{"id":2695,"date":"2023-03-05T18:27:58","date_gmt":"2023-03-05T14:57:58","guid":{"rendered":"https:\/\/econclinic.com\/mag\/what-is-inflation\/"},"modified":"2023-03-05T18:27:58","modified_gmt":"2023-03-05T14:57:58","slug":"what-is-inflation","status":"publish","type":"post","link":"https:\/\/econclinic.com\/mag\/encyclopedia\/what-is-inflation\/","title":{"rendered":"\u062a\u0648\u0631\u0645 \u0686\u06cc\u0633\u062a\u061f"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><style id=\"econ-card-tokens\" data-no-optimize=\"1\">:root{--ec-navy:#0a0830;--ec-gold:#ccb070;--ec-ink:#3a3a44;--ec-card-bg:rgba(10,8,48,.03);--ec-card-line:rgba(10,8,48,.12);--ec-card-radius:14px;--ec-card-pad:16px 20px;--ec-card-gap:26px;--ec-accent:4px;--ec-h:17px;--ec-h-lh:1.6;--ec-text:14.5px;--ec-text-lh:1.7}@media (max-width:520px){:root{--ec-card-pad:14px 16px;--ec-card-gap:20px}}.econ-toc,.econ-src,.econ-credits,.econ-more{margin:var(--ec-card-gap) 0;padding:var(--ec-card-pad);border-radius:var(--ec-card-radius);border:1px solid var(--ec-card-line);background:var(--ec-card-bg);border-inline-start:var(--ec-accent) solid var(--ec-gold)}.econ-toc .econ-toc__h,.econ-src .econ-src__h,.econ-credits .econ-credits__h,.econ-more .econ-more__h{margin:0 0 10px;font-size:var(--ec-h);font-weight:700;color:var(--ec-navy);line-height:var(--ec-h-lh);text-align:right;text-align-last:auto;padding:0;border:0;letter-spacing:0;opacity:1;text-transform:none}.econ-toc .econ-toc__list,.econ-src .econ-src__list,.econ-cr__bio,.econ-more .econ-more__list{font-size:var(--ec-text);line-height:var(--ec-text-lh)}<\/style><style id=\"econ-toc-css\" data-no-optimize=\"1\">.econ-toc .econ-toc__list{margin:0;padding-inline-start:20px}.econ-toc .econ-toc__list li{margin:0 0 2px}.econ-toc .econ-toc__sub{list-style:none;font-size:.94em;opacity:.85;padding-inline-start:14px}.econ-toc .econ-toc__sub::before{content:\"\u2014\";margin-inline-end:6px;opacity:.5}.econ-toc .econ-toc__list a{color:var(--ec-navy);text-decoration:none;border-bottom:1px solid transparent;box-shadow:none}.econ-toc .econ-toc__list a:hover,.econ-toc .econ-toc__list a:focus{color:var(--ec-navy);text-decoration:none;border-bottom-color:var(--ec-gold)}<\/style><nav class=\"econ-toc\" aria-labelledby=\"econ-toc-h\"><h2 id=\"econ-toc-h\" class=\"econ-toc__h\">\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628<\/h2><ol class=\"econ-toc__list\"><li><a href=\"#%d8%a2%d8%b4%d9%86%d8%a7%db%8c%db%8c-%d8%a8%d8%a7-%d8%aa%d9%88%d8%b1%d9%85\">\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u062a\u0648\u0631\u0645<\/a><\/li><li><a href=\"#%d8%b9%d9%84%d9%84-%d8%aa%d9%88%d8%b1%d9%85\">\u0639\u0644\u0644 \u062a\u0648\u0631\u0645<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d8%aa%d9%88%d8%b1%d9%85-%d9%81%d8%b4%d8%a7%d8%b1-%d9%87%d8%b2%db%8c%d9%86%d9%87\">\u062a\u0648\u0631\u0645 \u0641\u0634\u0627\u0631 \u0647\u0632\u06cc\u0646\u0647<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d8%aa%d9%88%d8%b1%d9%85-%d8%b3%d8%a7%d8%ae%d8%aa%d8%a7%d8%b1%db%8c\">\u062a\u0648\u0631\u0645 \u0633\u0627\u062e\u062a\u0627\u0631\u06cc<\/a><\/li><li><a href=\"#%d8%a7%d9%86%d9%88%d8%a7%d8%b9-%d8%b4%d8%a7%d8%ae%d8%b5%d9%87%d8%a7%db%8c-%d9%82%db%8c%d9%85%d8%aa\">\u0627\u0646\u0648\u0627\u0639 \u0634\u0627\u062e\u0635\u200c\u0647\u0627\u06cc \u0642\u06cc\u0645\u062a<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d8%b4%d8%a7%d8%ae%d8%b5-%d9%82%db%8c%d9%85%d8%aa-%d9%85%d8%b5%d8%b1%d9%81%da%a9%d9%86%d9%86%d8%af%d9%87-cpi\">\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 (CPI)<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d8%b4%d8%a7%d8%ae%d8%b5-%d9%82%db%8c%d9%85%d8%aa-%d8%b9%d9%85%d8%af%d9%87%d9%81%d8%b1%d9%88%d8%b4%db%8c-wpi\">\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0639\u0645\u062f\u0647\u200c\u0641\u0631\u0648\u0634\u06cc (WPI)<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d8%b4%d8%a7%d8%ae%d8%b5-%d9%82%db%8c%d9%85%d8%aa-%d8%aa%d9%88%d9%84%db%8c%d8%af%da%a9%d9%86%d9%86%d8%af%d9%87-ppi\">\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u062a\u0648\u0644\u06cc\u062f\u06a9\u0646\u0646\u062f\u0647 (PPI)<\/a><\/li><li><a href=\"#%d9%81%d8%b1%d9%85%d9%88%d9%84-%d8%a7%d9%86%d8%af%d8%a7%d8%b2%d9%87%da%af%db%8c%d8%b1%db%8c-%d8%aa%d9%88%d8%b1%d9%85\">\u0641\u0631\u0645\u0648\u0644 \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u062a\u0648\u0631\u0645<\/a><\/li><li><a href=\"#%d9%85%d8%b2%d8%a7%db%8c%d8%a7-%d9%88-%d9%85%d8%b9%d8%a7%db%8c%d8%a8-%d8%aa%d9%88%d8%b1%d9%85\">\u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u062a\u0648\u0631\u0645<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d9%85%d8%b2%d8%a7%db%8c%d8%a7\">\u0645\u0632\u0627\u06cc\u0627<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d9%85%d8%b9%d8%a7%db%8c%d8%a8\">\u0645\u0639\u0627\u06cc\u0628<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d9%85%d8%b2%d8%a7%db%8c%d8%a7-1\">\u0645\u0632\u0627\u06cc\u0627<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d9%85%d8%b9%d8%a7%db%8c%d8%a8-1\">\u0645\u0639\u0627\u06cc\u0628<\/a><\/li><li><a href=\"#%da%a9%d9%86%d8%aa%d8%b1%d9%84-%d8%aa%d9%88%d8%b1%d9%85\">\u06a9\u0646\u062a\u0631\u0644 \u062a\u0648\u0631\u0645<\/a><\/li><li><a href=\"#%d9%be%d9%88%d8%b4%d8%b4-%d8%af%d8%b1-%d8%a8%d8%b1%d8%a7%d8%a8%d8%b1-%d8%aa%d9%88%d8%b1%d9%85\">\u067e\u0648\u0634\u0634 \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u062a\u0648\u0631\u0645<\/a><\/li><li><a href=\"#%d9%86%d9%85%d9%88%d9%86%d9%87%d9%87%d8%a7%db%8c-%d8%a7%d8%a8%d8%b1%d8%aa%d9%88%d8%b1%d9%85\">\u0646\u0645\u0648\u0646\u0647\u200c\u0647\u0627\u06cc \u0627\u0628\u0631\u062a\u0648\u0631\u0645<\/a><\/li><li><a href=\"#%d8%b3%d9%88%d8%a7%d9%84%d8%a7%d8%aa-%d9%85%d8%aa%d8%af%d8%a7%d9%88%d9%84-%d8%af%d8%b1%d8%a8%d8%a7%d8%b1%d9%87-%d8%aa%d9%88%d8%b1%d9%85\">\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u062f\u0631\u0628\u0627\u0631\u0647 \u062a\u0648\u0631\u0645<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%da%86%d9%87-%d8%b9%d9%88%d8%a7%d9%85%d9%84%db%8c-%d8%a8%d8%a7%d8%b9%d8%ab-%d8%aa%d9%88%d8%b1%d9%85-%d9%85%db%8c%d8%b4%d9%88%d9%86%d8%af%d8%9f\">\u0686\u0647 \u0639\u0648\u0627\u0645\u0644\u06cc \u0628\u0627\u0639\u062b \u062a\u0648\u0631\u0645 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f\u061f<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d8%aa%d9%88%d8%b1%d9%85-%d8%ae%d9%88%d8%a8-%d8%a7%d8%b3%d8%aa-%db%8c%d8%a7-%d8%a8%d8%af%d8%9f\">\u062a\u0648\u0631\u0645 \u062e\u0648\u0628 \u0627\u0633\u062a \u06cc\u0627 \u0628\u062f\u061f<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%d8%a7%d8%ab%d8%b1%d8%a7%d8%aa-%d8%aa%d9%88%d8%b1%d9%85-%da%86%db%8c%d8%b3%d8%aa%d8%9f\">\u0627\u062b\u0631\u0627\u062a \u062a\u0648\u0631\u0645 \u0686\u06cc\u0633\u062a\u061f<\/a><\/li><li class=\"econ-toc__sub\"><a href=\"#%da%86%d8%b1%d8%a7-%d8%aa%d9%88%d8%b1%d9%85-%d8%af%d8%b1-%d8%ad%d8%a7%d9%84-%d8%ad%d8%a7%d8%b6%d8%b1-%d8%aa%d8%a7-%d8%a7%db%8c%d9%86-%d8%ad%d8%af-%d8%a8%d8%a7%d9%84%d8%a7-%d8%a7%d8%b3%d8%aa%d8%9f\">\u0686\u0631\u0627 \u062a\u0648\u0631\u0645 \u062f\u0631 \u062d\u0627\u0644 \u062d\u0627\u0636\u0631 \u062a\u0627 \u0627\u06cc\u0646 \u062d\u062f \u0628\u0627\u0644\u0627 \u0627\u0633\u062a\u061f<\/a><\/li><\/ol><\/nav>\n\n\n\n<h2 class=\"wp-block-heading\">\u062a\u0648\u0631\u0645 \u0686\u06cc\u0633\u062a\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u062a\u0639\u0631\u06cc\u0641 \u062a\u0648\u0631\u0645\u060c \u0686\u06af\u0648\u0646\u06af\u06cc \u06a9\u0646\u062a\u0631\u0644 \u0622\u0646 \u0648 \u0645\u062b\u0627\u0644\u200c\u0647\u0627\u06cc\u06cc \u0627\u0632 \u062a\u0648\u0631\u0645\u200c\u0647\u0627\u06cc \u0634\u062f\u06cc\u062f<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">11 \u0622\u06af\u0648\u0633\u062a 2023<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0647\u0645\u0631\u0627\u0647 \u0628\u0627\u00a0 <span style=\"font-family: Vazir, sans-serif;font-style: normal\">\u06af\u0641\u062a\u06af\u0648\u06cc\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/saedvandi.ir\" target=\"_blank\" rel=\"noopener\">\u062f\u06a9\u062a\u0631 \u0639\u0644\u06cc \u0633\u0639\u062f\u0648\u0646\u062f\u06cc<\/a><\/span>\u00a0<\/span><span style=\"font-family: Vazir, sans-serif;font-style: normal;text-align: var(--text-align)\">\u0628\u0627\u00a0<\/span><span style=\"font-family: Vazir, sans-serif;font-style: normal;text-align: var(--text-align)\">\u062f\u06a9\u062a\u0631 \u0645\u0647\u062f\u06cc \u0646\u0627\u062c\u06cc<\/span><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u0631\u0645 \u0628\u0647 \u0645\u0639\u0646\u06cc <strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627<\/strong> \u06cc\u0627 \u0628\u0647 \u0639\u0628\u0627\u0631\u062a \u062f\u06cc\u06af\u0631 <strong>\u06a9\u0627\u0647\u0634 \u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f<\/strong> \u0628\u0647 \u0645\u0631\u0648\u0631 \u0632\u0645\u0627\u0646 \u0627\u0633\u062a. \u0646\u0631\u062e \u06a9\u0627\u0647\u0634 \u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f \u062f\u0631 \u0645\u062a\u0648\u0633\u0637 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a <strong>\u0633\u0628\u062f \u06a9\u0627\u0644\u0627\u0647\u0627<\/strong> \u0648 <strong>\u062e\u062f\u0645\u0627\u062a<\/strong> \u0645\u0646\u062a\u062e\u0628 \u062f\u0631 \u0645\u062f\u062a \u0632\u0645\u0627\u0646 \u0645\u0634\u062e\u0635 \u0645\u0646\u0639\u06a9\u0633 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u060c \u06a9\u0647 \u0627\u063a\u0644\u0628 \u062f\u0631 \u0642\u0627\u0644\u0628 \u062f\u0631\u0635\u062f \u0628\u06cc\u0627\u0646 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0628\u0647 \u0627\u06cc\u0646 \u0645\u0639\u0646\u0627\u0633\u062a \u06a9\u0647 \u0628\u0627 <strong>\u06cc\u06a9 \u0648\u0627\u062d\u062f \u067e\u0648\u0644<\/strong> \u0646\u0633\u0628\u062a \u0628\u0647 \u062f\u0648\u0631\u0647\u200c\u0647\u0627\u06cc \u0642\u0628\u0644 \u0639\u0645\u0644\u0627\u064b \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0645\u0642\u062f\u0627\u0631 \u06a9\u0645\u062a\u0631\u06cc \u062e\u0631\u06cc\u062f \u06a9\u0631\u062f. \u062a\u0648\u0631\u0645 \u062f\u0631 \u062a\u0636\u0627\u062f \u0628\u0627 \u062a\u0648\u0631\u0645 \u0645\u0646\u0641\u06cc (Deflation) <span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn1\" name=\"_ftnref1\"><sup>[1]<\/sup><\/a><\/span> \u0642\u0631\u0627\u0631 \u062f\u0627\u0631\u062f \u06a9\u0647 \u062f\u0631 \u0632\u0645\u0627\u0646 <strong>\u06a9\u0627\u0647\u0634 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627<\/strong> \u0648 <strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f<\/strong> \u0631\u062e \u0645\u06cc\u200c\u062f\u0647\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/who-is-elon-musk\/\" target=\"_blank\" rel=\"noopener\">\u0627\u06cc\u0644\u0627\u0646 \u0645\u0627\u0633\u06a9<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 24px\"><strong>\u0646\u06a9\u0627\u062a \u06a9\u0644\u06cc\u062f\u06cc<\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1- \u062a\u0648\u0631\u0645 \u06cc\u0639\u0646\u06cc \u0646\u0631\u062e\u06cc \u06a9\u0647 \u062f\u0631 \u0622\u0646 \u0642\u06cc\u0645\u062a \u06a9\u0627\u0644\u0627\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f.<br>2- \u062a\u0648\u0631\u0645 \u0631\u0627 \u06af\u0627\u0647\u06cc \u0628\u0647 \u0633\u0647 \u0646\u0648\u0639 \u062f\u0633\u062a\u0647\u200c\u0628\u0646\u062f\u06cc \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f: \u062a\u0648\u0631\u0645 \u0646\u0627\u0634\u06cc \u0627\u0632 <b>\u06a9\u0634\u0634 \u062a\u0642\u0627\u0636\u0627<\/b> <span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn2\" name=\"_ftnref2\"><sup>[2]<\/sup><\/a><\/span>\u060c \u062a\u0648\u0631\u0645 \u0646\u0627\u0634\u06cc \u0627\u0632 <b>\u0641\u0634\u0627\u0631 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn3\" name=\"_ftnref3\"><sup>[3]<\/sup><\/a><\/span> \u0648 <b>\u062a\u0648\u0631\u0645 \u0633\u0627\u062e\u062a\u0627\u0631\u06cc <\/b><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn4\" name=\"_ftnref4\"><sup>[4]<\/sup><\/a><\/span>.