<\/b> \u0628\u062f\u0647\u062f \u0627\u06cc\u0646 \u0627\u062d\u062a\u0645\u0627\u0644 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f \u06a9\u0647 \u0645\u0634\u062a\u0631\u06cc\u060c \u0635\u0648\u0631\u062a\u062d\u0633\u0627\u0628\u0634 \u0631\u0627 \u0646\u067e\u0631\u062f\u0627\u0632\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 24px\">\u0646\u06a9\u062a\u0647 \u0633\u0631\u06cc\u0639<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0647\u0645\u200c\u0686\u0646\u06cc\u0646 \u0628\u0631\u0627\u06cc <b>\u0646\u0627\u0634\u0631\u0627\u0646 \u0627\u0648\u0631\u0627\u0642 \u0642\u0631\u0636\u0647<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn8\" name=\"_ftnref8\"><sup>[8]<\/sup><\/a><\/span> \u0648 <b>\u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647<\/b> \u0647\u0645 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u061b \u0628\u0647 \u0627\u06cc\u0646 \u062a\u0631\u062a\u06cc\u0628 \u06a9\u0647 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062f\u0631 \u0635\u0648\u0631\u062a \u062f\u0631\u062e\u0648\u0627\u0633\u062a\u060c \u067e\u0631\u062f\u0627\u062e\u062a (\u06a9\u0648\u067e\u0646 \u06cc\u0627 \u0627\u0635\u0644 \u0627\u0648\u0631\u0627\u0642) \u0631\u0627 \u0627\u0646\u062c\u0627\u0645 \u0646\u062f\u0647\u0646\u062f \u06cc\u0627 \u0642\u0627\u062f\u0631 \u0628\u0647 \u067e\u0631\u062f\u0627\u062e\u062a <b>\u062e\u0633\u0627\u0631\u062a<\/b> \u0646\u0628\u0627\u0634\u0646\u062f.<br>\u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0628\u0631 \u0627\u0633\u0627\u0633 \u062a\u0648\u0627\u0646\u0627\u06cc\u06cc \u06a9\u0644\u06cc \u0642\u0631\u0636\u200c\u06af\u06cc\u0631\u0646\u062f\u0647 \u0628\u0631\u0627\u06cc \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u062f\u0647\u06cc\u200c\u0627\u0634 \u0628\u0631\u0627\u0633\u0627\u0633 \u0634\u0631\u0627\u06cc\u0637 \u0627\u0648\u0644\u06cc\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0628\u0631\u0627\u06cc \u0633\u0646\u062c\u06cc\u062f\u0646 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0648\u0627\u0645 \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646\u060c \u0648\u0627\u0645\u200c\u062f\u0647\u0646\u062f\u06af\u0627\u0646 \u0639\u0645\u0648\u0645\u0627 \u0628\u0647 <b>\u067e\u0646\u062c \u0639\u0627\u0645\u0644<\/b> \u0646\u06af\u0627\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f: \u0633\u0627\u0628\u0642\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc\u060c \u0638\u0631\u0641\u06cc\u062a \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a\u060c \u0633\u0631\u0645\u0627\u06cc\u0647\u060c \u0634\u0631\u0627\u06cc\u0637 \u0648\u0627\u0645 \u0648 \u0648\u062b\u06cc\u0642\u0647 \u0645\u0631\u062a\u0628\u0637.<br>\u0628\u0639\u0636\u06cc \u0627\u0632 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u062f\u067e\u0627\u0631\u062a\u0645\u0627\u0646\u200c\u0647\u0627\u06cc\u06cc \u0631\u0627 \u0628\u0631\u0627\u06cc \u0633\u0646\u062c\u0634 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0645\u0634\u062a\u0631\u06cc\u0627\u0646 \u0641\u0639\u0644\u06cc \u0648 \u0627\u062d\u062a\u0645\u0627\u0644\u06cc \u0622\u06cc\u0646\u062f\u0647\u200c\u0634\u0627\u0646 \u0631\u0627\u0647\u200c\u0627\u0646\u062f\u0627\u0632\u06cc \u06a9\u0631\u062f\u0647\u200c\u0627\u0646\u062f. \u067e\u06cc\u0634\u0631\u0641\u062a \u0641\u0646\u0627\u0648\u0631\u06cc \u0628\u0647 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u06a9\u0645\u06a9 \u06a9\u0631\u062f\u0647 \u06a9\u0647 <b>\u062f\u0627\u062f\u0647\u200c\u0647\u0627\u06cc \u0644\u0627\u0632\u0645<\/b> \u0628\u0631\u0627\u06cc \u0633\u0646\u062c\u06cc\u062f\u0646 <b>\u0645\u0634\u062e\u0635\u0627\u062a \u0631\u06cc\u0633\u06a9<\/b> \u06cc\u06a9 \u0645\u0634\u062a\u0631\u06cc \u0631\u0627 \u0628\u0647 \u0633\u0631\u0639\u062a \u062a\u062d\u0644\u06cc\u0644 \u06a9\u0646\u0646\u062f.