{"id":2613,"date":"2023-08-19T17:05:25","date_gmt":"2023-08-19T13:35:25","guid":{"rendered":"https:\/\/econclinic.com\/mag\/liquidity-risk\/"},"modified":"2023-08-19T17:05:25","modified_gmt":"2023-08-19T13:35:25","slug":"liquidity-risk","status":"publish","type":"post","link":"https:\/\/econclinic.com\/mag\/encyclopedia\/liquidity-risk\/","title":{"rendered":"\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><style id=\"econ-card-tokens\" data-no-optimize=\"1\">:root{--ec-navy:#0a0830;--ec-gold:#ccb070;--ec-ink:#3a3a44;--ec-card-bg:rgba(10,8,48,.03);--ec-card-line:rgba(10,8,48,.12);--ec-card-radius:14px;--ec-card-pad:16px 20px;--ec-card-gap:26px;--ec-accent:4px;--ec-h:17px;--ec-h-lh:1.6;--ec-text:14.5px;--ec-text-lh:1.7}@media (max-width:520px){:root{--ec-card-pad:14px 16px;--ec-card-gap:20px}}.econ-toc,.econ-src,.econ-credits,.econ-more{margin:var(--ec-card-gap) 0;padding:var(--ec-card-pad);border-radius:var(--ec-card-radius);border:1px solid var(--ec-card-line);background:var(--ec-card-bg);border-inline-start:var(--ec-accent) solid var(--ec-gold)}.econ-toc .econ-toc__h,.econ-src .econ-src__h,.econ-credits .econ-credits__h,.econ-more .econ-more__h{margin:0 0 10px;font-size:var(--ec-h);font-weight:700;color:var(--ec-navy);line-height:var(--ec-h-lh);text-align:right;text-align-last:auto;padding:0;border:0;letter-spacing:0;opacity:1;text-transform:none}.econ-toc .econ-toc__list,.econ-src .econ-src__list,.econ-cr__bio,.econ-more .econ-more__list{font-size:var(--ec-text);line-height:var(--ec-text-lh)}<\/style><style id=\"econ-toc-css\" data-no-optimize=\"1\">.econ-toc .econ-toc__list{margin:0;padding-inline-start:20px}.econ-toc .econ-toc__list li{margin:0 0 2px}.econ-toc .econ-toc__sub{list-style:none;font-size:.94em;opacity:.85;padding-inline-start:14px}.econ-toc .econ-toc__sub::before{content:\"\u2014\";margin-inline-end:6px;opacity:.5}.econ-toc .econ-toc__list a{color:var(--ec-navy);text-decoration:none;border-bottom:1px solid transparent;box-shadow:none}.econ-toc .econ-toc__list a:hover,.econ-toc .econ-toc__list a:focus{color:var(--ec-navy);text-decoration:none;border-bottom-color:var(--ec-gold)}<\/style><nav class=\"econ-toc\" aria-labelledby=\"econ-toc-h\"><h2 id=\"econ-toc-h\" class=\"econ-toc__h\">\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628<\/h2><ol class=\"econ-toc__list\"><li><a href=\"#%d8%b1%db%8c%d8%b3%da%a9-%d9%86%d9%82%d8%af%db%8c%d9%86%da%af%db%8c-%da%86%db%8c%d8%b3%d8%aa%d8%9f\">\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u0686\u06cc\u0633\u062a\u061f<\/a><\/li><li><a href=\"#%d8%af%d8%b1%da%a9-%d8%b1%db%8c%d8%b3%da%a9-%d9%86%d9%82%d8%af%db%8c%d9%86%da%af%db%8c\">\u062f\u0631\u06a9 \u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc<\/a><\/li><li><a href=\"#%d8%b1%db%8c%d8%b3%da%a9-%d9%86%d9%82%d8%af%db%8c%d9%86%da%af%db%8c-%d8%af%d8%b1-%d9%85%d9%88%d8%b3%d8%b3%d8%a7%d8%aa-%d9%85%d8%a7%d9%84%db%8c\">\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u062f\u0631 \u0645\u0648\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u06cc<\/a><\/li><li><a href=\"#%d8%b1%db%8c%d8%b3%da%a9-%d9%86%d9%82%d8%af%db%8c%d9%86%da%af%db%8c-%d8%af%d8%b1-%d8%b4%d8%b1%da%a9%d8%aa%d9%87%d8%a7\">\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u062f\u0631 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627<\/a><\/li><li><a href=\"#%db%8c%da%a9-%d9%85%d8%ab%d8%a7%d9%84-%d8%a7%d8%b2-%d8%b1%db%8c%d8%b3%da%a9-%d9%86%d9%82%d8%af%db%8c%d9%86%da%af%db%8c\">\u06cc\u06a9 \u0645\u062b\u0627\u0644 \u0627\u0632 \u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc<\/a><\/li><\/ol><\/nav>\n\n\n\n<h2 class=\"wp-block-heading\"><span>\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">12 \u0645\u06cc 2021<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u0686\u06cc\u0633\u062a\u061f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u06cc\u0639\u0646\u06cc \u0627\u06cc\u0646\u06a9\u0647 \u06cc\u06a9 \u0641\u0631\u062f \u06cc\u0627 \u0634\u0631\u06a9\u062a <strong>\u067e\u0648\u0644 \u06a9\u0627\u0641\u06cc<\/strong> \u0628\u0631\u0627\u06cc \u0631\u0633\u06cc\u062f\u06af\u06cc \u0628\u0647 <strong>\u062a\u0639\u0647\u062f\u0627\u062a \u0645\u0627\u0644\u06cc<\/strong>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn1\" name=\"_ftnref1\"><sup>[1]<\/sup><\/a><\/span> (<strong>\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u062f\u0647\u06cc\u200c\u0647\u0627<\/strong>) \u062e\u0648\u062f \u0631\u0627 \u062f\u0631 \u0632\u0645\u0627\u0646 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\u0627\u0632\u0627\u06cc <strong>\u0648\u062c\u0647 \u0646\u0642\u062f<\/strong> \u0628\u0631\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0628\u062f\u0647\u06cc\u200c\u0647\u0627\u06cc\u0634 \u0628\u0627 \u0633\u0631\u0639\u062a \u0645\u0646\u0627\u0633\u0628 \u0628\u062e\u0631\u062f \u06cc\u0627 \u0628\u0641\u0631\u0648\u0634\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 24px\">\u0646\u06a9\u0627\u062a \u06a9\u0644\u06cc\u062f\u06cc<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1- \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u06cc\u0639\u0646\u06cc \u062a\u0648\u0627\u0646\u0627\u06cc\u06cc \u06cc\u06a9 \u0628\u0646\u06af\u0627\u0647\u060c \u0634\u0631\u06a9\u062a \u06cc\u0627 \u062d\u062a\u06cc \u0641\u0631\u062f\u060c \u062f\u0631 \u067e\u0631\u062f\u0627\u062e\u062a \u0628\u062f\u0647\u06cc\u200c\u0647\u0627\u06cc\u0634 \u0628\u062f\u0648\u0646 \u0645\u062a\u062d\u0645\u0644 \u0634\u062f\u0646 <strong>\u0632\u06cc\u0627\u0646\u200c\u0647\u0627\u06cc \u0641\u0627\u062c\u0639\u0647\u200c\u0628\u0627\u0631<\/strong>.<br>2- \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646\u060c \u0645\u062f\u06cc\u0631\u0627\u0646 \u0648 \u0637\u0644\u0628\u06a9\u0627\u0631\u0627\u0646 \u0647\u0646\u06af\u0627\u0645 \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u062f\u0631 \u0645\u0648\u0631\u062f <strong>\u062f\u0631\u062c\u0647 \u0631\u06cc\u0633\u06a9 <\/strong>\u06cc\u06a9 \u0633\u0627\u0632\u0645\u0627\u0646 \u0627\u0632 <strong>\u0646\u0633\u0628\u062a\u200c\u0647\u0627\u06cc \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc<\/strong> \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<br>3- \u0627\u06af\u0631 \u06cc\u06a9 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631 \u0634\u062e\u0635\u06cc\u060c \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u06cc\u0627 \u0645\u0648\u0633\u0633\u0647 \u0645\u0627\u0644\u06cc\u060c \u0646\u062a\u0648\u0627\u0646\u062f \u062a\u0639\u0647\u062f\u0627\u062a \u0628\u062f\u0647\u06cc \u06a9\u0648\u062a\u0627\u0647\u200c\u0645\u062f\u062a\u0634 \u0631\u0627 \u0628\u0631\u0622\u0648\u0631\u062f\u0647 \u06a9\u0646\u062f\u060c \u0628\u0627 <strong>\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u067e\u0630\u06cc\u0631\u06cc<\/strong> \u0645\u0648\u0627\u062c\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9-%d9%85%d8%a7%d9%84%db%8c-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0645\u062f\u0631\u0646 - \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u062c\u0647\u0627\u0646\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a8%d8%a7%d8%b2%d8%a7%d8%b1%d9%87%d8%a7%db%8c-%d9%be%d9%88%d9%84%db%8c-%d8%ac%d9%87%d8%a7%d9%86-%d8%af%d9%88%d8%b1%d9%87-%d8%ac%d8%a7%d9%85%d8%b9-%d9%be%d9%88%d9%84\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg.webp\" width=\"857\" height=\"457\" alt=\"\u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u0633\u06cc\u0627\u0633\u062a\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0645\u062f\u0631\u0646 - \u0641\u0627\u0646\u062f\u0627\u0645\u0646\u062a\u0627\u0644 \u0641\u0627\u0631\u06a9\u0633 - \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc - \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg.webp 857w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-300x160.webp 300w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-768x410.webp 768w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-800x427.webp 800w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/elementor\/thumbs\/IntroductoryModernMonetaryPolicyCourse-Econclinic.jpg-qzznoj5cjz6yq0gloef5zcywlqruq8ihsho8nbuwio.webp 750w\" sizes=\"auto, (max-width: 857px) 100vw, 857px\"><\/a>\n\t\t<div class=\"ec-cc__body\">\n\t\t\t\t<ul class=\"ec-cc__meta\"><li>29 \u0633\u0627\u0639\u062a<\/li><li>\u06f5 \u0627\u0632 \u06f5<\/li><li>\u06f2\u06f3\u06f0 \u062f\u0627\u0646\u0634\u200c\u067e\u0698\u0648\u0647<\/li><\/ul>\n\t\t\t\t\t\t<div class=\"ec-cc__prices\">\n\t\t\t<span class=\"ec-cc__price\">\u06f1\u06f7,\u06f4\u06f1\u06f5,\u06f0\u06f0\u06f0 <span class=\"ec-cc__unit\">\u062a\u0648\u0645\u0627\u0646<\/span><\/span>\n\t\t\t\t\t\t<del class=\"ec-cc__was\">\u06f2\u06f5,\u06f5\u06f6\u06f0,\u06f0\u06f0\u06f0<\/del>\n\t\t\t\t\t<\/div>\n\t\t\t\t<a class=\"ec-cc__cta\" href=\"https:\/\/econclinic.com\/%d8%a8%d8%a7%d8%b2%d8%a7%d8%b1%d9%87%d8%a7%db%8c-%d9%be%d9%88%d9%84%db%8c-%d8%ac%d9%87%d8%a7%d9%86-%d8%af%d9%88%d8%b1%d9%87-%d8%ac%d8%a7%d9%85%d8%b9-%d9%be%d9%88%d9%84\/\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647 \u2014 \u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0645\u062f\u0631\u0646 - \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u062c\u0647\u0627\u0646\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\t\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062f\u0631\u06a9 \u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0645\u0647\u200c\u06cc \u0645\u0627 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style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn3\" name=\"_ftnref3\"><sup>[3]<\/sup><\/a><\/span> \u062f\u0631 \u0633\u0627\u0644\u200c\u0647\u0627\u06cc 2007 \u062a\u0627 2008 \u0627\u06cc\u0646 \u0628\u0648\u062f \u06a9\u0647 \u0627\u0641\u062a \u0627\u0631\u0632\u0634 \u0633\u0647\u0627\u0645 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0631\u0627 \u0648\u0627\u062f\u0627\u0631 \u06a9\u0631\u062f \u06a9\u0647 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc\u0634\u0627\u0646 \u0631\u0627 \u0628\u0647 \u0647\u0631 \u0642\u06cc\u0645\u062a\u06cc \u0628\u0641\u0631\u0648\u0634\u0646\u062f. \u0627\u06cc\u0646 \u0647\u062c\u0648\u0645 \u0628\u0631\u0627\u06cc \u062e\u0631\u0648\u062c \u0627\u0632 \u0628\u0627\u0632\u0627\u0631 \u0628\u0627\u0639\u062b \u0634\u062f \u06a9\u0647 <strong>\u0627\u062e\u062a\u0644\u0627\u0641 \u0642\u06cc\u0645\u062a 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\u0642\u0627\u062f\u0631 \u0628\u0647 \u062a\u0628\u062f\u06cc\u0644 \u062f\u0627\u0631\u0627\u06cc\u06cc \u0628\u0647 <strong>\u067e\u0648\u0644 \u0646\u0642\u062f<\/strong> \u0628\u062f\u0648\u0646 \u0635\u0631\u0641 \u0646\u0638\u0631 \u06a9\u0631\u062f\u0646 \u0627\u0632 <strong>\u0633\u0631\u0645\u0627\u06cc\u0647<\/strong> \u0648 <strong>\u062f\u0631\u0622\u0645\u062f<\/strong> \u0646\u0628\u0627\u0634\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9\/\" target=\"_blank\" rel=\"noopener\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0686\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u062f\u0631 \u0645\u0648\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u06cc<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0648\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u06cc\u060c \u062a\u0627 \u062d\u062f \u0642\u0627\u0628\u0644 \u062a\u0648\u062c\u0647\u06cc \u0628\u0647 \u067e\u0648\u0644 <strong>\u0642\u0631\u0636\u200c\u06af\u0631\u0641\u062a\u0647\u200c\u0634\u062f\u0647<\/strong> \u062a\u06a9\u06cc\u0647 \u062f\u0627\u0631\u0646\u062f\u061b \u0628\u0647 \u0647\u0645\u06cc\u0646 \u062f\u0644\u06cc\u0644 \u0645\u0639\u0645\u0648\u0644\u0627 \u0628\u0631\u0627\u06cc \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0627\u0632 \u0627\u06cc\u0646\u06a9\u0647 \u0628\u062f\u0648\u0646 <strong>\u0636\u0631\u0631\u0647\u0627\u06cc \u0633\u0646\u06af\u06cc\u0646<\/strong> \u06a9\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0641\u0627\u062c\u0639\u0647\u200c\u0628\u0627\u0631 \u0628\u0627\u0634\u062f 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\u0627\u0641\u0632\u0627\u06cc\u0634 \u062f\u0647\u0646\u062f. \u0627\u06cc\u0646 \u0646\u0633\u0628\u062a \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0622\u06cc\u0627 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0628\u0647 \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06cc \u06a9\u0627\u0641\u06cc <strong>\u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0628\u0627\u06a9\u06cc\u0641\u06cc\u062a<\/strong> \u06a9\u0647 \u062f\u0631 \u0637\u06cc \u06cc\u06a9 \u0633\u0627\u0644 \u0628\u0647 <strong>\u0648\u062c\u0647 \u0646\u0642\u062f<\/strong> \u062a\u0628\u062f\u06cc\u0644 \u0634\u0648\u062f\u060c \u062f\u0627\u0631\u0646\u062f \u06cc\u0627 \u062e\u06cc\u0631\u061f \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u06a9\u0645\u062a\u0631 \u0628\u0647 <strong>\u062a\u0627\u0645\u06cc\u0646 \u0645\u0627\u0644\u06cc \u06a9\u0648\u062a\u0627\u0647\u200c\u0645\u062f\u062a<\/strong>\u060c \u06a9\u0647 \u062a\u0645\u0627\u06cc\u0644 \u0628\u0647 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\u0628\u0627\u0632\u0644<\/span> <\/a><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn7\" name=\"_ftnref7\"><sup>[7]<\/sup><\/a><\/span>\u060c \u06a9\u0647 \u062f\u0631 \u0633\u0627\u0644 2015 \u0627\u06cc\u062c\u0627\u062f \u0634\u062f \u0648 <strong>\u0622\u0633\u06cc\u0628\u200c\u067e\u0630\u06cc\u0631\u06cc<\/strong> \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u0648\u0642\u0648\u0639 \u06cc\u06a9 \u0628\u062d\u0631\u0627\u0646 \u0645\u0627\u0644\u06cc \u062f\u06cc\u06af\u0631 \u0631\u0627 \u06a9\u0627\u0647\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f\u060c \u062f\u0631 \u06cc\u06a9 \u0631\u0627\u0633\u062a\u0627 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/education\/financial-mba-guide\/\" target=\"_blank\" rel=\"noopener\">\u062f\u0648\u0631\u0647 MBA \u0645\u0627\u0644\u06cc<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/08\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%D8%B1%DB%8C%D8%B3%DA%A9-%D9%86%D9%82%D8%AF%DB%8C%D9%86%DA%AF%DB%8C-%D8%A8%D8%AE%D8%B4%DB%8C-%D8%A7%D8%B2-%D9%85%D9%82%D8%A7%D9%84%D9%87-%D8%A2%D8%B4%D9%86%D8%A7%DB%8C%DB%8C-%D8%A8%D8%A7-%D8%A7%D9%86%D9%88%D8%A7%D8%B9-%D8%B1%DB%8C%D8%B3%DA%A9-%D9%87%D8%A7%DB%8C-%D9%85%D8%A7%D9%84%DB%8C.webp\" alt=\"\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u0645\u0642\u0627\u0644\u0647 \u062c\u0627\u0645\u0639 \u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0627\u0646\u0648\u0627\u0639 \u0631\u06cc\u0633\u06a9 \u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u062f\u0631 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646\u060c \u0645\u062f\u06cc\u0631\u0627\u0646 \u0648 \u0637\u0644\u0628\u06a9\u0627\u0631\u0627\u0646 \u0647\u0646\u06af\u0627\u0645 \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u062f\u0631 \u0645\u0648\u0631\u062f <strong>\u062f\u0631\u062c\u0647 \u0631\u06cc\u0633\u06a9<\/strong> \u06cc\u06a9 \u0633\u0627\u0632\u0645\u0627\u0646 \u0627\u0632 <strong>\u0646\u0633\u0628\u062a\u200c\u0647\u0627\u06cc \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc<\/strong> \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u0622\u0646\u200c\u0647\u0627 \u0645\u0639\u0645\u0648\u0644\u0627 <strong>\u062a\u0639\u0647\u062f\u0627\u062a \u06a9\u0648\u062a\u0627\u0647\u200c\u0645\u062f\u062a<\/strong>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn8\" name=\"_ftnref8\"><sup>[8]<\/sup><\/a><\/span> \u0648 <strong>\u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0646\u0642\u062f\u06cc <\/strong><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn9\" name=\"_ftnref9\"><sup>[9]<\/sup><\/a><\/span> \u0641\u0647\u0631\u0633\u062a\u200c\u0634\u062f\u0647 \u062f\u0631 \u0635\u0648\u0631\u062a\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0634\u0631\u06a9\u062a \u0631\u0627 \u0645\u0642\u0627\u06cc\u0633\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<br>\u0627\u06af\u0631 \u06cc\u06a9 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u060c \u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u067e\u0630\u06cc\u0631\u06cc \u0628\u0627\u0644\u0627\u06cc\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f\u060c \u0628\u0627\u06cc\u062f \u06cc\u0627 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc\u0634 \u0631\u0627 \u0628\u0641\u0631\u0648\u0634\u062f\u060c \u06cc\u0627 \u062f\u0631\u0622\u0645\u062f \u0627\u0636\u0627\u0641\u0647 \u0627\u06cc\u062c\u0627\u062f \u06a9\u0646\u062f\u060c \u06cc\u0627 \u0628\u0647 \u0647\u0631 \u0634\u06a9\u0644 \u062f\u06cc\u06af\u0631\u06cc \u0631\u0627\u0647\u06cc \u067e\u06cc\u062f\u0627 \u06a9\u0646\u062f \u06a9\u0647 \u0627\u062e\u062a\u0644\u0627\u0641 \u0628\u06cc\u0646 <strong>\u067e\u0648\u0644 \u062f\u0631 \u062f\u0633\u062a\u0631\u0633<\/strong> \u0648 <strong>\u0628\u062f\u0647\u06cc\u200c\u0647\u0627\u06cc\u0634<\/strong> \u0631\u0627 \u06a9\u0645\u062a\u0631 \u06a9\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d8%a2%d8%b2%d9%85%d9%88%d9%86-%d9%85%d8%af%db%8c%d8%b1%db%8c%d8%aa-%d8%b1%db%8c%d8%b3%da%a9-%d9%85%d8%a7%d9%84%db%8c-frm-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u0686\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u06cc\u06a9 \u0645\u062b\u0627\u0644 \u0627\u0632 \u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u06cc\u06a9 \u062e\u0627\u0646\u0647\u200c\u06cc 500 \u0647\u0632\u0627\u0631 \u062f\u0644\u0627\u0631\u06cc\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0648\u0642\u062a\u06cc \u06a9\u0647 \u0628\u0627\u0632\u0627\u0631 \u0627\u0645\u0644\u0627\u06a9 \u062f\u0631 <strong>\u0631\u06a9\u0648\u062f<\/strong> \u0627\u0633\u062a \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f\u060c \u062f\u0631 \u0639\u06cc\u0646 \u062d\u0627\u0644 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062f\u0631 \u0635\u0648\u0631\u062a \u0628\u0647\u062a\u0631 \u0634\u062f\u0646 \u0627\u0648\u0636\u0627\u0639 \u0628\u0627\u0632\u0627\u0631\u060c \u062f\u0631 \u0642\u06cc\u0645\u062a\u06cc \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0632 \u0642\u06cc\u0645\u062a \u0648\u0627\u0642\u0639\u06cc\u200c\u0627\u0634 \u0641\u0631\u0648\u0634 \u0628\u0631\u0648\u062f. \u0635\u0627\u062d\u0628\u0627\u0646 \u0627\u06cc\u0646 \u062e\u0627\u0646\u0647 \u0627\u06af\u0631 \u0628\u0647\u200c\u0633\u0631\u0639\u062a \u0628\u0647 \u067e\u0648\u0644 \u0646\u0642\u062f \u0646\u06cc\u0627\u0632 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062e\u0627\u0646\u0647 \u0631\u0627 \u0628\u0647 \u0642\u06cc\u0645\u062a \u06a9\u0645\u062a\u0631 \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u0631\u06a9\u0648\u062f\u06cc \u0628\u0641\u0631\u0648\u0634\u0646\u062f \u0648 \u062f\u0631 \u0645\u0639\u0627\u0645\u0644\u0647 <strong>\u0636\u0631\u0631<\/strong> \u06a9\u0646\u0646\u062f.<br>\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0628\u0627\u06cc\u062f \u0642\u0628\u0644 \u0627\u0632 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 <strong>\u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0628\u0644\u0646\u062f\u0645\u062f\u062a \u0646\u0642\u062f\u0646\u0627\u067e\u0630\u06cc\u0631<\/strong>\u060c \u0628\u0631\u0627\u06cc <strong>\u067e\u0648\u0634\u0634 \u0631\u06cc\u0633\u06a9<\/strong> \u0646\u0642\u062f\u067e\u0630\u06cc\u0631\u06cc\u060c \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u0646\u062f \u06a9\u0647 \u0622\u06cc\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f <strong>\u0628\u062f\u0647\u06cc\u200c\u0647\u0627\u06cc \u06a9\u0648\u062a\u0627\u0647\u200c\u0645\u062f\u062a<\/strong> \u062e\u0648\u062f \u0631\u0627 \u0628\u067e\u0631\u062f\u0627\u0632\u0646\u062f \u06cc\u0627 \u062e\u06cc\u0631.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0646\u0628\u0639: <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/l\/liquidityrisk.asp\" target=\"_blank\" rel=\"noopener\">Investopedia<\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 22px\">\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%a8%d9%88%d8%b1%d8%b3\/\" target=\"_blank\" rel=\"noopener\">\u0622\u0645\u0648\u0632\u0634 \u0628\u0648\u0631\u0633 \u0635\u0641\u0631 \u062a\u0627 \u0635\u062f (\u0631\u0627\u06cc\u06af\u0627\u0646)<\/a><\/span><\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref1\" name=\"_ftn1\"><sup>[1]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/o\/obligation.asp\" target=\"_blank\" rel=\"noopener\"><sup>Financial Obligation (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref2\" name=\"_ftn2\"><sup>[2]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/en.wikipedia.org\/wiki\/September_11_attacks\" target=\"_blank\" rel=\"noopener\"><sup>September 11 Attacks (Wikipedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref3\" name=\"_ftn3\"><sup>[3]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/en.wikipedia.org\/wiki\/2007%E2%80%932008_financial_crisis\" target=\"_blank\" rel=\"noopener\"><sup>2007-2008 Financial Crisis (Wikipedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref4\" name=\"_ftn4\"><sup>[4]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/b\/bid-askspread.asp\" target=\"_blank\" rel=\"noopener\"><sup>Bid-Ask Spread (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref5\" name=\"_ftn5\"><sup>[5]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/blog.quantinsti.com\/market-inefficiency\/\" target=\"_blank\" rel=\"noopener\"><sup>Market Inefficiency (QuantInsti)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref6\" name=\"_ftn6\"><sup>[6]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.fdic.gov\/\" target=\"_blank\" rel=\"noopener\"><sup>Federal Deposit Insurance Corporation<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref7\" name=\"_ftn7\"><sup>[7]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.bis.org\/basel_framework\/\" target=\"_blank\" rel=\"noopener\"><sup>Basel Framework (BIS)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref8\" name=\"_ftn8\"><sup>[8]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/s\/shorttermdebt.asp\" target=\"_blank\" rel=\"noopener\"><sup>Short-Term Debt (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"#_ftnref9\" name=\"_ftn9\"><sup>[9]<\/sup><\/a>\u00a0 \u00a0<a style=\"color: #3366ff\" href=\"https:\/\/www.investopedia.com\/terms\/l\/liquidasset.asp\" target=\"_blank\" rel=\"noopener\"><sup>Liquid Asset (Investopedia)<\/sup><\/a><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 22px\">\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d8%b1%db%8c%d8%b3%da%a9-%d9%87%d8%a7%db%8c-%d9%85%d8%a7%d9%84%db%8c-%d9%88-%d8%a7%d9%86%d9%88%d8%a7%d8%b9-%d8%a2%d9%86\/\" target=\"_blank\" rel=\"noopener\">\u0627\u0646\u0648\u0627\u0639 \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc<\/a><\/span><\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0622\u0645\u0648\u0632\u0634 \u062c\u0627\u0645\u0639 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc | \u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%ac%d8%a7%d9%85%d8%b9-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87%da%af%d8%b0%d8%a7%d8%b1%db%8c-%d8%af%d9%88%d8%b1%d9%87-%d8%ab%d8%b1%d9%88%d8%aa\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png.webp\" width=\"857\" height=\"457\" alt=\"\u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png.webp 857w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-300x160.webp 300w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-768x410.webp 768w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-800x427.webp 800w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/elementor\/thumbs\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-r9bzmctvbrogjxs4fpme8awihg7xlb5biifglvay1s.webp 450w\" sizes=\"auto, (max-width: 857px) 100vw, 857px\"><\/a>\n\t\t<div class=\"ec-cc__body\">\n\t\t\t\t\t\t<div class=\"ec-cc__prices\">\n\t\t\t<span class=\"ec-cc__price\">\u06f4\u06f6,\u06f3\u06f5\u06f0,\u06f0\u06f0\u06f0 <span class=\"ec-cc__unit\">\u062a\u0648\u0645\u0627\u0646<\/span><\/span>\n\t\t\t\t\t\t<del class=\"ec-cc__was\">\u06f6\u06f3,\u06f5\u06f0\u06f0,\u06f0\u06f0\u06f0<\/del>\n\t\t\t\t\t<\/div>\n\t\t\t\t<a class=\"ec-cc__cta\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%ac%d8%a7%d9%85%d8%b9-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87%da%af%d8%b0%d8%a7%d8%b1%db%8c-%d8%af%d9%88%d8%b1%d9%87-%d8%ab%d8%b1%d9%88%d8%aa\/\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647 \u2014 \u0622\u0645\u0648\u0632\u0634 \u062c\u0627\u0645\u0639 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc | \u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\t\n\r\n\t\t<div class=\"review_wrap\">\r\n\t\t\t<div id=\"review-box\" class=\"review-box review-bottom review-stars\"><h2 