<br>3- \u0631\u0627\u06cc\u062c\u200c\u062a\u0631\u06cc\u0646 \u0634\u0627\u062e\u0635\u200c\u0647\u0627\u06cc \u0628\u0647\u200c\u06a9\u0627\u0631\u0631\u0641\u062a\u0647 \u062f\u0631 \u062a\u0648\u0631\u0645 \u0639\u0628\u0627\u0631\u062a\u0646\u062f \u0627\u0632 <b>\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn5\" name=\"_ftnref5\"><sup>[5]<\/sup><\/a><\/span> \u0648 <b>\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0639\u0645\u062f\u0647\u200c\u0641\u0631\u0648\u0634\u06cc <\/b><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn6\" name=\"_ftnref6\"><sup>[6]<\/sup><\/a><\/span>.<br>4- \u062a\u0648\u0631\u0645 \u0628\u0633\u062a\u0647 \u0628\u0647 \u062f\u06cc\u062f\u06af\u0627\u0647 \u0641\u0631\u062f\u06cc \u0648 \u0646\u0631\u062e \u062a\u063a\u06cc\u06cc\u0631 \u067e\u062f\u06cc\u062f\u0647\u200c\u0627\u06cc <b>\u0645\u062b\u0628\u062a<\/b> \u06cc\u0627 <b>\u0645\u0646\u0641\u06cc<\/b> \u062f\u0631\u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.<br>5- \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u0645\u0627\u0644\u06a9 <b>\u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0645\u0634\u0647\u0648\u062f<\/b>\u060c \u0645\u0627\u0646\u0646\u062f <b>\u0627\u0645\u0644\u0627\u06a9<\/b> \u06cc\u0627 <b>\u06a9\u0627\u0644\u0627\u0647\u0627\u06cc \u0627\u0646\u0628\u0627\u0631\u0634\u062f\u0647<\/b> \u0647\u0633\u062a\u0646\u062f\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062a\u0645\u0627\u06cc\u0644 \u0628\u0647 \u0645\u0642\u062f\u0627\u0631\u06cc \u0627\u0632 \u062a\u0648\u0631\u0645 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f \u062a\u0627 <b>\u0627\u0631\u0632\u0634<\/b> \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc\u200c\u0634\u0627\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 \u06cc\u0627\u0628\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/education\/risk-management-complete-guide\/\" target=\"_blank\" rel=\"noopener\">\u0622\u0645\u0648\u0632\u0634 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0627\u0642\u062a\u0635\u0627\u062f \u06a9\u0644\u0627\u0646 | \u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u0627\u0642\u062a\u0635\u0627\u062f \u06a9\u0644\u0627\u0646\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a7%d9%82%d8%aa%d8%b5%d8%a7%d8%af-%da%a9%d9%84%d8%a7%d9%86-%d8%af%d9%88%d8%b1%d9%87-%d8%ac%d8%a7%d9%85%d8%b9-%d8%a7%d9%82%d8%aa%d8%b5%d8%a7%d8%af-%da%a9%d9%84%d8%a7%d9%86\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/\u062c\u0627\u0645\u0639-\u06a9\u0644\u0627\u0646-\u0646\u0647\u0627\u06cc\u06cc.jpg-2.webp\" width=\"857\" height=\"457\" alt=\"\u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u0627\u0642\u062a\u0635\u0627\u062f \u06a9\u0644\u0627\u0646 - \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc - \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/\u062c\u0627\u0645\u0639-\u06a9\u0644\u0627\u0646-\u0646\u0647\u0627\u06cc\u06cc.jpg-2.webp 857w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/\u062c\u0627\u0645\u0639-\u06a9\u0644\u0627\u0646-\u0646\u0647\u0627\u06cc\u06cc.jpg-2-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/\u062c\u0627\u0645\u0639-\u06a9\u0644\u0627\u0646-\u0646\u0647\u0627\u06cc\u06cc.jpg-2-300x160.webp 300w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/\u062c\u0627\u0645\u0639-\u06a9\u0644\u0627\u0646-\u0646\u0647\u0627\u06cc\u06cc.jpg-2-768x410.webp 768w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/\u062c\u0627\u0645\u0639-\u06a9\u0644\u0627\u0646-\u0646\u0647\u0627\u06cc\u06cc.jpg-2-800x427.webp 800w, https:\/\/econclinic.com\/wp-content\/uploads\/2021\/04\/elementor\/thumbs\/\u062c\u0627\u0645\u0639-\u06a9\u0644\u0627\u0646-\u0646\u0647\u0627\u06cc\u06cc.jpg-2-rb93274apy9qvequ3zrge06c8z447vqu7odmwm4heo.webp 750w\" sizes=\"auto, (max-width: 857px) 100vw, 857px\"><\/a>\n\t\t<div class=\"ec-cc__body\">\n\t\t\t\t<ul class=\"ec-cc__meta\"><li>129 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\u06a9\u0644\u0627\u0646\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\t\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/03\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%DA%AF%D9%81%D8%AA%DA%AF%D9%88-%D8%A8%D8%A7-%D9%BE%D8%A7%D8%AF%DA%A9%D8%B3%D8%AA-%D8%B3%DA%A9%D9%87-%D8%AF%D8%B1%D8%A8%D8%A7%D8%B1%D9%87-%D8%AA%D9%88%D8%B1%D9%85.webp\" alt=\"\u06af\u0641\u062a\u06af\u0648\u06cc \u062f\u06a9\u062a\u0631 \u0639\u0644\u06cc \u0633\u0639\u062f\u0648\u0646\u062f\u06cc \u0645\u0648\u0633\u0633 \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f \u0628\u0627 \u067e\u0627\u062f\u06a9\u0633\u062a \u0633\u06a9\u0647 \u062f\u06a9\u062a\u0631 \u0645\u0647\u062f\u06cc \u0646\u0627\u062c\u06cc \u062f\u0631\u0628\u0627\u0631\u0647 \u062a\u0648\u0631\u0645\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n\n\n\n\n<span style=\"font-size: 20px\">\u0645\u0646\u0628\u0639: \u067e\u0627\u062f\u06a9\u0633\u062a \u0633\u06a9\u0647 \u0627\u067e\u06cc\u0632\u0648\u062f 9 &#8211;\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 22px\" href=\"https:\/\/sekkepodcast.ir\/ep9\/\" target=\"_blank\" rel=\"noopener\">\u062a\u0648\u0631\u0645 \u0686\u06cc\u0633\u062a \u0648 \u0686\u0647 \u0622\u062b\u0627\u0631\u06cc \u0628\u0631 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u06cc\u0631\u0627\u0646 \u062f\u0627\u0631\u062f\u061f<\/a><\/span><\/span>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/03\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%D8%A2%D8%B4%D9%86%D8%A7%DB%8C%DB%8C-%D8%A8%D8%A7-%D8%AA%D9%88%D8%B1%D9%85%D8%8C-%D8%A8%D8%AE%D8%B4-%D8%A7%D8%A8%D8%AA%D8%AF%D8%A7%DB%8C%DB%8C-%D9%85%D9%82%D8%A7%D9%84%D9%87-%D8%AC%D8%A7%D9%85%D8%B9-%D8%AA%D9%88%D8%B1%D9%85-%DA%86%DB%8C%D8%B3%D8%AA%D8%9F.webp\" alt=\"\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u062a\u0648\u0631\u0645 \u062f\u0631 \u0645\u0642\u0627\u0644\u0647 \u062c\u0627\u0645\u0639 \u062a\u0648\u0631\u0645 \u0686\u06cc\u0633\u062a \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u062a\u0648\u0631\u0645<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u06af\u0631\u0686\u0647 \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0642\u06cc\u0645\u062a \u06cc\u06a9 \u0645\u062d\u0635\u0648\u0644 \u0628\u0647 \u0635\u0648\u0631\u062a \u062c\u062f\u0627\u06af\u0627\u0646\u0647 \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u0622\u0633\u0627\u0646 \u0627\u0633\u062a \u0627\u0645\u0627 \u0646\u06cc\u0627\u0632\u0647\u0627\u06cc \u0627\u0646\u0633\u0627\u0646\u06cc \u0641\u0631\u0627\u062a\u0631 \u0627\u0632 \u06cc\u06a9 \u06cc\u0627 \u062f\u0648 \u0645\u062d\u0635\u0648\u0644 \u0645\u0634\u062e\u0635 \u0647\u0633\u062a\u0646\u062f. \u0627\u0641\u0631\u0627\u062f \u0628\u0631\u0627\u06cc \u062f\u0627\u0634\u062a\u0646 \u06cc\u06a9 \u0632\u0646\u062f\u06af\u06cc \u0631\u0627\u062d\u062a\u060c \u0628\u0647 \u0645\u062c\u0645\u0648\u0639\u0647\u200c\u0627\u06cc \u0628\u0632\u0631\u06af \u0648 \u0645\u062a\u0646\u0648\u0639 \u0627\u0632 \u0645\u062d\u0635\u0648\u0644\u0627\u062a \u0648 \u0647\u0645\u200c\u0686\u0646\u06cc\u0646 \u0627\u0646\u0648\u0627\u0639 \u062e\u062f\u0645\u0627\u062a \u0646\u06cc\u0627\u0632 \u062f\u0627\u0631\u0646\u062f. \u0627\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f \u0634\u0627\u0645\u0644 \u06a9\u0627\u0644\u0627\u0647\u0627\u06cc\u06cc \u0645\u0627\u0646\u0646\u062f <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u063a\u0644\u0627\u062a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0641\u0644\u0632<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0633\u0648\u062e\u062a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062e\u062f\u0645\u0627\u062a \u0639\u0645\u0648\u0645\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u0627\u0646\u0646\u062f <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u0631\u0642<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062d\u0645\u0644\u200c\u0648\u0646\u0642\u0644<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 \u062e\u062f\u0645\u0627\u062a\u06cc \u0645\u0627\u0646\u0646\u062f <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u0631\u0627\u0642\u0628\u062a\u200c\u0647\u0627\u06cc \u0628\u0647\u062f\u0627\u0634\u062a\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0633\u0631\u06af\u0631\u0645\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u06a9\u0627\u0631<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u06cc\u200c\u0634\u0648\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0647\u062f\u0641 \u062a\u0648\u0631\u0645 \u0633\u0646\u062c\u0634 \u062a\u0627\u062b\u06cc\u0631 \u06a9\u0644\u06cc \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0642\u06cc\u0645\u062a \u0628\u0631\u0627\u06cc \u0645\u062c\u0645\u0648\u0639\u0647\u200c\u0627\u06cc \u0645\u062a\u0646\u0648\u0639 \u0627\u0632 \u0645\u062d\u0635\u0648\u0644\u0627\u062a \u0648 \u062e\u062f\u0645\u0627\u062a \u0627\u0633\u062a. \u062a\u0648\u0631\u0645 \u0627\u0645\u06a9\u0627\u0646 \u0646\u0645\u0627\u06cc\u0634 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0633\u0637\u062d \u0642\u06cc\u0645\u062a \u06a9\u0627\u0644\u0627\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a \u062f\u0631 <\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px;color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d8%a7%d9%82%d8%aa%d8%b5%d8%a7%d8%af-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0627\u0642\u062a\u0635\u0627\u062f<\/a><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0627 \u06cc\u06a9 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u0642\u062f\u0627\u0631 \u0648\u0627\u062d\u062f<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u0631\u0627 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u06a9\u0646\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u0646\u062f\u060c \u0628\u0647 \u0627\u06cc\u0646 \u0645\u0639\u0646\u0627 \u06a9\u0647 \u0628\u0627 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u06cc\u06a9 \u0648\u0627\u062d\u062f \u067e\u0648\u0644<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c \u06a9\u0627\u0644\u0627\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a \u06a9\u0645\u062a\u0631\u06cc \u0631\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u062e\u0631\u06cc\u062f. \u0627\u06cc\u0646 \u06a9\u0627\u0647\u0634 \u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f \u0628\u0631 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0632\u0646\u062f\u06af\u06cc \u0639\u0645\u0648\u0645 \u0645\u0631\u062f\u0645 \u062a\u0627\u062b\u06cc\u0631 \u0645\u06cc\u200c\u06af\u0630\u0627\u0631\u062f \u06a9\u0647 \u062f\u0631 \u0646\u0647\u0627\u06cc\u062a \u06a9\u0627\u0647\u0634 \u0633\u0631\u0639\u062a \u0631\u0634\u062f \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u0631\u0627 \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u062f\u0627\u0631\u062f. \u0627\u0642\u062a\u0635\u0627\u062f\u062f\u0627\u0646\u0627\u0646 \u0627\u062a\u0641\u0627\u0642 \u0646\u0638\u0631 \u062f\u0627\u0631\u0646\u062f \u06a9\u0647 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0648\u0631\u0645 \u0645\u0633\u062a\u0645\u0631<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0632\u0645\u0627\u0646\u06cc \u0631\u0648\u06cc \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0631\u0634\u062f <\/span><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/money-supply\/\" target=\"_blank\" rel=\"noopener\">\u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644<\/a><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0632 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0631\u0634\u062f \u0627\u0642\u062a\u0635\u0627\u062f\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u067e\u06cc\u0634\u06cc \u0628\u06af\u06cc\u0631\u062f.