<br><b>\u0622\u0698\u0627\u0646\u0633\u200c\u0647\u0627\u06cc \u0631\u062a\u0628\u0647\u200c\u0633\u0646\u062c\u06cc<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn9\" name=\"_ftnref9\"><sup>[9]<\/sup><\/a><\/span> \u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0648\u0631\u0627\u0642 \u0642\u0631\u0636\u0647 \u0645\u0627\u0646\u0646\u062f <b>\u062e\u062f\u0645\u0627\u062a \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0645\u0648\u0648\u062f\u06cc<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn10\" name=\"_ftnref10\"><sup>[10]<\/sup><\/a><\/span> \u0648 <b>\u0631\u062a\u0628\u0647\u200c\u0633\u0646\u062c\u06cc \u0641\u06cc\u062a\u0686 <\/b><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn11\" name=\"_ftnref11\"><sup>[11]<\/sup><\/a><\/span>\u060c \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0646\u0627\u0634\u0631\u0627\u0646 <b>\u0627\u0648\u0631\u0627\u0642 \u0642\u0631\u0636\u0647 \u0634\u0631\u06a9\u062a\u06cc<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn12\" name=\"_ftnref12\"><sup>[12]<\/sup><\/a><\/span> \u0648 <b>\u0634\u0647\u0631\u062f\u0627\u0631\u06cc\u200c\u0647\u0627<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn13\" name=\"_ftnref13\"><sup>[13]<\/sup><\/a><\/span> \u0631\u0627 \u0645\u06cc\u200c\u0633\u0646\u062c\u0646\u062f \u0648 \u0633\u067e\u0633 \u0628\u0647 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\u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u0686\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u06cc\u0646 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0648 \u0646\u0631\u062e \u0628\u0647\u0631\u0647<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 24px\">\u0646\u06a9\u062a\u0647 \u0633\u0631\u06cc\u0639<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06af\u0631 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062e\u06cc\u0644\u06cc \u0628\u0627\u0644\u0627 \u0628\u0627\u0634\u062f\u060c \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u06af\u0627\u0646 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 <b>\u0628\u0627\u0632\u062f\u0647<\/b> \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0631\u0627 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<br>\u0627\u0639\u062a\u0628\u0627\u0631\u062f\u0647\u0646\u062f\u06af\u0627\u0646 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u0647 \u0648\u0627\u0645\u200c\u06af\u06cc\u0631\u0646\u062f\u0647\u200c\u0627\u06cc \u06a9\u0647 \u062a\u0634\u062e\u06cc\u0635 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f \u0631\u06cc\u0633\u06a9 \u0628\u0627\u0644\u0627\u06cc\u06cc \u062f\u0627\u0631\u062f\u060c <b>\u0648\u0627\u0645<\/b> \u0646\u062f\u0647\u0646\u062f.<br>\u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0645\u062b\u0627\u0644\u060c \u06cc\u06a9 \u0645\u062a\u0642\u0627\u0636\u06cc \u0648\u0627\u0645 \u0645\u0633\u06a9\u0646 \u0628\u0627 <b>\u0631\u062a\u0628\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0628\u0627\u0644\u0627<\/b> \u0648 <b>\u062f\u0631\u0622\u0645\u062f \u0628\u0627\u062b\u0628\u0627\u062a<\/b> \u0627\u062d\u062a\u0645\u0627\u0644\u0627 <b>\u06a9\u0645\u200c\u0631\u06cc\u0633\u06a9<\/b> \u0634\u0646\u0627\u062e\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u067e\u0633 \u0627\u062d\u062a\u0645\u0627\u0644\u0627 \u0627\u06cc\u0646 \u0641\u0631\u062f \u0648\u0627\u0645 \u0645\u0633\u06a9\u0646\u06cc \u0628\u0627 <b>\u0646\u0631\u062e \u0628\u0647\u0631\u0647 \u06a9\u0645<\/b> \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f. \u062f\u0631 \u0645\u0642\u0627\u0628\u0644\u060c \u06cc\u06a9 \u0645\u062a\u0642\u0627\u0636\u06cc \u0628\u0627 \u0633\u0627\u0628\u0642\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0636\u0639\u06cc\u0641\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0645\u062c\u0628\u0648\u0631 \u0634\u0648\u062f \u0628\u0627 \u06cc\u06a9 \u0648\u0627\u0645\u200c\u062f\u0647\u0646\u062f\u0647 \u0628\u0647 \u06a9\u0645\u200c\u0627\u0639\u062a\u0628\u0627\u0631\u0647\u0627 (Subprime Lender) <span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn14\" name=\"_ftnref14\"><sup>[14]<\/sup><\/a><\/span> \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a <b>\u0645\u0646\u0627\u0628\u0639 \u0645\u0627\u0644\u06cc<\/b> \u06a9\u0627\u0631 \u06a9\u0646\u062f.<br>\u0628\u0647\u062a\u0631\u06cc\u0646 \u0631\u0627\u0647 \u06cc\u06a9 \u0648\u0627\u0645\u200c\u06af\u06cc\u0631\u0646\u062f\u0647 \u0628\u0627 \u0631\u06cc\u0633\u06a9 \u0628\u0627\u0644\u0627 \u0628\u0631\u0627\u06cc \u06af\u0631\u0641\u062a\u0646 \u0648\u0627\u0645 \u06a9\u0645\u200c\u0628\u0647\u0631\u0647\u060c \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0631\u062a\u0628\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc\u200c\u0627\u0634 \u0631\u0627 \u0628\u0647\u0628\u0648\u062f \u0628\u0628\u062e\u0634\u062f. \u0627\u06af\u0631 \u0627\u0639\u062a\u0628\u0627\u0631 \u0636\u0639\u06cc\u0641\u06cc \u062f\u0627\u0631\u06cc\u062f\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0647\u0645\u06a9\u0627\u0631\u06cc \u0628\u0627 \u06cc\u06a9 <b>\u0634\u0631\u06a9\u062a \u0628\u0647\u0628\u0648\u062f \u0627\u0639\u062a\u0628\u0627\u0631<\/b> \u0631\u0627 \u062f\u0631 \u0646\u0638\u0631 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f.<br>\u0647\u0645\u0686\u0646\u06cc\u0646\u060c \u0646\u0627\u0634\u0631\u0627\u0646 \u0627\u0648\u0631\u0627\u0642 \u0642\u0631\u0636\u0647 \u0628\u0627 \u0631\u062a\u0628\u0647 \u06a9\u0645\u062a\u0631 \u0627\u0632 \u0639\u0627\u0644\u06cc \u0646\u0631\u062e \u0628\u0647\u0631\u0647 \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0631\u0627 \u0627\u0632 \u0646\u0627\u0634\u0631\u0627\u0646\u06cc \u06a9\u0647 \u0631\u062a\u0628\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0639\u0627\u0644\u06cc \u062f\u0627\u0631\u0646\u062f \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u062f\u0647\u0646\u062f. \u0646\u0627\u0634\u0631\u0627\u0646 \u0628\u0627 \u0631\u062a\u0628\u0647\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u067e\u0627\u06cc\u06cc\u0646 \u0627\u0632 <b>\u0628\u0647\u0631\u0647 \u0628\u0627\u0644\u0627<\/b> \u0628\u0631\u0627\u06cc \u062c\u0644\u0628 \u0646\u0638\u0631 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0628\u0647\u200c\u0645\u0646\u0638\u0648\u0631 <b>\u062a\u0642\u0628\u0644 \u0631\u06cc\u0633\u06a9<\/b> \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u067e\u06cc\u0634\u0646\u0647\u0627\u062f\u0634\u0627\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0645\u062f\u0631\u0646 - \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u062c\u0647\u0627\u0646\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a8%d8%a7%d8%b2%d8%a7%d8%b1%d9%87%d8%a7%db%8c-%d9%be%d9%88%d9%84%db%8c-%d8%ac%d9%87%d8%a7%d9%86-%d8%af%d9%88%d8%b1%d9%87-%d8%ac%d8%a7%d9%85%d8%b9-%d9%be%d9%88%d9%84\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg.webp\" width=\"857\" height=\"457\" alt=\"\u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u0633\u06cc\u0627\u0633\u062a\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0645\u062f\u0631\u0646 - \u0641\u0627\u0646\u062f\u0627\u0645\u0646\u062a\u0627\u0644 \u0641\u0627\u0631\u06a9\u0633 - \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc - \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg.webp 857w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-300x160.webp 