class=\"review-box-header the-global-title\">\u0628\u0647 \u0627\u06cc\u0646 \u0645\u0637\u0644\u0628 \u0627\u0645\u062a\u06cc\u0627\u0632 \u062f\u0647\u06cc\u062f<\/h2>\r\n\t\t\t\t<div class=\"review-summary\">\r\n\t\t\t\t\t<div class=\"review-final-score\">\r\n\t\t\t\t\t\t<span title=\"\" class=\"post-large-rate stars-large\"><span style=\"width:0%\"><\/span><\/span>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"review-short-summary\">\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<div class=\"user-rate-wrap\">\r\n\t\t\t\t<span class=\"user-rating-text\">\r\n\t\t\t\t\t<strong>\u0627\u0645\u062a\u06cc\u0627\u0632 \u062e\u0648\u0627\u0646\u0646\u062f\u06af\u0627\u0646: <\/strong>\r\n\t\t\t\t\t<span class=\"taq-score\"><\/span>\r\n\t\t\t\t\t<small>\u0627\u0648\u0644\u06cc\u0646 \u0646\u0641\u0631 \u0628\u0627\u0634\u06cc\u062f<\/small>\r\n\t\t\t\t<\/span>\r\n\r\n\t\t\t\t<div data-rate=\"0\" data-id=\"2613\" class=\"user-rate taq-user-rate-active\">\r\n\t\t\t\t\t<span class=\"user-rate-image post-large-rate stars-large\">\r\n\t\t\t\t\t\t<span style=\"width:0%\"><\/span>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"taq-clear\"><\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc 12 \u0645\u06cc 2021 \u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u0686\u06cc\u0633\u062a\u061f \u0631\u06cc\u0633\u06a9 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u06cc\u0639\u0646\u06cc \u0627\u06cc\u0646\u06a9\u0647 \u06cc\u06a9 \u0641\u0631\u062f \u06cc\u0627 \u0634\u0631\u06a9\u062a \u067e\u0648\u0644 \u06a9\u0627\u0641\u06cc \u0628\u0631\u0627\u06cc \u0631\u0633\u06cc\u062f\u06af\u06cc \u0628\u0647 \u062a\u0639\u0647\u062f\u0627\u062a \u0645\u0627\u0644\u06cc\u00a0[1] (\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u062f\u0647\u06cc\u200c\u0647\u0627) \u062e\u0648\u062f \u0631\u0627 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0645\u0642\u0631\u0631 \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f. \u0628\u0647 \u0633\u0647\u0648\u0644\u062a \u062a\u0628\u062f\u06cc\u0644 \u06cc\u06a9 \u062f\u0627\u0631\u0627\u06cc\u06cc \u0628\u0647 \u0648\u062c\u0647 \u0646\u0642\u062f \u0628\u062f\u0648\u0646 \u062a\u0627\u062b\u06cc\u0631 \u0645\u0646\u0641\u06cc \u0628\u0631 \u0642\u06cc\u0645\u062a \u0628\u0627\u0632\u0627\u0631 \u0622\u0646 \u0646\u0642\u062f\u067e\u0630\u06cc\u0631\u06cc\u00a0\u0645\u06cc\u200c\u06af\u0648\u06cc\u0646\u062f\u060c \u0627\u06cc\u0646 \u0631\u06cc\u0633\u06a9 \u0632\u0645\u0627\u0646\u06cc \u0627\u0641\u0632\u0627\u06cc\u0634 \u067e\u06cc\u062f\u0627 \u0645\u06cc\u200c\u06a9\u0646\u062f \u06a9\u0647 &hellip;<\/p>\n","protected":false},"author":3,"featured_media":2614,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[100],"tags":[137],"class_list":["post-2613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-risk-derivatives","tag-137","ecn_content_layer-encyclopedia"],"_links":{"self":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/posts\/2613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/comments?post=2613"}],"version-history":[{"count":0,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/posts\/2613\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/media\/2614"}],"wp:attachment":[{"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/media?parent=2613"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/categories?post=2613"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/econclinic.com\/mag\/wp-json\/wp\/v2\/tags?post=2613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}