<br><\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u066a3.7<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0639\u062f\u062f \u062a\u063a\u06cc\u06cc\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0631\u0627\u06cc \u062a\u0645\u0627\u0645\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u0634\u0647\u0631\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> (<\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">CPI-U<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">) <\/span><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn7\" name=\"_ftnref7\"><sup>[7]<\/sup><\/a><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 \u0637\u0648\u0644 \u062f\u0648\u0631\u0647\u200c\u06cc 12 \u0645\u0627\u0647\u0647\u200c\u06cc \u0645\u0646\u062a\u0647\u06cc \u0628\u0647 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0622\u06af\u0648\u0633\u062a 2023<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a. \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u062f\u0631 \u062c\u0648\u0644\u0627\u06cc \u0646\u0633\u0628\u062a \u0628\u0647 \u0645\u0627\u0647 \u06af\u0630\u0634\u062a\u0647\u060c \u0628\u0627 \u0627\u062d\u062a\u0633\u0627\u0628 \u062a\u0639\u062f\u06cc\u0644\u0627\u062a \u0641\u0635\u0644\u06cc\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">0.6\u066a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0641\u0632\u0627\u06cc\u0634 \u06cc\u0627\u0641\u062a\u0646\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u0631\u0627\u06cc \u0645\u0642\u0627\u0628\u0644\u0647 \u0628\u0627 \u0627\u06cc\u0646 \u067e\u062f\u06cc\u062f\u0647\u060c \u0645\u0631\u062c\u0639 <\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px;color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d8%a8%d8%a7%d8%b2%d8%a7%d8%b1%d9%87%d8%a7%db%8c-%d9%be%d9%88%d9%84%db%8c-%d8%ac%d9%87%d8%a7%d9%86-%d8%af%d9%88%d8%b1%d9%87-%d8%ac%d8%a7%d9%85%d8%b9-%d9%be%d9%88%d9%84\/\" target=\"_blank\" rel=\"noopener\">\u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc<\/a><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> (\u06a9\u0647 \u062f\u0631 \u0627\u063a\u0644\u0628 \u0645\u0648\u0627\u0631\u062f \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u0627\u0633\u062a) \u0627\u0642\u062f\u0627\u0645\u0627\u062a \u0644\u0627\u0632\u0645 \u0631\u0627 \u0628\u0631\u0627\u06cc \u0645\u062f\u06cc\u0631\u06cc\u062a <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u00a0<\/span><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn8\" name=\"_ftnref8\"><sup>[8]<\/sup><\/a><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0639\u062a\u0628\u0627\u0631<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u062f\u0647\u062f \u062a\u0627 \u062a\u0648\u0631\u0645 \u0631\u0627 \u062f\u0631 \u0645\u062d\u062f\u0648\u062f\u0647 \u0645\u062c\u0627\u0632 \u062d\u0641\u0638 \u06a9\u0646\u062f \u0648 \u0627\u0645\u06a9\u0627\u0646 \u0627\u062f\u0627\u0631\u0647\u200c\u06cc \u0622\u0633\u0627\u0646 \u0627\u0642\u062a\u0635\u0627\u062f \u0631\u0627 \u0641\u0631\u0627\u0647\u0645 \u0633\u0627\u0632\u062f.<br><\/span><\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0632 \u062f\u06cc\u062f\u06af\u0627\u0647 \u0646\u0638\u0631\u06cc\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u067e\u0648\u0644\u200c\u06af\u0631\u0627\u06cc\u06cc<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u00a0<\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px;color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn9\" name=\"_ftnref9\"><sup>[9]<\/sup><\/a><\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u06cc\u06a9\u06cc \u0627\u0632 \u0646\u0638\u0631\u06cc\u0627\u062a \u0645\u062d\u0628\u0648\u0628 \u0627\u0633\u062a \u06a9\u0647 \u0631\u0627\u0628\u0637\u0647\u200c\u06cc \u0645\u06cc\u0627\u0646 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0648\u0631\u0645<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 \u0627\u0642\u062a\u0635\u0627\u062f \u0631\u0627 \u062a\u0648\u0636\u06cc\u062d \u0645\u06cc\u200c\u062f\u0647\u062f. \u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644\u060c \u062f\u0631 \u067e\u06cc \u0641\u062a\u062d \u0627\u0645\u067e\u0631\u0627\u062a\u0648\u0631\u06cc\u200c\u0647\u0627\u06cc \u0622\u0632\u062a\u06a9 \u0648 \u0627\u06cc\u0646\u06a9\u0627 \u0628\u0647 \u062f\u0633\u062a \u0627\u0633\u067e\u0627\u0646\u06cc\u0627\u060c \u062d\u062c\u0645 \u0627\u0646\u0628\u0648\u0647\u06cc \u0627\u0632 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0637\u0644\u0627<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 \u0628\u0647 \u0648\u06cc\u0698\u0647 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0646\u0642\u0631\u0647<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0647 \u0627\u0633\u067e\u0627\u0646\u06cc\u0627 \u0648 \u0633\u0627\u06cc\u0631 \u0627\u0642\u062a\u0635\u0627\u062f\u0647\u0627\u06cc \u0627\u0631\u0648\u067e\u0627\u06cc\u06cc \u0633\u0631\u0627\u0632\u06cc\u0631 \u0634\u062f. \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0633\u0631\u06cc\u0639 \u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644\u060c \u0627\u0631\u0632\u0634 \u067e\u0648\u0644 \u06a9\u0627\u0647\u0634 \u06cc\u0627\u0641\u062a \u06a9\u0647 \u0639\u0627\u0645\u0644 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0633\u0631\u06cc\u0639 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u0634\u062f.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0648\u0631\u0645\u060c \u0628\u0633\u062a\u0647 \u0628\u0647 \u0646\u0648\u0639 \u06a9\u0627\u0644\u0627\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a\u060c \u0628\u0647 \u0637\u0631\u0642 \u0645\u062e\u062a\u0644\u0641 \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f. \u0647\u0645\u200c\u0686\u0646\u06cc\u0646 \u062a\u0648\u0631\u0645 \u062f\u0631 \u0646\u0642\u0637\u0647 \u0645\u0642\u0627\u0628\u0644 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0648\u0631\u0645 \u0645\u0646\u0641\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0642\u0631\u0627\u0631 \u062f\u0627\u0631\u062f \u06a9\u0647 \u06a9\u0627\u0647\u0634 \u0633\u0637\u062d \u0639\u0645\u0648\u0645\u06cc \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u062f\u0631 \u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u062a\u0648\u0631\u0645 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u06a9\u0645\u062a\u0631 \u0627\u0632 0%<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u06cc\u200c\u0634\u0648\u062f \u0631\u0627 \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f. \u0628\u0647 \u06cc\u0627\u062f \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f \u06a9\u0647 \u062a\u0648\u0631\u0645 \u0645\u0646\u0641\u06cc \u0631\u0627 \u0646\u0628\u0627\u06cc\u062f \u0628\u0627 \u062a\u0648\u0631\u0645\u200c\u0632\u062f\u0627\u06cc\u06cc (<\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">Disinflation<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">)\u060c \u06a9\u0647 \u0627\u0635\u0637\u0644\u0627\u062d\u06cc \u0645\u0631\u062a\u0628\u0637 \u0628\u0631\u0627\u06cc \u0627\u0634\u0627\u0631\u0647 \u0628\u0647 \u06a9\u0627\u0647\u0634 \u0646\u0631\u062e \u0631\u0634\u062f \u062a\u0648\u0631\u0645 \u0627\u0633\u062a\u060c \u0627\u0634\u062a\u0628\u0627\u0647 \u06af\u0631\u0641\u062a.<\/span><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/education\/risk-management-complete-guide\/-%d9%85%d8%a7%d9%84%db%8c-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0622\u0645\u0648\u0632\u0634 \u0645\u062f\u06cc\u0631\u06cc\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/03\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%D8%B9%D9%84%D9%84-%D8%AA%D9%88%D8%B1%D9%85-%D8%AF%D8%B1-%D9%85%D9%82%D8%A7%D9%84%D9%87-%D8%AC%D8%A7%D9%85%D8%B9-%D8%AA%D9%88%D8%B1%D9%85-%DA%86%DB%8C%D8%B3%D8%AA.webp\" alt=\"\u0639\u0644\u0644 \u062a\u0648\u0631\u0645\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u0645\u0642\u0627\u0644\u0647 \u062c\u0627\u0645\u0639 \u062a\u0648\u0631\u0645 \u0686\u06cc\u0633\u062a \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0639\u0644\u0644 \u062a\u0648\u0631\u0645<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0641\u0632\u0627\u06cc\u0634 \u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644 \u0631\u06cc\u0634\u0647\u200c\u06cc \u062a\u0648\u0631\u0645 \u0627\u0633\u062a\u060c \u0627\u06af\u0631\u0686\u0647 \u0627\u06cc\u0646 \u0627\u0645\u0631 \u062f\u0631 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0645\u06a9\u0627\u0646\u06cc\u0632\u0645\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0628\u0631\u0648\u0632 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u067e\u0648\u0644\u06cc \u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644 \u06a9\u0634\u0648\u0631 \u0631\u0627 \u0628\u0647 \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u0632\u06cc\u0631 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u062f\u0647\u0646\u062f:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1- <b>\u0686\u0627\u067e<\/b> \u0648 <b>\u062a\u0648\u0632\u06cc\u0639 \u067e\u0648\u0644<\/b> \u0628\u06cc\u0634\u062a\u0631 \u062f\u0631 \u0645\u06cc\u0627\u0646 \u0634\u0647\u0631\u0648\u0646\u062f\u0627\u0646<br>2- <b>\u0627\u0631\u0632\u0634\u200c\u0632\u062f\u0627\u06cc\u06cc<\/b> (\u06a9\u0627\u0647\u0634 \u0627\u0631\u0632\u0634) \u0631\u0633\u0645\u06cc \u0627\u0632 \u067e\u0648\u0644 \u0631\u0633\u0645\u06cc \u06a9\u0634\u0648\u0631<br>3- \u0648\u0627\u0645\u200c\u062f\u0647\u06cc \u062f\u0631 \u0642\u0627\u0644\u0628 \u0627\u0639\u062a\u0628\u0627\u0631 \u062d\u0633\u0627\u0628 \u0630\u062e\u0627\u06cc\u0631 \u06a9\u0647 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0633\u06cc\u0633\u062a\u0645 \u0628\u0627\u0646\u06a9\u06cc \u0628\u0627 \u062e\u0631\u06cc\u062f <b>\u0627\u0648\u0631\u0627\u0642 \u0642\u0631\u0636\u0647 \u062f\u0648\u0644\u062a\u06cc<\/b> \u0627\u0632 <span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/what-is-banking\/\" target=\"_blank\" rel=\"noopener\">\u0628\u0627\u0646\u06a9\u200c<\/a><\/span>\u0647\u0627 \u062f\u0631 <b>\u0628\u0627\u0632\u0627\u0631 \u062b\u0627\u0646\u0648\u06cc\u0647<\/b> (\u0631\u0627\u06cc\u062c\u200c\u062a\u0631\u06cc\u0646 \u0631\u0648\u0634)<\/p>\n\n\n\n<p class=\"econ-pull wp-block-paragraph\">\u062f\u0631 \u062a\u0645\u0627\u0645\u06cc \u0627\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f\u060c \u062f\u0631 \u0646\u0647\u0627\u06cc\u062a \u0627\u0632 \u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f \u067e\u0648\u0644 \u06a9\u0627\u0633\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0645\u06a9\u0627\u0646\u06cc\u0632\u0645\u200c\u0647\u0627\u06cc \u0627\u06cc\u062c\u0627\u062f \u062a\u0648\u0631\u0645 \u0628\u0647 \u0627\u06cc\u0646 \u0631\u0648\u0634\u200c\u0647\u0627 \u0628\u0647 \u0633\u0647 \u06af\u0631\u0648\u0647 \u062f\u0633\u062a\u0647\u200c\u0628\u0646\u062f\u06cc \u0645\u06cc\u200c\u0634\u0648\u0646\u062f: \u062a\u0648\u0631\u0645 \u0646\u0627\u0634\u06cc \u0627\u0632 <b>\u06a9\u0634\u0634-\u062a\u0642\u0627\u0636\u0627<\/b>\u060c \u062a\u0648\u0631\u0645 \u0646\u0627\u0634\u06cc \u0627\u0632 <b>\u0641\u0634\u0627\u0631-\u0647\u0632\u06cc\u0646\u0647<\/b> \u0648 <b>\u062a\u0648\u0631\u0645 \u0633\u0627\u062e\u062a\u0627\u0631\u06cc<\/b>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/put-option\/\" target=\"_blank\" rel=\"noopener\">\u0627\u062e\u062a\u06cc\u0627\u0631 \u0641\u0631\u0648\u0634 \u0686\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2023\/03\/%DA%A9%D9%84%DB%8C%D9%86%DB%8C%DA%A9-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-%D8%AF%DA%A9%D8%AA%D8%B1-%D8%B3%D8%B9%D8%AF%D9%88%D9%86%D8%AF%DB%8C-%D8%AA%D9%88%D8%B1%D9%85-%DA%A9%D8%B4%D8%B4-%D8%AA%D9%82%D8%A7%D8%B6%D8%A7-%D8%A8%D8%AE%D8%B4%DB%8C-%D8%A7%D8%B2-%D9%85%D9%82%D8%A7%D9%84%D9%87-%D8%AC%D8%A7%D9%85%D8%B9-%D8%AA%D9%88%D8%B1%D9%85-%DA%86%DB%8C%D8%B3%D8%AA-.webp\" alt=\"\u062a\u0648\u0631\u0645 \u06a9\u0634\u0634 \u062a\u0642\u0627\u0636\u0627\u060c \u06cc\u06a9\u06cc \u0627\u0632 \u0639\u0644\u0644 \u0627\u06cc\u062c\u0627\u062f \u062a\u0648\u0631\u0645\u060c \u0628\u062e\u0634\u06cc \u0627\u0632 \u0645\u0642\u0627\u0644\u0647 \u062c\u0627\u0645\u0639 \u062a\u0648\u0631\u0645 \u0686\u06cc\u0633\u062a \u06a9\u0644\u06cc\u0646\u06cc\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062a\u0648\u0631\u0645 \u06a9\u0634\u0634 \u062a\u0642\u0627\u0636\u0627<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u062a\u0648\u0631\u0645 \u0646\u0627\u0634\u06cc \u0627\u0632 \u06a9\u0634\u0634 \u062a\u0642\u0627\u0636\u0627 \u0632\u0645\u0627\u0646\u06cc \u0631\u0648\u06cc \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 <b>\u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644<\/b> \u0648 <b>\u0627\u0639\u062a\u0628\u0627\u0631<\/b> \u0628\u0627\u0639\u062b \u062a\u0642\u0648\u06cc\u062a <b>\u062a\u0642\u0627\u0636\u0627\u06cc \u06a9\u0644\u06cc<\/b> \u0628\u0631\u0627\u06cc \u06a9\u0627\u0644\u0627\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0628\u0647 \u06af\u0648\u0646\u0647\u200c\u0627\u06cc \u06a9\u0647 \u0633\u0631\u0639\u062a \u0627\u0641\u0632\u0627\u06cc\u0634 \u062a\u0642\u0627\u0636\u0627 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0632 <b>\u0638\u0631\u0641\u06cc\u062a \u062a\u0648\u0644\u06cc\u062f<\/b> \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0627\u0645\u0631 \u0628\u0627\u0639\u062b \u0627\u0641\u0632\u0627\u06cc\u0634 <b>\u062a\u0642\u0627\u0636\u0627<\/b> \u0648 \u062f\u0631 \u0646\u0647\u0627\u06cc\u062a \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><br><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0648\u0642\u062a\u06cc \u0645\u0631\u062f\u0645 \u067e\u0648\u0644 \u0628\u06cc\u0634\u062a\u0631\u06cc \u062f\u0627\u0631\u0646\u062f \u0645\u0646\u062c\u0631 \u0628\u0647 \u0645\u062b\u0628\u062a \u0634\u062f\u0646 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u062d\u0633\u0627\u0633\u0627\u062a \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0627\u0645\u0631 \u062e\u0648\u062f \u0645\u062e\u0627\u0631\u062c \u0628\u06cc\u0634\u062a\u0631 \u0631\u0627 \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u062f\u0627\u0631\u062f \u06a9\u0647 \u0641\u0634\u0627\u0631 \u0627\u0641\u0632\u0627\u06cc\u0634\u06cc \u0628\u06cc\u0634\u062a\u0631\u06cc \u0628\u0647 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u0648\u0627\u0631\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f. \u062f\u0631 \u0646\u062a\u06cc\u062c\u0647 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0634\u06a9\u0627\u0641<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0639\u0631\u0636\u0647 \u0648 \u062a\u0642\u0627\u0636\u0627<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0647 \u0648\u062c\u0648\u062f \u0645\u06cc\u200c\u0622\u06cc\u062f \u0628\u0647 \u06af\u0648\u0646\u0647\u200c\u0627\u06cc \u06a9\u0647 \u062a\u0642\u0627\u0636\u0627\u06cc \u0628\u06cc\u0634\u062a\u0631 \u0648 \u0639\u0631\u0636\u0647\u200c\u0627\u06cc \u0628\u0627 \u0627\u0646\u0639\u0637\u0627\u0641\u200c\u067e\u0630\u06cc\u0631\u06cc \u06a9\u0645\u062a\u0631 \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0627\u06cc\u0646 \u0627\u0645\u0631 \u0628\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u0645\u0646\u062c\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/education\/asset-classes-introduction\/\" target=\"_blank\" rel=\"noopener\">\u0627\u0646\u0648\u0627\u0639 \u06a9\u0644\u0627\u0633\u200c\u0647\u0627\u06cc \u062f\u0627\u0631\u0627\u06cc\u06cc<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><aside class=\"ec-cc\" role=\"complementary\" aria-label=\"\u0622\u0645\u0648\u0632\u0634 \u062c\u0627\u0645\u0639 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc | \u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a\">\n\t\t<a class=\"ec-cc__thumb\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%ac%d8%a7%d9%85%d8%b9-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87%da%af%d8%b0%d8%a7%d8%b1%db%8c-%d8%af%d9%88%d8%b1%d9%87-%d8%ab%d8%b1%d9%88%d8%aa\/\" tabindex=\"-1\" aria-hidden=\"true\"><img class=\"ec-cc__img\" src=\"https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png.webp\" width=\"857\" height=\"457\" alt=\"\u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a \u062f\u06a9\u062a\u0631 \u0633\u0639\u062f\u0648\u0646\u062f\u06cc\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png.webp 857w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-600x320.webp 600w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-300x160.webp 300w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-768x410.webp 768w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-800x427.webp 800w, https:\/\/econclinic.com\/wp-content\/uploads\/2025\/07\/elementor\/thumbs\/\u062f\u0648\u0631\u0647-\u062c\u0627\u0645\u0639-\u062b\u0631\u0648\u062a.png-r9bzmctvbrogjxs4fpme8awihg7xlb5biifglvay1s.webp 450w\" sizes=\"auto, (max-width: 857px) 100vw, 857px\"><\/a>\n\t\t<div class=\"ec-cc__body\">\n\t\t\t\t\t\t<div class=\"ec-cc__prices\">\n\t\t\t<span class=\"ec-cc__price\">\u06f4\u06f6,\u06f3\u06f5\u06f0,\u06f0\u06f0\u06f0 <span class=\"ec-cc__unit\">\u062a\u0648\u0645\u0627\u0646<\/span><\/span>\n\t\t\t\t\t\t<del class=\"ec-cc__was\">\u06f6\u06f3,\u06f5\u06f0\u06f0,\u06f0\u06f0\u06f0<\/del>\n\t\t\t\t\t<\/div>\n\t\t\t\t<a class=\"ec-cc__cta\" href=\"https:\/\/econclinic.com\/%d8%a2%d9%85%d9%88%d8%b2%d8%b4-%d8%ac%d8%a7%d9%85%d8%b9-%d8%b3%d8%b1%d9%85%d8%a7%db%8c%d9%87%da%af%d8%b0%d8%a7%d8%b1%db%8c-%d8%af%d9%88%d8%b1%d9%87-%d8%ab%d8%b1%d9%88%d8%aa\/\" aria-label=\"\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647 \u2014 \u0622\u0645\u0648\u0632\u0634 \u062c\u0627\u0645\u0639 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc | \u062f\u0648\u0631\u0647 \u062c\u0627\u0645\u0639 \u062b\u0631\u0648\u062a\">\n\t\t\t\u0645\u0634\u0627\u0647\u062f\u0647\u0654 \u062f\u0648\u0631\u0647\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15 5l-7 7 7 7\"\/><\/svg>\n\t\t<\/a>\n\t<\/div>\n<\/aside>\n\t\t\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u062a\u0648\u0631\u0645 \u0641\u0634\u0627\u0631 \u0647\u0632\u06cc\u0646\u0647<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u062a\u0648\u0631\u0645 \u0641\u0634\u0627\u0631 \u0647\u0632\u06cc\u0646\u0647 \u0646\u062a\u06cc\u062c\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a\u0650 <b>\u0646\u0647\u0627\u062f\u0647\u200c\u0647\u0627\u06cc \u062a\u0648\u0644\u06cc\u062f<\/b> \u0627\u0633\u062a. \u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644 \u06cc\u0627 \u0627\u0639\u062a\u0628\u0627\u0631 \u0628\u0647 \u06a9\u0627\u0644\u0627 \u06cc\u0627 \u0633\u0627\u06cc\u0631 \u0628\u0627\u0632\u0627\u0631\u0647\u0627\u06cc \u062f\u0627\u0631\u0627\u06cc\u06cc \u0647\u062f\u0627\u06cc\u062a \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0647\u0632\u06cc\u0646\u0647\u200c\u06cc \u062a\u0645\u0627\u0645\u06cc \u0627\u0646\u0648\u0627\u0639 \u06a9\u0627\u0644\u0627\u0647\u0627\u06cc \u0648\u0627\u0633\u0637\u0647\u200c\u0627\u06cc \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f. \u0627\u06cc\u0646 \u0645\u0633\u0627\u0644\u0647 \u0628\u0647 \u0637\u0648\u0631 \u062e\u0627\u0635 \u062f\u0631 \u0632\u0645\u0627\u0646\u06cc \u0635\u062f\u0642 \u0645\u06cc\u200c\u06a9\u0646\u062f \u06a9\u0647 <b>\u0634\u0648\u06a9 \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u0645\u0646\u0641\u06cc<\/b> \u0628\u0647 \u0639\u0631\u0636\u0647\u200c\u06cc \u06a9\u0627\u0644\u0627\u0647\u0627\u06cc \u06a9\u0644\u06cc\u062f\u06cc \u0648\u0627\u0631\u062f \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><br><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u06cc\u0646 \u062a\u062d\u0648\u0644\u0627\u062a \u0645\u0648\u062c\u0628 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0647\u0632\u06cc\u0646\u0647\u200c\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u062d\u0635\u0648\u0644<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u06cc\u0627 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062e\u062f\u0645\u062a \u0646\u0647\u0627\u06cc\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u06cc\u200c\u0634\u0648\u0646\u062f \u0648 \u062f\u0631 \u0646\u0647\u0627\u06cc\u062a \u0628\u0647 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u06cc \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 \u0633\u0631\u0627\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644\u060c \u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f\u060c \u0627\u0641\u0632\u0627\u06cc\u0634 \u0633\u0648\u062f\u0627\u06af\u0631\u0627\u06cc\u0627\u0646\u0647\u200c\u06cc \u0642\u06cc\u0645\u062a <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0646\u0641\u062a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0631\u0627 \u0631\u0642\u0645 \u0645\u06cc\u200c\u0632\u0646\u062f\u060c \u06a9\u0647 \u0628\u0647\u200c\u0645\u0639\u0646\u0627\u06cc \u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u0641\u0632\u0627\u06cc\u0634 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0647\u0632\u06cc\u0646\u0647\u200c\u06cc \u0627\u0646\u0631\u0698\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 \u062f\u0631 \u0646\u062a\u06cc\u062c\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u0634\u0627\u062e\u0635\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u062a\u0648\u0631\u0645 \u0645\u0646\u0639\u06a9\u0633 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/adam-smith\/\" target=\"_blank\" rel=\"noopener\">\u0622\u062f\u0627\u0645 \u0627\u0633\u0645\u06cc\u062a<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u062a\u0648\u0631\u0645 \u0633\u0627\u062e\u062a\u0627\u0631\u06cc<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u0631\u0645 \u0630\u0627\u062a\u06cc \u06cc\u0627 \u0633\u0627\u062e\u062a\u0627\u0631\u06cc \u0628\u0627 <b>\u0627\u0646\u062a\u0638\u0627\u0631\u0627\u062a \u062a\u0637\u0628\u06cc\u0642\u06cc<\/b> \u06cc\u0627 \u0627\u06cc\u062f\u0647 \u0627\u0646\u062a\u0638\u0627\u0631\u0627\u062a \u0645\u0631\u062f\u0645 \u0627\u0632 <b>\u062a\u062f\u0627\u0648\u0645 \u0646\u0631\u062e \u0641\u0639\u0644\u06cc \u062a\u0648\u0631\u0645<\/b> \u062f\u0631 \u0622\u06cc\u0646\u062f\u0647 \u0627\u0631\u062a\u0628\u0627\u0637 \u062f\u0627\u0631\u062f. \u0628\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u06a9\u0627\u0644\u0627\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0645\u0631\u062f\u0645 \u0627\u0646\u062a\u0638\u0627\u0631 \u062a\u062f\u0627\u0648\u0645 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u062f\u0631 \u0622\u06cc\u0646\u062f\u0647 \u0628\u0627 \u0646\u0631\u062e\u06cc \u0645\u0634\u0627\u0628\u0647 \u0631\u0627 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f. \u062f\u0631 \u0646\u062a\u06cc\u062c\u0647\u060c \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u062e\u0648\u0627\u0647\u0627\u0646 <b>\u062f\u0633\u062a\u0645\u0632\u062f\u0647\u0627\u06cc \u0628\u06cc\u0634\u062a\u0631<\/b> \u0628\u0631\u0627\u06cc \u062d\u0641\u0638 \u0633\u0637\u062d \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f \u0632\u0646\u062f\u06af\u06cc \u062e\u0648\u062f \u0628\u0627\u0634\u0646\u062f. \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u0622\u0646\u200c\u0647\u0627 \u0628\u0627\u0639\u062b \u0627\u0641\u0632\u0627\u06cc\u0634 <b>\u0647\u0632\u06cc\u0646\u0647\u200c\u06cc \u06a9\u0627\u0644\u0627\u0647\u0627<\/b> \u0648 <b>\u062e\u062f\u0645\u0627\u062a<\/b> \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0627\u06cc\u0646 <b>\u0645\u0627\u0631\u067e\u06cc\u0686 \u0642\u06cc\u0645\u062a-\u062f\u0633\u062a\u0645\u0632\u062f<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn10\" name=\"_ftnref10\"><sup>[10]<\/sup><\/a><\/span> \u0628\u0647 \u0627\u06cc\u0646 \u062f\u0644\u06cc\u0644 \u06a9\u0647 \u06cc\u06a9 \u0639\u0627\u0645\u0644 <b>\u0645\u062d\u0631\u06a9<\/b> \u0639\u0627\u0645\u0644 \u062f\u06cc\u06af\u0631 \u0627\u0633\u062a \u0648 \u0628\u0627\u0644\u0639\u06a9\u0633 \u062a\u062f\u0627\u0648\u0645 \u062f\u0627\u0631\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/%d8%ac%d9%88%d8%b1%d8%ac-%d8%b3%d9%88%d8%b1%d9%88%d8%b3-%da%a9%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u062c\u0648\u0631\u062c \u0633\u0648\u0631\u0648\u0633 \u06a9\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0646\u0648\u0627\u0639 \u0634\u0627\u062e\u0635\u200c\u0647\u0627\u06cc \u0642\u06cc\u0645\u062a<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0633\u062a\u0647 \u0628\u0647 \u0645\u062c\u0645\u0648\u0639\u0647\u200c\u06cc \u06a9\u0627\u0644\u0627\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a \u0627\u0646\u062a\u062e\u0627\u0628\u06cc\u060c \u0627\u0646\u0648\u0627\u0639 \u0645\u062e\u062a\u0644\u0641 \u0633\u0628\u062f\u0647\u0627\u06cc \u06a9\u0627\u0644\u0627\u06cc \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 <b>\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a<\/b> <span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn11\" name=\"_ftnref11\"><sup>[11]<\/sup><\/a><\/span> \u0645\u062d\u0627\u0633\u0628\u0647 \u0648 \u062f\u0646\u0628\u0627\u0644 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f. \u0631\u0627\u06cc\u062c\u200c\u062a\u0631\u06cc\u0646 \u0634\u0627\u062e\u0635\u200c\u0647\u0627\u06cc \u0642\u06cc\u0645\u062a \u0628\u06a9\u0627\u0631\u0631\u0641\u062a\u0647 <b>\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647<\/b> (<b>CPI<\/b>) \u0648 <b>\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0639\u0645\u062f\u0647\u200c\u0641\u0631\u0648\u0634\u06cc<\/b> (<b>WPI<\/b>) \u0647\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/call-option\/\" target=\"_blank\" rel=\"noopener\">\u0627\u062e\u062a\u06cc\u0627\u0631 \u062e\u0631\u06cc\u062f \u0686\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 (CPI)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 \u0645\u0639\u06cc\u0627\u0631\u06cc \u0627\u0633\u062a \u06a9\u0647 <b>\u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u0648\u0632\u0646\u06cc<\/b> \u0642\u06cc\u0645\u062a \u0633\u0628\u062f\u06cc \u0627\u0632 \u06a9\u0627\u0644\u0627\u0647\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a \u0631\u0627\u060c \u06a9\u0647 \u062c\u0632\u0621 <b>\u0646\u06cc\u0627\u0632\u0647\u0627\u06cc \u0627\u0648\u0644\u06cc\u0647<\/b> \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 \u0647\u0633\u062a\u0646\u062f\u060c \u0628\u0631\u0631\u0633\u06cc \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0627\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f \u0634\u0627\u0645\u0644 <b>\u062d\u0645\u0644\u200c\u0648\u0646\u0642\u0644<\/b>\u060c <b>\u0645\u0648\u0627\u062f \u063a\u0630\u0627\u06cc\u06cc<\/b> \u0648 <b>\u062e\u062f\u0645\u0627\u062a \u062f\u0631\u0645\u0627\u0646\u06cc<\/b> \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><br><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 \u0628\u0627 \u0627\u0633\u062a\u062e\u0631\u0627\u062c \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0642\u06cc\u0645\u062a \u062f\u0631 \u0647\u0631 \u0642\u0644\u0645 \u0627\u0632 \u0633\u0628\u062f \u06a9\u0627\u0644\u0627\u0647\u0627\u06cc \u0627\u0632 \u067e\u06cc\u0634 \u062a\u0639\u06cc\u06cc\u0646\u200c\u0634\u062f\u0647 \u0648 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u06af\u0631\u0641\u062a\u0646 \u0627\u0632 \u0622\u0646\u200c\u0647\u0627 \u0628\u0631\u0627\u0633\u0627\u0633 \u0648\u0632\u0646 \u0646\u0633\u0628\u06cc\u200c\u0634\u0627\u0646 \u062f\u0631 \u06a9\u0644 \u0633\u0628\u062f \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u06cc \u0645\u0648\u0631\u062f\u0646\u0638\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0642\u06cc\u0645\u062a \u062e\u0631\u062f\u0647\u200c\u0641\u0631\u0648\u0634\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0647\u0631 \u0642\u0644\u0645 \u06a9\u0627\u0644\u0627\u06cc \u0622\u0645\u0627\u062f\u0647\u200c\u06cc \u062e\u0631\u06cc\u062f \u062a\u0648\u0633\u0637 \u0634\u0647\u0631\u0648\u0646\u062f\u0627\u0646 \u0627\u0633\u062a.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0632 \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a CPI \u0628\u0631\u0627\u06cc \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0642\u06cc\u0645\u062a \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0647\u0632\u06cc\u0646\u0647 \u0632\u0646\u062f\u06af\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0622\u0646 \u0631\u0627 \u0628\u0647 \u06cc\u06a9\u06cc \u0627\u0632 \u067e\u0631\u06a9\u0627\u0631\u0628\u0631\u062f\u062a\u0631\u06cc\u0646 \u0622\u0645\u0627\u0631\u0647\u0627\u06cc \u0628\u06a9\u0627\u0631\u0631\u0641\u062a\u0647 \u0628\u0631\u0627\u06cc \u062a\u0634\u062e\u06cc\u0635 \u062f\u0648\u0631\u0647\u200c\u0647\u0627\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0648\u0631\u0645 \u0645\u062b\u0628\u062a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u0646\u0641\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062a\u0628\u062f\u06cc\u0644 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u062f\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u062f\u0627\u0631\u0647 \u0622\u0645\u0627\u0631 \u0646\u06cc\u0631\u0648\u06cc \u06a9\u0627\u0631<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> (BLS) \u0634\u0627\u062e\u0635 CPI \u0631\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u0645\u0627\u0647\u0627\u0646\u0647 \u06af\u0632\u0627\u0631\u0634 \u0645\u06cc\u200c\u06a9\u0646\u062f \u0648 \u0627\u06cc\u0646 \u06a9\u0627\u0631 \u0631\u0627 \u0627\u0632 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0633\u0627\u0644 1913<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0646\u062c\u0627\u0645 \u062f\u0627\u062f\u0647 \u0627\u0633\u062a.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0634\u0627\u062e\u0635 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">CPI-U<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c \u06a9\u0647 \u062f\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0633\u0627\u0644 1978<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u06cc\u062c\u0627\u062f \u0634\u062f\u060c \u0646\u0645\u0627\u06cc\u0627\u0646\u06af\u0631 \u0639\u0627\u062f\u0627\u062a \u062e\u0631\u06cc\u062f \u062d\u062f\u0648\u062f <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">88\u066a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0632 \u062c\u0645\u0639\u06cc\u062a \u063a\u06cc\u0631\u0646\u0647\u0627\u062f\u06cc \u0622\u0645\u0631\u06cc\u06a9\u0627 \u0627\u0633\u062a.<\/span><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/operating-cash-flow\/\" target=\"_blank\" rel=\"noopener\">\u062c\u0631\u06cc\u0627\u0646 \u0646\u0642\u062f \u0639\u0645\u0644\u06cc\u0627\u062a\u06cc<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0639\u0645\u062f\u0647\u200c\u0641\u0631\u0648\u0634\u06cc (WPI)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0639\u0645\u062f\u0647\u200c\u0641\u0631\u0648\u0634\u06cc \u06cc\u06a9\u06cc \u062f\u06cc\u06af\u0631 \u0627\u0632 \u0634\u0627\u062e\u0635\u200c\u0647\u0627\u06cc \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0645\u062a\u062f\u0627\u0648\u0644 \u062a\u0648\u0631\u0645 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0634\u0627\u062e\u0635 \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0642\u06cc\u0645\u062a \u06a9\u0627\u0644\u0627\u0647\u0627 \u0631\u0627 \u062f\u0631 \u0645\u0631\u0627\u062d\u0644 \u0642\u0628\u0644 \u0627\u0632 <b>\u062e\u0631\u062f\u0647\u200c\u0641\u0631\u0648\u0634\u06cc<\/b> \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u0648 \u062f\u0646\u0628\u0627\u0644 \u0645\u06cc\u200c\u06a9\u0646\u062f.<br><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u06af\u0631\u0686\u0647 \u0627\u0642\u0644\u0627\u0645 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0634\u0627\u062e\u0635 WPI<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0632 \u06a9\u0634\u0648\u0631\u06cc \u0628\u0647 \u06a9\u0634\u0648\u0631 \u062f\u06cc\u06af\u0631 \u0645\u062a\u063a\u06cc\u0631 \u0647\u0633\u062a\u0646\u062f\u060c \u0639\u0645\u062f\u062a\u0627\u064b \u0634\u0627\u0645\u0644 \u0627\u0642\u0644\u0627\u0645\u06cc \u062f\u0631 \u0633\u0637\u062d <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0648\u0644\u06cc\u062f\u06a9\u0646\u0646\u062f\u0647<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u06cc\u0627 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0639\u0645\u062f\u0647\u200c\u0641\u0631\u0648\u0634\u06cc<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u06cc\u200c\u0634\u0648\u0646\u062f. \u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644\u060c \u0627\u06cc\u0646 \u0634\u0627\u062e\u0635 \u0634\u0627\u0645\u0644 \u0642\u06cc\u0645\u062a <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u067e\u0646\u0628\u0647<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u06a9\u0647 \u062f\u0631 \u0628\u0631\u06af\u06cc\u0631\u0646\u062f\u0647\u200c\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u067e\u0646\u0628\u0647\u200c\u06cc \u062e\u0627\u0645<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0646\u062e \u067e\u0646\u0628\u0647<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u06a9\u0627\u0644\u0627\u0647\u0627\u06cc \u067e\u0646\u0628\u0647 \u062e\u0627\u0645<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u067e\u0648\u0634\u0627\u06a9 \u067e\u0646\u0628\u0647\u200c\u0627\u06cc<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a \u0645\u06cc\u200c\u0634\u0648\u062f.<br><\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u06af\u0631\u0686\u0647 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u06a9\u0634\u0648\u0631\u0647\u0627 \u0648 \u0633\u0627\u0632\u0645\u0627\u0646\u200c\u0647\u0627 \u0627\u0632 WPI \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u0627\u0645\u0627 \u0628\u0631\u062e\u06cc \u0627\u0632 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u062f\u06cc\u06af\u0631 \u0634\u0627\u0645\u0644 \u0622\u0645\u0631\u06cc\u06a9\u0627\u060c \u0627\u0632 \u0634\u0627\u062e\u0635 \u0645\u0634\u0627\u0628\u0647\u06cc \u0628\u0627 \u0646\u0627\u0645 <\/span><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/producer-price-index\/\" target=\"_blank\" rel=\"noopener\">\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u062a\u0648\u0644\u06cc\u062f\u06a9\u0646\u0646\u062f\u0647<\/a><\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> (PPI) <\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px;color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn12\" name=\"_ftnref12\"><sup>[12]<\/sup><\/a><\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/option-strike-price\/\" target=\"_blank\" rel=\"noopener\">\u0642\u06cc\u0645\u062a \u0627\u0639\u0645\u0627\u0644 \u0627\u062e\u062a\u06cc\u0627\u0631 \u0686\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u062a\u0648\u0644\u06cc\u062f\u06a9\u0646\u0646\u062f\u0647 (PPI)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u062a\u0648\u0644\u06cc\u062f\u06a9\u0646\u0646\u062f\u0647 \u0628\u0647 \u062f\u0633\u062a\u0647\u200c\u0627\u06cc \u0627\u0632 \u0634\u0627\u062e\u0635\u200c\u0647\u0627 \u062a\u0639\u0644\u0642 \u062f\u0627\u0631\u062f \u06a9\u0647 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u062f\u0631 \u0642\u06cc\u0645\u062a \u0641\u0631\u0648\u0634 \u062f\u0631\u06cc\u0627\u0641\u062a\u06cc\u0650 \u062a\u0648\u0644\u06cc\u062f\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 <b>\u06a9\u0627\u0644\u0627\u0647\u0627<\/b> \u0648 <b>\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0633\u0637\u0647<\/b> \u0631\u0627 \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u0627\u0646\u062f\u0627\u0632\u0647 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f. \u0634\u0627\u062e\u0635 PPI \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0642\u06cc\u0645\u062a \u0631\u0627 \u0627\u0632 \u0645\u0646\u0638\u0631 <b>\u0641\u0631\u0648\u0634\u0646\u062f\u0647<\/b> \u0627\u0646\u062f\u0627\u0632\u0647 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f \u0648 \u0628\u0627 CPI \u06a9\u0647 \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0642\u06cc\u0645\u062a \u0631\u0627 \u0627\u0632 \u0645\u0646\u0638\u0631 <b>\u062e\u0631\u06cc\u062f\u0627\u0631<\/b> \u0627\u0646\u062f\u0627\u0632\u0647 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f \u062a\u0641\u0627\u0648\u062a \u062f\u0627\u0631\u062f.