300w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-768x410.webp 768w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-800x427.webp 800w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/elementor\/thumbs\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-qzznoj5cjz6yq0gloef5zcywlqruq8ihsho8nbuwio.webp 750w\" sizes=\"auto, (max-width: 857px) 100vw, 857px\"><\/a>\n\t\t<div class=\"ec-cc__body\">\n\t\t\t\t<ul class=\"ec-cc__meta\"><li>29 \u0633\u0627\u0639\u062a<\/li><li>\u06f5 \u0627\u0632 \u06f5<\/li><li>\u06f2\u06f3\u06f0 \u062f\u0627\u0646\u0634\u200c\u067e\u0698\u0648\u0647<\/li><\/ul>\n\t\t\t\t\t\t<div class=\"ec-cc__prices\">\n\t\t\t<span class=\"ec-cc__price\">\u06f1\u06f7,\u06f4\u06f1\u06f5,\u06f0\u06f0\u06f0 <span class=\"ec-cc__unit\">\u062a\u0648\u0645\u0627\u0646<\/span><\/span>\n\t\t\t\t\t\t<del class=\"ec-cc__was\">\u06f2\u06f5,\u06f5\u06f6\u06f0,\u06f0\u06f0\u06f0<\/del>\n\t\t\t\t\t<\/div>\n\t\t\t\t<a class=\"ec-cc__cta\" href=\"https:\/\/econclinic.com\/%d8%a8%d8%a7%d8%b2%d8%a7%d8%b1%d9%87%d8%a7%db%8c-%d9%be%d9%88%d9%84%db%8c-%d8%ac%d9%87%d8%a7%d9%86-%d8%af%d9%88%d8%b1%d9%87-%d8%ac%d8%a7%d9%85%d8%b9-%d9%be%d9%88%d9%84\/\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647 \u2014 \u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0645\u062f\u0631\u0646 - \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u062c\u0647\u0627\u0646\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\t\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9\/\" target=\"_blank\" rel=\"noopener\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0686\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062a\u0648\u0633\u0637 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0631\u0627 \u0628\u0627 \u0631\u0627\u0647\u0628\u0631\u062f\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0645\u062f\u06cc\u0631\u06cc\u062a \u06a9\u0646\u0646\u062f. \u0622\u0646\u200c\u0647\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f\u0647\u0627\u06cc \u0628\u0647\u200c\u062e\u0635\u0648\u0635\u06cc \u0631\u0627 \u0628\u0631\u0627\u06cc \u0648\u0627\u0645\u200c\u062f\u0647\u06cc \u0645\u0627\u0646\u0646\u062f \u0627\u0644\u0632\u0627\u0645 \u0642\u0631\u0636\u200c\u06af\u06cc\u0631\u0646\u062f\u06af\u0627\u0646 \u0628\u0647 \u062f\u0627\u0634\u062a\u0646 <b>\u0627\u0645\u062a\u06cc\u0627\u0632 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0645\u0639\u06cc\u0646<\/b> \u062a\u0646\u0638\u06cc\u0645 \u06a9\u0646\u0646\u062f. \u0633\u067e\u0633\u060c \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0647 \u0637\u0648\u0631 \u0645\u0631\u062a\u0628 <b>\u0633\u0628\u062f \u0648\u0627\u0645\u200c\u0647\u0627\u06cc<\/b>\u00a0\u062e\u0648\u062f \u0631\u0627 \u067e\u0627\u06cc\u0634 \u06a9\u0631\u062f\u0647\u060c \u0647\u0631\u06af\u0648\u0646\u0647 \u062a\u063a\u06cc\u06cc\u0631 \u062f\u0631 <b>\u0627\u0639\u062a\u0628\u0627\u0631 \u0648\u0627\u0645\u200c\u06af\u06cc\u0631\u0646\u062f\u06af\u0627\u0646\u0634\u0627\u0646<\/b> \u0631\u0627 \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u06a9\u0646\u0646\u062f \u0648 \u062a\u0637\u0628\u06cc\u0642\u200c\u0647\u0627\u06cc \u0644\u0627\u0632\u0645 \u0631\u0627 \u0627\u0646\u062c\u0627\u0645 \u062f\u0647\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/education\/financial-mba-guide\/\" target=\"_blank\" rel=\"noopener\">\u062f\u0648\u0631\u0647 MBA \u0645\u0627\u0644\u06cc<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u067e\u0646\u062c \u0639\u0627\u0645\u0644 \u0627\u0639\u062a\u0628\u0627\u0631 \u0686\u0647 \u0647\u0633\u062a\u0646\u062f\u061f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u0646 \u067e\u0646\u062c \u0641\u0627\u06a9\u062a\u0648\u0631 \u0639\u0628\u0627\u0631\u062a\u0646\u062f \u0627\u0632: <b>\u062a\u0648\u0627\u0646\u0627\u06cc\u06cc<\/b>\u060c <b>\u0633\u0631\u0645\u0627\u06cc\u0647<\/b>\u060c <b>\u0634\u0631\u0627\u06cc\u0637<\/b>\u060c <b>\u0634\u062e\u0635\u06cc\u062a<\/b> \u0648 <b>\u0648\u062b\u06cc\u0642\u0647<\/b>. \u0627\u06cc\u0646\u200c\u0647\u0627 \u0639\u0648\u0627\u0645\u0644\u06cc \u0647\u0633\u062a\u0646\u062f \u06a9\u0647 \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062f\u0631\u0628\u0627\u0631\u0647 \u0642\u0631\u0636\u200c\u06af\u06cc\u0631\u0646\u062f\u0647 \u0628\u0631\u0627\u06cc \u06a9\u0645\u06a9 \u0628\u0647 \u06a9\u0627\u0647\u0634 <b>\u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/b> \u062a\u062c\u0632\u06cc\u0647\u200c\u0648\u062a\u062d\u0644\u06cc\u0644 \u06a9\u0646\u062f. \u0627\u0646\u062c\u0627\u0645 \u06cc\u06a9 \u062a\u062c\u0632\u06cc\u0647\u200c\u0648\u062a\u062d\u0644\u06cc\u0644 \u0628\u0631\u0627\u0633\u0627\u0633 \u0627\u06cc\u0646 \u0639\u0648\u0627\u0645\u0644 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0647 \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u0647 \u06a9\u0645\u06a9 \u06a9\u0646\u062f \u062a\u0627 <b>\u0627\u062d\u062a\u0645\u0627\u0644 \u0646\u06a9\u0648\u0644<\/b> \u0642\u0631\u0636\u200c\u06af\u06cc\u0631\u0646\u062f\u0647 \u0631\u0627 \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc \u06a9\u0646\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u06af\u0627\u0646 \u0686\u0637\u0648\u0631 \u067e\u0646\u062c \u0639\u0627\u0645\u0644 \u0627\u0639\u062a\u0628\u0627\u0631 \u0631\u0627 \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u061f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0631 \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u0647\u200c\u0627\u06cc \u067e\u0646\u062c \u0639\u0627\u0645\u0644 (\u0638\u0631\u0641\u06cc\u062a\u060c \u0633\u0631\u0645\u0627\u06cc\u0647\u060c \u0634\u0631\u0627\u06cc\u0637\u060c \u0634\u062e\u0635\u06cc\u062a \u0648 \u0648\u062b\u06cc\u0642\u0647) \u0631\u0627 \u0628\u0647 \u0631\u0648\u0634 \u0645\u062a\u0641\u0627\u0648\u062a\u06cc \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc\u060c \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u06af\u0627\u0646 \u062a\u0627\u06a9\u06cc\u062f \u0628\u0631 <b>\u062a\u0648\u0627\u0646\u0627\u06cc\u06cc \u0627\u062d\u062a\u0645\u0627\u0644\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06af\u06cc\u0631\u0646\u062f\u06af\u0627\u0646<\/b> \u06cc\u0627 <b>\u0645\u0642\u062f\u0627\u0631 \u062f\u0631\u0622\u0645\u062f\u0634\u0627\u0646<\/b> \u0646\u0633\u0628\u062a \u0628\u0647 <b>\u0628\u062f\u0647\u06cc \u0645\u062a\u0639\u0647\u062f\u200c\u0634\u062f\u0647<\/b>\u060c \u062f\u0627\u0631\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 28px;color: #000080\"><strong>\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc<\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u06cc\u0639\u0646\u06cc \u0627\u062d\u062a\u0645\u0627\u0644 <b>\u0636\u0631\u0631 \u0645\u0627\u0644\u06cc<\/b> \u06cc\u06a9 \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u0647 \u0627\u0632 \u06cc\u06a9 \u062f\u0631\u06cc\u0627\u0641\u062a\u200c\u06a9\u0646\u0646\u062f\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u060c \u06cc\u0627 \u0631\u06cc\u0633\u06a9 \u0627\u06cc\u0646\u06a9\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06af\u06cc\u0631\u0646\u062f\u0647 \u062f\u0631 \u067e\u0631\u062f\u0627\u062e\u062a \u0628\u062f\u0647\u06cc\u200c\u0627\u0634 <b>\u0646\u06a9\u0648\u0644<\/b> \u06a9\u0646\u062f. \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u06af\u0627\u0646 \u0647\u0646\u06af\u0627\u0645 \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u0631\u06cc\u0633\u06a9 \u06cc\u06a9 \u0642\u0631\u0636\u200c\u06af\u06cc\u0631\u0646\u062f\u0647\u060c \u0641\u0627\u06a9\u062a\u0648\u0631\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641\u06cc \u0631\u0627 \u0645\u0627\u0646\u0646\u062f <b>\u062f\u0631\u0622\u0645\u062f<\/b>\u060c <b>\u0628\u062f\u0647\u06cc<\/b> \u0648 <b>\u0633\u0627\u0628\u0642\u0647 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a<\/b> \u062f\u0631 \u0646\u0638\u0631 \u0645\u06cc\u200c\u06af\u06cc\u0631\u0646\u062f.