<br><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u062f\u0631 \u062a\u0645\u0627\u0645\u06cc \u0634\u0627\u062e\u0635\u200c\u0647\u0627\u06cc \u0645\u0631\u0628\u0648\u0637\u0647\u060c \u0627\u06cc\u0646 \u0627\u0645\u06a9\u0627\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f \u06a9\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u06cc\u06a9 \u0642\u0644\u0645 (\u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644 \u0646\u0641\u062a) \u062a\u0627 \u062d\u062f\u06cc \u0628\u0627\u0639\u062b \u062e\u0646\u062b\u06cc \u0634\u062f\u0646 \u06a9\u0627\u0647\u0634 \u0642\u06cc\u0645\u062a \u062f\u0631 \u0642\u0644\u0645 \u062f\u06cc\u06af\u0631 (\u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644 \u06af\u0646\u062f\u0645) \u0634\u0648\u062f. \u062f\u0631 \u0645\u062c\u0645\u0648\u0639\u060c \u0647\u0631 \u0634\u0627\u062e\u0635 \u0646\u0645\u0627\u06cc\u0627\u0646\u200c\u06af\u0631 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u0645\u0648\u0632\u0648\u0646 \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0642\u06cc\u0645\u062a \u0628\u0631\u0627\u06cc \u0627\u0642\u0644\u0627\u0645 \u062a\u0634\u06a9\u06cc\u0644\u200c\u062f\u0647\u0646\u062f\u0647 \u0633\u0628\u062f \u0645\u0648\u0631\u062f\u0646\u0638\u0631 \u0627\u0633\u062a \u06a9\u0647 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062f\u0631 \u0633\u0637\u062d \u06a9\u0644 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0642\u062a\u0635\u0627\u062f<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0635\u0646\u0639\u062a<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u06cc\u0627 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u06a9\u0627\u0644\u0627<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0639\u0645\u0627\u0644 \u0634\u0648\u062f.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 22px\"><strong>\u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f: <span style=\"color: #130170\"><a style=\"color: #130170;font-size: 22px\" href=\"https:\/\/econclinic.com\/mag\/encyclopedia\/american-option\/\" target=\"_blank\" rel=\"noopener\">\u0627\u062e\u062a\u06cc\u0627\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627\u06cc\u06cc \u0686\u06cc\u0633\u062a\u061f<\/a><\/span><\/strong><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0641\u0631\u0645\u0648\u0644 \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06af\u06cc\u0631\u06cc \u062a\u0648\u0631\u0645<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0632 \u0627\u0646\u0648\u0627\u0639 \u0634\u0627\u062e\u0635\u200c\u0647\u0627\u06cc \u0642\u06cc\u0645\u062a \u0627\u0634\u0627\u0631\u0647 \u0634\u062f\u0647 \u062f\u0631 \u0628\u0627\u0644\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0628\u0631\u0627\u06cc \u0645\u062d\u0627\u0633\u0628\u0647\u200c\u06cc \u0645\u0642\u062f\u0627\u0631 \u062a\u0648\u0631\u0645 \u0628\u06cc\u0646 \u062f\u0648 \u0645\u0627\u0647 (\u06cc\u0627 \u0633\u0627\u0644) \u062e\u0627\u0635 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0631\u062f. \u0627\u06af\u0631\u0686\u0647 \u062a\u0639\u062f\u0627\u062f \u0645\u062d\u0627\u0633\u0628\u0647\u200c\u06af\u0631\u0647\u0627\u06cc \u062a\u0648\u0631\u0645 \u0622\u0645\u0627\u062f\u0647 \u062f\u0631 \u062f\u0631\u06af\u0627\u0647\u200c\u0647\u0627 \u0648 \u0648\u0628\u0633\u0627\u06cc\u062a\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0628\u0633\u06cc\u0627\u0631 \u0632\u06cc\u0627\u062f \u0627\u0633\u062a\u060c \u0647\u0645\u0648\u0627\u0631\u0647 \u0628\u0647\u062a\u0631 \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631\u0627\u06cc \u062d\u0635\u0648\u0644 \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0627\u0632 \u062f\u0642\u062a \u0648 \u062f\u0631\u06a9 \u06a9\u0627\u0645\u0644 \u0645\u062d\u0627\u0633\u0628\u0627\u062a \u0627\u0646\u062c\u0627\u0645\u200c\u0634\u062f\u0647\u060c \u0627\u0632 \u0631\u0648\u0634\u200c\u0634\u0646\u0627\u0633\u06cc \u0628\u0646\u06cc\u0627\u062f\u06cc \u0627\u06cc\u0646 \u0645\u062d\u0627\u0633\u0628\u0627\u062a \u0627\u0637\u0644\u0627\u0639 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u0645. \u0627\u0632 \u0644\u062d\u0627\u0638 \u0631\u06cc\u0627\u0636\u06cc\u060c\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>\u0646\u0631\u062e \u062a\u0648\u0631\u0645 \u0628\u0647 \u062f\u0631\u0635\u062f<\/b> = (<b>\u0645\u0642\u062f\u0627\u0631 \u0646\u0647\u0627\u06cc\u06cc \u0634\u0627\u062e\u0635 CPI<\/b> \u00f7 <b>\u0645\u0642\u062f\u0627\u0631 \u0627\u0648\u0644\u064a\u0647 \u0634\u0627\u062e\u0635CPI<\/b> ) \u00d7 <b>\u06f1\u06f0\u06f0<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u0631\u0636 \u06a9\u0646\u06cc\u062f \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f \u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f 10,000 \u062f\u0644\u0627\u0631 \u0628\u06cc\u0646 <b>\u0633\u067e\u062a\u0627\u0645\u0628\u0631 1975<\/b> \u0648 <b>\u0633\u067e\u062a\u0627\u0645\u0628\u0631 2018<\/b> \u0686\u0642\u062f\u0631 \u062a\u063a\u06cc\u06cc\u0631 \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a.<br><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u062f\u0627\u062f\u0647\u200c\u0647\u0627\u06cc \u0634\u0627\u062e\u0635 \u0642\u06cc\u0645\u062a \u0631\u0627 \u062f\u0631 \u062f\u0631\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u062f\u0631 \u0642\u0627\u0644\u0628 \u062c\u062f\u0648\u0644 \u0628\u06cc\u0627\u0628\u06cc\u062f. \u0628\u0627 \u0645\u0631\u0627\u062c\u0639\u0647 \u0628\u0647 \u0627\u06cc\u0646 \u062c\u062f\u0648\u0644\u060c \u0627\u0631\u0642\u0627\u0645 CPI \u0645\u0631\u0628\u0648\u0637\u0647 \u0631\u0627 \u0628\u0631\u0627\u06cc \u062f\u0648 \u0645\u0627\u0647 \u0645\u0648\u0631\u062f\u0646\u0638\u0631 \u0627\u0633\u062a\u062e\u0631\u0627\u062c \u06a9\u0646\u06cc\u062f. \u062f\u0631 \u0633\u067e\u062a\u0627\u0645\u0628\u0631 1975 \u0627\u06cc\u0646 \u0631\u0642\u0645 \u0645\u0639\u0627\u062f\u0644 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">54.6 <\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">(\u0645\u0642\u062f\u0627\u0631 CPI \u0627\u0648\u0644\u06cc\u0647) \u0648 \u062f\u0631 \u0633\u067e\u062a\u0627\u0645\u0628\u0631 2018 \u0627\u06cc\u0646 \u0631\u0642\u0645 \u0645\u0639\u0627\u062f\u0644 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">252.439<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a (\u0645\u0642\u062f\u0627\u0631 CPI \u0646\u0647\u0627\u06cc\u06cc).<br><\/span><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u0627 \u062c\u0627\u06cc\u06af\u0630\u0627\u0631\u06cc \u0627\u06cc\u0646 \u0627\u0631\u0642\u0627\u0645 \u062f\u0631 \u0641\u0631\u0645\u0648\u0644 \u062e\u0648\u0627\u0647\u06cc\u0645 \u062f\u0627\u0634\u062a:<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>462.34%<\/b> = \u06f1\u06f0\u06f0 \u00d7 (4.6234) = \u06f1\u06f0\u06f0 \u00d7 (54.6 \u00f7 252.439) = \u062f\u0631\u0635\u062f \u0646\u0631\u062e \u062a\u0648\u0631\u0645<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0632 \u0622\u0646\u062c\u0627 \u06a9\u0647 \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f 10,000 \u062f\u0644\u0627\u0631 \u0633\u067e\u062a\u0627\u0645\u0628\u0631 1975 \u062f\u0631 \u0633\u067e\u062a\u0627\u0645\u0628\u0631 2018 \u0686\u0642\u062f\u0631 \u0627\u0631\u0632\u0634 \u062f\u0627\u0631\u062f\u060c \u0646\u0631\u062e \u062a\u0648\u0631\u0645 \u0631\u0627 \u062f\u0631 \u0627\u06cc\u0646 \u0645\u0642\u062f\u0627\u0631 \u0636\u0631\u0628 \u06a9\u0646\u06cc\u062f \u062a\u0627 \u062a\u063a\u06cc\u06cc\u0631 \u0627\u0631\u0632\u0634 \u062f\u0644\u0627\u0631 \u0631\u0627 \u0628\u062f\u0633\u062a \u0622\u0648\u0631\u06cc\u062f:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>\u062f\u0644\u0627\u0631 46,234<\/b> = \u06f1\u06f0,\u06f0\u06f0\u06f0 \u00d7 4.6234<\/p>\n\n\n\n<p class=\"econ-pull wp-block-paragraph\">\u062a\u063a\u06cc\u06cc\u0631 \u0627\u0631\u0632\u0634 \u062f\u0644\u0627\u0631 \u0627\u06cc\u0646 \u0628\u062f\u06cc\u0646 \u0645\u0639\u0646\u0627\u0633\u062a \u06a9\u0647 10,000 \u062f\u0644\u0627\u0631 \u062f\u0631 \u0633\u067e\u062a\u0627\u0645\u0628\u0631 1975 \u0645\u0639\u0627\u062f\u0644 <b>\u06f4\u06f6,\u06f2\u06f3\u06f4<\/b> \u062f\u0644\u0627\u0631 \u062f\u0631 \u0633\u067e\u062a\u0627\u0645\u0628\u0631 2018 \u0627\u0631\u0632\u0634 \u062f\u0627\u0631\u062f.<br><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0633\u0627\u0633\u0627\u064b\u060c \u0627\u06af\u0631 \u0633\u0628\u062f \u06a9\u0627\u0644\u0627 \u0648 \u062e\u062f\u0645\u0627\u062a\u06cc (\u0645\u0637\u0627\u0628\u0642 \u0628\u0627 \u0627\u0642\u0644\u0627\u0645 \u0645\u0648\u062c\u0648\u062f \u062f\u0631 \u062a\u0639\u0631\u06cc\u0641 CPI) \u0628\u0647 \u0627\u0631\u0632\u0634 10,000 \u062f\u0644\u0627\u0631 \u062f\u0631 \u0633\u0627\u0644 1975 \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u0645\u06cc\u200c\u06a9\u0631\u062f\u06cc\u062f\u060c \u062f\u0631 \u0633\u067e\u062a\u0627\u0645\u0628\u0631 2018 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0647\u0645\u06cc\u0646 \u0633\u0628\u062f \u0628\u0627\u06cc\u062f \u0645\u0639\u0627\u062f\u0644 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">46,234 \u062f\u0644\u0627\u0631<\/b><span style=\"font-size: 20px;text-align: var(--text-align);letter-spacing: -0.05px\"> \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u06cc\u062f.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u062a\u0648\u0631\u0645<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u0631\u0645 \u0631\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0628\u0633\u062a\u0647 \u0628\u0647 \u0633\u0631\u0639\u062a \u0628\u0631\u0648\u0632 \u062a\u063a\u06cc\u06cc\u0631\u0627\u062a \u0648 \u0627\u06cc\u0646 \u06a9\u0647 \u062f\u0631 \u06a9\u062f\u0627\u0645 \u0637\u0631\u0641 \u0639\u0631\u0636\u0647 \u06cc\u0627 \u062a\u0642\u0627\u0636\u0627 \u0642\u0631\u0627\u0631 \u062f\u0627\u0631\u06cc\u062f \u067e\u062f\u06cc\u062f\u0647\u200c\u0627\u06cc <b>\u0645\u062b\u0628\u062a<\/b> \u06cc\u0627 <b>\u0645\u0646\u0641\u06cc<\/b> \u062f\u0627\u0646\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0645\u0632\u0627\u06cc\u0627<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u0645\u0627\u0644\u06a9 <b>\u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0645\u0634\u0647\u0648\u062f<\/b> (\u0645\u0627\u0646\u0646\u062f <b>\u0645\u0644\u06a9<\/b> \u06cc\u0627 <b>\u06a9\u0627\u0644\u0627\u06cc \u0627\u0646\u0628\u0627\u0631\u0634\u062f\u0647<\/b>) \u0647\u0633\u062a\u0646\u062f\u060c \u06a9\u0647 \u0628\u0627 \u0648\u0627\u062d\u062f \u067e\u0648\u0644 \u0645\u0644\u06cc \u0642\u06cc\u0645\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062e\u0648\u0627\u0633\u062a\u0627\u0631 \u0645\u06cc\u0632\u0627\u0646\u06cc \u0627\u0632 \u062a\u0648\u0631\u0645 \u0628\u0627\u0634\u0646\u062f \u0686\u0631\u0627 \u06a9\u0647 \u0628\u0647 \u0627\u06cc\u0646 \u062a\u0631\u062a\u06cc\u0628 \u0642\u06cc\u0645\u062a \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0622\u0646\u200c\u0647\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f \u0648 \u062f\u0631 \u0646\u062a\u06cc\u062c\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0622\u0646\u200c\u0647\u0627 \u0631\u0627 \u0628\u0627 \u0646\u0631\u062e \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0628\u0641\u0631\u0648\u0634\u0646\u062f.<\/span><br><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0648\u0631\u0645 \u0627\u063a\u0644\u0628 \u0628\u0647 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0633\u0648\u062f\u0627\u06af\u0631\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0646\u06af\u0627\u0647\u200c\u0647\u0627 \u062f\u0631 \u067e\u0631\u0648\u0698\u0647\u200c\u0647\u0627\u06cc \u067e\u0631\u0631\u06cc\u0633\u06a9 \u0648 \u0647\u0645\u200c\u0686\u0646\u06cc\u0646 \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u062f\u0631 \u0633\u0647\u0627\u0645 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0645\u0646\u062c\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0686\u0631\u0627 \u06a9\u0647 \u0627\u06cc\u0646 \u0627\u0634\u062e\u0627\u0635 \u0627\u0646\u062a\u0638\u0627\u0631 \u062f\u0627\u0631\u0646\u062f \u0628\u0627\u0632\u062f\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0622\u0646\u200c\u0647\u0627 \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0632 \u0645\u06cc\u0632\u0627\u0646 \u062a\u0648\u0631\u0645 \u0628\u0627\u0634\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u062f\u0631 \u0627\u06a9\u062b\u0631 \u0645\u0648\u0627\u0631\u062f \u0633\u0637\u062d \u0628\u0647\u06cc\u0646\u0647\u200c\u0627\u06cc \u0627\u0632 \u062a\u0648\u0631\u0645 \u062a\u0631\u0648\u06cc\u062c \u0645\u06cc\u200c\u0634\u0648\u062f \u062a\u0627 \u0645\u0631\u062f\u0645 \u0628\u062c\u0627\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0647 \u062e\u0631\u062c\u200c\u06a9\u0631\u062f\u0646 \u062a\u0634\u0648\u06cc\u0642 \u0634\u0648\u0646\u062f. \u0627\u06af\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f \u067e\u0648\u0644<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u06a9\u0627\u0647\u0634 \u06cc\u0627\u0628\u062f\u060c \u062f\u0631 \u0627\u06cc\u0646 \u0635\u0648\u0631\u062a \u0627\u0646\u06af\u06cc\u0632\u0647\u200c\u06cc \u0628\u06cc\u0634\u062a\u0631\u06cc \u0628\u0631\u0627\u06cc \u062e\u0631\u062c \u06a9\u0631\u062f\u0646 \u0628\u062c\u0627\u06cc \u0635\u0631\u0641\u0647\u200c\u062c\u0648\u06cc\u06cc \u062f\u0631 \u0632\u0645\u0627\u0646 \u062d\u0627\u0644 \u0648 \u062e\u0631\u062c \u06a9\u0631\u062f\u0646 \u062f\u0631 \u0622\u06cc\u0646\u062f\u0647 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f. \u0627\u06cc\u0646 \u0627\u0645\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u062e\u0627\u0631\u062c<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0631\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u062e\u0648\u062f \u0628\u0627\u0639\u062b \u062a\u0642\u0648\u06cc\u062a <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0641\u0639\u0627\u0644\u06cc\u062a\u200c\u0647\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 \u06a9\u0634\u0648\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0631\u0648\u06cc\u06a9\u0631\u062f \u0645\u062a\u0639\u0627\u062f\u0644 \u0631\u0648\u06cc\u06a9\u0631\u062f\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0645\u0642\u062f\u0627\u0631 \u062a\u0648\u0631\u0645 \u0631\u0627 \u062f\u0631 \u0645\u062d\u062f\u0648\u062f\u0647\u200c\u0627\u06cc \u0628\u0647\u06cc\u0646\u0647 \u0648 \u0645\u0637\u0644\u0648\u0628 \u0646\u06af\u0647 \u062f\u0627\u0631\u062f.<\/span><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0645\u0639\u0627\u06cc\u0628<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u0627\u06cc\u0646 \u0646\u0648\u0639 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0627\u0632 \u062a\u0648\u0631\u0645 \u0646\u0627\u0631\u0627\u0636\u06cc \u0628\u0627\u0634\u0646\u062f\u060c \u0686\u0648\u0646 \u0645\u062c\u0628\u0648\u0631 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f \u067e\u0648\u0644 \u0628\u06cc\u0634\u062a\u0631\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u0646\u062f. \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u062f\u0627\u0631\u0627\u06cc\u06cc \u0627\u0631\u0632\u0634\u200c\u06af\u0630\u0627\u0631\u06cc\u200c\u0634\u062f\u0647 \u0628\u0627 \u067e\u0648\u0644 \u0645\u0644\u06cc\u060c \u0645\u0627\u0646\u0646\u062f <b>\u0648\u062c\u0647 \u0646\u0642\u062f<\/b> \u06cc\u0627 <b>\u0627\u0648\u0631\u0627\u0642 \u0642\u0631\u0636\u0647<\/b>\u060c \u062f\u0627\u0631\u0646\u062f \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0627\u06cc\u0646\u200c\u06a9\u0647 \u062a\u0648\u0631\u0645 <b>\u0627\u0631\u0632\u0634 \u0648\u0627\u0642\u0639\u06cc<\/b> \u062f\u0627\u0631\u0627\u06cc\u06cc \u0622\u0646\u200c\u0647\u0627 \u0631\u0627 \u06a9\u0645 \u0645\u06cc\u200c\u06a9\u0646\u062f \u062a\u0645\u0627\u06cc\u0644\u06cc \u0628\u0647 \u0622\u0646 \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f. \u062f\u0631 \u0646\u062a\u06cc\u062c\u0647\u060c \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646\u06cc \u06a9\u0647 \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u062d\u0641\u0627\u0638\u062a \u0627\u0632 \u0633\u0628\u062f 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\u0642\u06cc\u0645\u062a\u200c\u0647\u0627<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0641\u0632\u0627\u06cc\u0634 \u06cc\u0627\u0628\u0646\u062f. \u0627\u06cc\u0646 \u0627\u0645\u0631 \u0646\u0642\u0637\u0647 \u0645\u0642\u0627\u0628\u0644 \u0628\u0646\u06cc\u0627\u0646\u200c\u0647\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f \u0648\u0627\u0642\u0639\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u06cc\u200c\u0634\u06a9 \u0647\u0632\u06cc\u0646\u0647\u200c\u0627\u06cc \u0628\u0631\u0627\u06cc \u06a9\u0644 \u0627\u0642\u062a\u0635\u0627\u062f \u0645\u062d\u0633\u0648\u0628 \u0645\u06cc\u200c\u0634\u0648\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u062d\u062a\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0646\u0631\u062e \u062a\u0648\u0631\u0645 \u067e\u0627\u06cc\u06cc\u0646<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u067e\u0627\u06cc\u062f\u0627\u0631<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 \u0628\u0647\u200c\u0631\u0627\u062d\u062a\u06cc \u0642\u0627\u0628\u0644 \u067e\u06cc\u0634\u200c\u0628\u06cc\u0646\u06cc \u06a9\u0647 \u0628\u0631\u062e\u06cc \u0622\u0646 \u0631\u0627 \u0628\u0647\u06cc\u0646\u0647 \u0645\u06cc\u200c\u062f\u0627\u0646\u0646\u062f \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u0634\u06a9\u0644\u0627\u062a \u062c\u062f\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u06cc\u062c\u0627\u062f \u06a9\u0646\u062f. \u0639\u0644\u062a \u0622\u0646 \u0628\u0647 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0686\u06af\u0648\u0646\u06af\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u06a9\u0627\u0646<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0632\u0645\u0627\u0646<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648\u0631\u0648\u062f \u067e\u0648\u0644 \u062c\u062f\u06cc\u062f \u0628\u0647 \u0627\u0642\u062a\u0635\u0627\u062f \u0628\u0627\u0632\u0645\u06cc\u200c\u06af\u0631\u062f\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0647\u0631 \u0632\u0645\u0627\u0646 \u06a9\u0647 <\/span><b 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inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u062b\u0631 \u06a9\u0627\u0646\u062a\u06cc\u0644\u0648\u0646<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u0639\u0631\u0648\u0641 \u0627\u0633\u062a) \u0645\u0648\u062c\u0628 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0641\u0631\u0622\u06cc\u0646\u062f \u062a\u0648\u0631\u0645 \u0646\u0647 \u062a\u0646\u0647\u0627 \u0633\u0637\u062d \u0639\u0645\u0648\u0645\u06cc \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u0631\u0627 \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062f\u0647\u062f \u0628\u0644\u06a9\u0647 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u06cc \u0646\u0633\u0628\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062f\u0633\u062a\u0645\u0632\u062f\u0647\u0627<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0646\u0631\u062e \u0628\u0627\u0632\u062f\u0647<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0631\u0627 \u0646\u06cc\u0632 \u062f\u0686\u0627\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0639\u0648\u062c\u0627\u062c<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u06cc\u200c\u06a9\u0646\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0642\u062a\u0635\u0627\u062f\u062f\u0627\u0646\u0627\u0646 \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc \u0645\u06cc\u200c\u062f\u0627\u0646\u0646\u062f \u06a9\u0647 \u0627\u0646\u062d\u0631\u0627\u0641 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u06cc \u0646\u0633\u0628\u06cc \u0627\u0632 \u0646\u0642\u0637\u0647 \u062a\u0639\u0627\u062f\u0644 \u0627\u0642\u062a\u0635\u0627\u062f\u06cc\u200c\u0634\u0627\u0646 \u0628\u0631\u0627\u06cc \u0627\u0642\u062a\u0635\u0627\u062f \u062e\u0648\u0628 \u0646\u06cc\u0633\u062a \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0642\u062a\u0635\u0627\u062f\u062f\u0627\u0646\u0627\u0646 \u0627\u062a\u0631\u06cc\u0634\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u00a0<\/span><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn14\" name=\"_ftnref14\"><sup>[14]<\/sup><\/a><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062d\u062a\u06cc \u0628\u0631 \u0627\u06cc\u0646 \u0628\u0627\u0648\u0631\u0646\u062f \u06a9\u0647 \u0627\u06cc\u0646 \u0641\u0631\u0622\u06cc\u0646\u062f \u06cc\u06a9\u06cc \u0627\u0632 \u0639\u0648\u0627\u0645\u0644 \u0627\u0635\u0644\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0686\u0631\u062e\u0647\u200c\u0647\u0627\u06cc \u0631\u06a9\u0648\u062f<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0633\u062a.