<br>\u0648\u0642\u062a\u06cc \u06a9\u0647 \u0642\u0631\u0636\u200c\u062f\u0647\u0646\u062f\u0647 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0634\u0645\u0627 \u0631\u0627 \u0628\u06cc\u0634\u062a\u0631 \u062f\u0631 \u0646\u0638\u0631 \u0628\u06af\u06cc\u0631\u062f\u060c \u062a\u0645\u0627\u06cc\u0644 \u06a9\u0645\u062a\u0631\u06cc \u0628\u0647 \u067e\u0630\u06cc\u0631\u0634 \u062f\u0631\u062e\u0648\u0627\u0633\u062a <b>\u0648\u0627\u0645<\/b> \u0648 \u062f\u0631 \u0635\u0648\u0631\u062a \u067e\u0630\u06cc\u0631\u0634 \u0645\u06cc\u0644 \u0628\u06cc\u0634\u062a\u0631\u06cc \u0628\u0647 \u0645\u0637\u0627\u0644\u0628\u0647 <b>\u0646\u0631\u062e \u0628\u0647\u0631\u0647<\/b> \u0628\u0627\u0644\u0627\u062a\u0631 \u062e\u0648\u0627\u0647\u062f \u062f\u0627\u0634\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0646\u0628\u0639: <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/c\/creditrisk.asp\" target=\"_blank\" rel=\"noopener\">Investopedia<\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 22px\">\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f:<span style=\"color: #130170\">\u00a0<a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%a8%d9%88%d8%b1%d8%b3\/\" target=\"_blank\" rel=\"noopener\">\u0622\u0645\u0648\u0632\u0634 \u0628\u0648\u0631\u0633 \u0631\u0627\u06cc\u06af\u0627\u0646<\/a><\/span><\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref1\" name=\"_ftn1\"><sup>[1]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/c\/cashflow.asp\" target=\"_blank\" rel=\"noopener\"><sup>Cash Flow (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref2\" name=\"_ftn2\"><sup>[2]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.forbes.com\/advisor\/credit-score\/what-is-creditworthiness\/\" target=\"_blank\" rel=\"noopener\"><sup>Creditworthiness (Forbes)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref3\" name=\"_ftn3\"><sup>[3]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/en.wikipedia.org\/wiki\/Default_(finance)\" target=\"_blank\" rel=\"noopener\"><sup>Default (Wikipedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref4\" name=\"_ftn4\"><sup>[4]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/c\/collateral.asp\" target=\"_blank\" rel=\"noopener\"><sup>Collateral (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref5\" name=\"_ftn5\"><sup>[5]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/en.wikipedia.org\/wiki\/Interest_rate\" target=\"_blank\" rel=\"noopener\"><sup>Interest Rate (Wikipedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref6\" name=\"_ftn6\"><sup>[6]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/m\/mortgage.asp\" target=\"_blank\" rel=\"noopener\"><sup>Mortgage (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref7\" name=\"_ftn7\"><sup>[7]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/en.wikipedia.org\/wiki\/Credit_card\" target=\"_blank\" rel=\"noopener\"><sup>Credit Card (Wikipedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref8\" name=\"_ftn8\"><sup>[8]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.wallstreetmojo.com\/bond-issuers\/\" target=\"_blank\" rel=\"noopener\"><sup>Bond Issuers (WallStreetMojo)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref9\" name=\"_ftn9\"><sup>[9]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/c\/credit-agency.asp\" target=\"_blank\" rel=\"noopener\"><sup>Credit Agency (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref10\" name=\"_ftn10\"><sup>[10]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.moodys.com\/\" target=\"_blank\" rel=\"noopener\"><sup>Moody&#8217;s Investors Service<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref11\" name=\"_ftn11\"><sup>[11]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.fitchratings.com\/\" target=\"_blank\" rel=\"noopener\"><sup>Fitch Ratings<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref12\" name=\"_ftn12\"><sup>[12]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/c\/corporatebond.asp\" target=\"_blank\" rel=\"noopener\"><sup>Corporate Bond (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref13\" name=\"_ftn13\"><sup>[13]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/m\/municipalbond.asp\" target=\"_blank\" rel=\"noopener\"><sup>Municipal Bond (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref14\" name=\"_ftn14\"><sup>[14]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/s\/subprimelender.asp\" target=\"_blank\" rel=\"noopener\"><sup>Subprime Lender (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 22px\">\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d8%b1%db%8c%d8%b3%da%a9-%d9%87%d8%a7%db%8c-%d9%85%d8%a7%d9%84%db%8c-%d9%88-%d8%a7%d9%86%d9%88%d8%a7%d8%b9-%d8%a2%d9%86\/\" target=\"_blank\" rel=\"noopener\">\u0627\u0646\u0648\u0627\u0639 \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc<\/a><\/span><\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0622\u0645\u0648\u0632\u0634 \u062c\u0627\u0645\u0639 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc | \u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%ac%d8%a7%d9%85%d8%b9-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87%da%af%d8%b0%d8%a7%d8%b1%db%8c-%d8%af%d9%88%d8%b1%d9%87-%d8%ab%d8%b1%d9%88%d8%aa\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png.webp\" width=\"857\" height=\"457\" alt=\"\u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png.webp 857w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-300x160.webp 300w, 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href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%ac%d8%a7%d9%85%d8%b9-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87%da%af%d8%b0%d8%a7%d8%b1%db%8c-%d8%af%d9%88%d8%b1%d9%87-%d8%ab%d8%b1%d9%88%d8%aa\/\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647 \u2014 \u0622\u0645\u0648\u0632\u0634 \u062c\u0627\u0645\u0639 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc | \u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\t\n\n\n\n<span style=\"font-size: 22px\">\u0644\u06cc\u0646\u06a9 \u06a9\u0648\u062a\u0627\u0647:\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 22px\" href=\"https:\/\/B2n.ir\/a91025\" target=\"_blank\" rel=\"noopener\">https:\/\/B2n.ir\/a91025<\/a><\/span><\/span>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u06cc\u062f \u0639\u0645\u06cc\u0642\u200c\u062a\u0631 \u06cc\u0627\u062f \u0628\u06af\u06cc\u0631\u06cc\u062f\u061f<\/strong> <a href=\"https:\/\/econclinic.com\/%d8%a8%d8%a7%d8%b2%d8%a7%d8%b1%d9%87%d8%a7%db%8c-%d9%be%d9%88%d9%84%db%8c-%d8%ac%d9%87%d8%a7%d9%86-%d8%af%d9%88%d8%b1%d9%87-%d8%ac%d8%a7%d9%85%d8%b9-%d9%be%d9%88%d9%84\/\">\u062f\u0648\u0631\u0647\u0654 \u062c\u0627\u0645\u0639 \u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc<\/a> \u2014 \u0633\u0627\u0632\u0648\u06a9\u0627\u0631 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc\u060c \u0627\u0628\u0632\u0627\u0631\u0647\u0627\u06cc \u0633\u06cc\u0627\u0633\u062a \u067e\u0648\u0644\u06cc \u0648 \u0627\u062b\u0631\u0634\u0627\u0646 \u0628\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc.<\/p>\n\r\n\t\t<div class=\"review_wrap\">\r\n\t\t\t<div id=\"review-box\" class=\"review-box review-bottom review-stars\"><h2 class=\"review-box-header the-global-title\">\u0628\u0647 \u0627\u06cc\u0646 \u0645\u0637\u0644\u0628 \u0627\u0645\u062a\u06cc\u0627\u0632 \u062f\u0647\u06cc\u062f<\/h2>\r\n\t\t\t\t<div class=\"review-summary\">\r\n\t\t\t\t\t<div class=\"review-final-score\">\r\n\t\t\t\t\t\t<span title=\"\" class=\"post-large-rate stars-large\"><span style=\"width:0%\"><\/span><\/span>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"review-short-summary\">\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<div class=\"user-rate-wrap\">\r\n\t\t\t\t<span class=\"user-rating-text\">\r\n\t\t\t\t\t<strong>\u0627\u0645\u062a\u06cc\u0627\u0632 \u062e\u0648\u0627\u0646\u0646\u062f\u06af\u0627\u0646: <\/strong>\r\n\t\t\t\t\t<span class=\"taq-score\"><\/span>\r\n\t\t\t\t\t<small>\u0627\u0648\u0644\u06cc\u0646 \u0646\u0641\u0631 \u0628\u0627\u0634\u06cc\u062f<\/small>\r\n\t\t\t\t<\/span>\r\n\r\n\t\t\t\t<div data-rate=\"0\" data-id=\"2599\" class=\"user-rate taq-user-rate-active\">\r\n\t\t\t\t\t<span class=\"user-rate-image post-large-rate stars-large\">\r\n\t\t\t\t\t\t<span style=\"width:0%\"><\/span>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"taq-clear\"><\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062a\u0639\u0627\u0631\u06cc\u0641\u060c \u0646\u0642\u0634 \u0622\u0646 \u062f\u0631 \u0631\u062a\u0628\u0647\u200c\u0633\u0646\u062c\u06cc \u0648 \u0645\u062b\u0627\u0644\u200c\u0647\u0627 15 \u0622\u06af\u0648\u0633\u062a 2023 \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc\u060c\u00a0\u0627\u062d\u062a\u0645\u0627\u0644 \u0636\u0631\u0631 \u0645\u0627\u0644\u06cc \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0646\u0627\u062a\u0648\u0627\u0646\u06cc \u0642\u0631\u0636\u200c\u06af\u06cc\u0631\u0646\u062f\u0647 \u062f\u0631 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u062f\u0647\u06cc\u200c\u0627\u0634 \u0627\u0633\u062a. \u0627\u0633\u0627\u0633\u0627\u060c \u0631\u06cc\u0633\u06a9 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0628\u0647 \u0627\u06cc\u0646 \u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u0634\u0627\u0631\u0647 \u062f\u0627\u0631\u062f \u06a9\u0647 \u0648\u0627\u0645\u200c\u062f\u0647\u0646\u062f\u0647 \u0646\u062a\u0648\u0627\u0646\u062f \u0627\u0635\u0644 \u0648 \u0641\u0631\u0639 \u0642\u0631\u0636\u0650 \u062f\u0627\u062f\u0647\u200c\u0634\u062f\u0647 \u0631\u0627 \u067e\u0633 \u0628\u06af\u06cc\u0631\u062f \u06a9\u0647 \u0645\u0646\u062c\u0631 \u0628\u0647 \u0627\u06cc\u062c\u0627\u062f \u0627\u062e\u062a\u0644\u0627\u0644 \u062f\u0631 \u062c\u0631\u06cc\u0627\u0646 \u0648\u062c\u0647 \u0646\u0642\u062f\u00a0[1] \u0648 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0647\u0632\u06cc\u0646\u0647 &hellip;<\/p>\n","protected":false},"author":3,"featured_media":2600,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[100],"tags":[126,143],"class_list":["post-2599","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-risk-derivatives","tag-126","tag-143","ecn_content_layer-encyclopedia"],"_links":{"self":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/posts\/2599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/comments?post=2599"}],"version-history":[{"count":0,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/posts\/2599\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/media\/2600"}],"wp:attachment":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/media?parent=2599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/categories?post=2599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/tags?post=2599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}