<\/span><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0645\u0632\u0627\u06cc\u0627<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">1- \u0645\u0648\u062c\u0628 \u0627\u0641\u0632\u0627\u06cc\u0634 <b>\u0642\u06cc\u0645\u062a<\/b> \u0628\u0627\u0632\u0641\u0631\u0648\u0634 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627 \u0645\u06cc\u200c\u0634\u0648\u062f<br>2- \u0633\u0637\u0648\u062d \u0628\u0647\u06cc\u0646\u0647 \u062a\u0648\u0631\u0645 \u0628\u0627\u0639\u062b \u062a\u0642\u0648\u06cc\u062a <b>\u0645\u062e\u0627\u0631\u062c<\/b> \u0645\u06cc\u200c\u0634\u0648\u062f<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0645\u0639\u0627\u06cc\u0628<\/strong><\/h3>\n\n\n\n<p class=\"econ-pull wp-block-paragraph\">1- \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u0645\u062c\u0628\u0648\u0631\u0646\u062f \u067e\u0648\u0644 \u0628\u06cc\u0634\u062a\u0631\u06cc \u0631\u0627 \u0628\u0627\u0628\u062a <b>\u0645\u062d\u0635\u0648\u0644\u0627\u062a<\/b> \u0648 <b>\u062e\u062f\u0645\u0627\u062a<\/b> \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u0646\u062f<br>2- \u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u06cc \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0631\u0627 \u0628\u0631 \u0627\u0642\u062a\u0635\u0627\u062f \u062a\u062d\u0645\u06cc\u0644 \u0645\u06cc\u200c\u06a9\u0646\u062f<br>3- \u0628\u0631\u062e\u06cc \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u0631\u0627 \u062f\u0631 \u0627\u0628\u062a\u062f\u0627 \u0648 \u0628\u0631\u062e\u06cc \u062f\u06cc\u06af\u0631 \u0631\u0627 \u062f\u0631 \u0627\u062f\u0627\u0645\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u06a9\u0646\u062a\u0631\u0644 \u062a\u0648\u0631\u0645<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0645\u0633\u0626\u0648\u0644\u06cc\u062a \u0645\u0647\u0645 \u06a9\u0646\u062a\u0631\u0644 \u062a\u0648\u0631\u0645 \u0628\u0631\u0639\u0647\u062f\u0647 \u0646\u0647\u0627\u062f <b>\u062a\u0646\u0638\u06cc\u0645\u200c\u06af\u0631 \u0645\u0627\u0644\u06cc<\/b> \u06a9\u0634\u0648\u0631 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u06a9\u0627\u0631 \u0628\u0627 \u0627\u062a\u062e\u0627\u0630 \u0627\u0642\u062f\u0627\u0645\u0627\u062a\u06cc \u0627\u0632 \u0637\u0631\u06cc\u0642 <b>\u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc<\/b> \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0628\u0647 \u0627\u0642\u062f\u0627\u0645\u0627\u062a <b>\u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc<\/b> \u06cc\u0627 \u0633\u0627\u06cc\u0631 \u06a9\u0645\u06cc\u062a\u0647\u200c\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0627\u0646\u062f\u0627\u0632\u0647 \u0648 \u0646\u0631\u062e \u0631\u0634\u062f \u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644 \u0631\u0627 \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u0627\u0637\u0644\u0627\u0642 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><br><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u062f\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627\u060c \u0627\u0647\u062f\u0627\u0641 \u0633\u06cc\u0627\u0633\u062a \u067e\u0648\u0644\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0641\u062f\u0631\u0627\u0644 \u0631\u0632\u0631\u0648<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0634\u0627\u0645\u0644 <\/span><span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"https:\/\/econclinic.com\/%d9%86%d8%b1%d8%ae-%d8%a8%d9%87%d8%b1%d9%87-%da%86%db%8c%d8%b3%d8%aa%d8%9f\/\" target=\"_blank\" rel=\"noopener\">\u0646\u0631\u062e \u0628\u0647\u0631\u0647<\/a><\/span> \u0645\u062a\u0639\u0627\u062f\u0644 \u062f\u0631 \u0628\u0644\u0646\u062f\u0645\u062f\u062a<span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062b\u0628\u0627\u062a \u0642\u06cc\u0645\u062a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0634\u062a\u063a\u0627\u0644 \u062d\u062f\u0627\u06a9\u062b\u0631\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a. \u0646\u06cc\u062a \u0647\u0631\u06cc\u06a9 \u0627\u0632 \u0627\u06cc\u0646 \u0627\u0647\u062f\u0627\u0641 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0631\u062a\u0642\u0627\u06cc \u0645\u062d\u06cc\u0637 \u0645\u0627\u0644\u06cc \u0628\u0627\u062b\u0628\u0627\u062a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a. \u0641\u062f\u0631\u0627\u0644 \u0631\u0632\u0631\u0648 \u0627\u0647\u062f\u0627\u0641 \u062a\u0648\u0631\u0645\u06cc \u0628\u0644\u0646\u062f\u0645\u062f\u062a \u062e\u0648\u062f \u0631\u0627 \u0628\u0631\u0627\u06cc \u062d\u0641\u0638 \u0646\u0631\u062e \u062a\u0648\u0631\u0645 \u0628\u0627\u062b\u0628\u0627\u062a \u062f\u0631 \u0628\u0644\u0646\u062f\u0645\u062f\u062a \u06a9\u0647 \u062a\u0635\u0648\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f \u0628\u0647 \u0646\u0641\u0639 \u0627\u0642\u062a\u0635\u0627\u062f \u0628\u0627\u0634\u062f\u060c \u0628\u0647\u200c\u0648\u0636\u0648\u062d \u0627\u0639\u0644\u0627\u0645 \u0645\u06cc\u200c\u06a9\u0646\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u062b\u0628\u0627\u062a \u0642\u06cc\u0645\u062a\u06cc \u06cc\u0627 \u0633\u0637\u062d \u0646\u0633\u0628\u062a\u0627\u064b \u062b\u0627\u0628\u062a \u062a\u0648\u0631\u0645 \u0627\u0645\u06a9\u0627\u0646 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0631\u06cc\u0632\u06cc \u0622\u06cc\u0646\u062f\u0647<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0631\u0627 \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0627\u06cc\u0646\u200c\u06a9\u0647 \u0645\u06cc\u200c\u062f\u0627\u0646\u0646\u062f \u0628\u0627\u06cc\u062f \u0627\u0646\u062a\u0638\u0627\u0631 \u0686\u0647 \u0686\u06cc\u0632\u06cc \u0631\u0627 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0641\u062f\u0631\u0627\u0644 \u0631\u0632\u0631\u0648 \u0628\u0631 \u0627\u06cc\u0646 \u0628\u0627\u0648\u0631 \u0627\u0633\u062a \u06a9\u0647 \u0627\u06cc\u0646 \u06a9\u0627\u0631 \u0628\u0627\u0639\u062b <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0631\u0648\u06cc\u062c \u0627\u0634\u062a\u063a\u0627\u0644 \u062d\u062f\u0627\u06a9\u062b\u0631\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0628\u0647 \u0648\u0633\u06cc\u0644\u0647\u200c\u06cc \u0639\u0648\u0627\u0645\u0644 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u063a\u06cc\u0631\u067e\u0648\u0644\u06cc\u00a0<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u06a9\u0647 \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u0646\u0648\u0633\u0627\u0646 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0648 \u062f\u0631 \u0646\u062a\u06cc\u062c\u0647 \u062f\u0631 \u0645\u0639\u0631\u0636 \u062a\u063a\u06cc\u06cc\u0631 \u0642\u0631\u0627\u0631 \u062f\u0627\u0631\u0646\u062f\u060c \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u0634\u0648\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u0647 \u0647\u0645\u06cc\u0646 \u062e\u0627\u0637\u0631\u060c \u0641\u062f\u0631\u0627\u0644 \u0631\u0632\u0631\u0648 \u0647\u062f\u0641 \u0645\u0634\u062e\u0635\u06cc \u0631\u0627 \u0628\u0631\u0627\u06cc \u0627\u0634\u062a\u063a\u0627\u0644 \u062d\u062f\u0627\u06a9\u062b\u0631\u06cc \u062a\u0639\u06cc\u06cc\u0646 \u0646\u0645\u06cc\u200c\u06a9\u0646\u062f \u0628\u0644\u06a9\u0647 \u0627\u06cc\u0646 \u0647\u062f\u0641 \u062a\u0627 \u062d\u062f \u0632\u06cc\u0627\u062f\u06cc \u0648\u0627\u0628\u0633\u062a\u0647 \u0628\u0647 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u06a9\u0627\u0631\u0641\u0631\u0645\u0627\u06cc\u0627\u0646<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a. \u0627\u0634\u062a\u063a\u0627\u0644 \u062d\u062f\u0627\u06a9\u062b\u0631\u06cc \u0628\u0647 \u0645\u0639\u0646\u0627\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u06cc\u06a9\u0627\u0631\u06cc \u0635\u0641\u0631<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0646\u06cc\u0633\u062a\u060c \u0686\u0631\u0627 \u06a9\u0647 \u062f\u0631 \u0647\u0631 \u0632\u0645\u0627\u0646 \u0648 \u0628\u0627 \u0627\u0633\u062a\u0639\u0641\u0627\u06cc \u0627\u0641\u0631\u0627\u062f \u0648 \u0622\u063a\u0627\u0632 \u0634\u063a\u0644 \u062c\u062f\u06cc\u062f \u0633\u0637\u062d \u0645\u0634\u062e\u0635\u06cc \u0627\u0632 \u0646\u0648\u0633\u0627\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.<\/span><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 24px\">\u0646\u06a9\u062a\u0647 \u0633\u0631\u06cc\u0639<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0627\u0628\u0631\u062a\u0648\u0631\u0645 \u0627\u063a\u0644\u0628 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u062f\u0648\u0631\u0647\u200c\u0627\u06cc \u0627\u0632 \u062a\u0648\u0631\u0645 <b>50\u066a<\/b> \u06cc\u0627 \u0628\u06cc\u0634\u062a\u0631 \u062f\u0631 <b>\u0647\u0631 \u0645\u0627\u0647<\/b> \u062a\u0648\u0635\u06cc\u0641 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u067e\u0648\u0644\u06cc \u062f\u0631 \u0634\u0631\u0627\u06cc\u0637 \u062d\u0627\u062f \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u062f\u0633\u062a \u0628\u0647 \u0627\u0642\u062f\u0627\u0645\u0627\u062a \u0627\u0633\u062a\u062b\u0646\u0627\u06cc\u06cc \u0645\u06cc\u200c\u0632\u0646\u0646\u062f. \u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644\u060c \u062f\u0631 \u067e\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u062d\u0631\u0627\u0646 \u0645\u0627\u0644\u06cc 2008 <\/b><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn15\" name=\"_ftnref15\"><sup>[15]<\/sup><\/a><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u060c \u0641\u062f\u0631\u0627\u0644 \u0631\u0632\u0631\u0648 \u0622\u0645\u0631\u06cc\u06a9\u0627 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0646\u0631\u062e \u0628\u0647\u0631\u0647<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0631\u0627 \u062f\u0631 \u0646\u0632\u062f\u06cc\u06a9\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0635\u0641\u0631<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0646\u06af\u0647 \u062f\u0627\u0634\u062a \u0648 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062e\u0631\u06cc\u062f \u0627\u0648\u0631\u0627\u0642<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0627 \u0639\u0646\u0648\u0627\u0646 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0633\u0647\u06cc\u0644 \u06a9\u0645\u0651\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> (<\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">QE<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">) <\/span><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn16\" name=\"_ftnref16\"><sup>[16]<\/sup><\/a><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0631\u0627 \u062f\u0646\u0628\u0627\u0644 \u06a9\u0631\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u0631\u062e\u06cc \u0627\u0632 \u0645\u0646\u062a\u0642\u062f\u0627\u0646 \u0627\u06cc\u0646 \u0628\u0631\u0646\u0627\u0645\u0647 \u0627\u062f\u0639\u0627 \u0645\u06cc\u200c\u06a9\u0631\u062f\u0646\u062f \u06a9\u0647 \u0686\u0646\u06cc\u0646 \u06a9\u0627\u0631\u06cc \u0628\u0627\u0639\u062b <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062c\u0647\u0634 \u062a\u0648\u0631\u0645<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0644\u0627\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627 \u062e\u0648\u0627\u0647\u062f \u0634\u062f\u060c \u0648\u0644\u06cc \u062a\u0648\u0631\u0645 \u062f\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0633\u0627\u0644 2007<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0647 \u0627\u0648\u062c \u062e\u0648\u062f \u0631\u0633\u06cc\u062f \u0648 \u062f\u0631 \u0637\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0647\u0634\u062a \u0633\u0627\u0644<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0639\u062f \u067e\u06cc\u0648\u0633\u062a\u0647 \u06a9\u0627\u0647\u0634 \u06cc\u0627\u0641\u062a. \u062f\u0644\u0627\u06cc\u0644 \u067e\u06cc\u0686\u06cc\u062f\u0647\u200c\u06cc \u0628\u0633\u06cc\u0627\u0631\u06cc \u0628\u0631\u0627\u06cc \u0627\u06cc\u0646 \u06a9\u0647 \u0686\u0631\u0627 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">QE<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0627\u0639\u062b <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0648\u0631\u0645<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u06cc\u0627 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0628\u0631\u062a\u0648\u0631\u0645<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0646\u0634\u062f \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u060c \u0647\u0631\u0686\u0646\u062f \u0633\u0627\u062f\u0647\u200c\u062a\u0631\u06cc\u0646 \u062f\u0644\u06cc\u0644 \u0627\u0631\u0627\u0626\u0647 \u0634\u062f\u0647 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0631\u06a9\u0648\u062f<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062e\u0648\u062f \u067e\u062f\u06cc\u062f\u0647\u200c\u0627\u06cc \u0628\u0633\u06cc\u0627\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0636\u062f\u062a\u0648\u0631\u0645\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0648\u062f \u0648 \u062a\u0633\u0647\u06cc\u0644 \u06a9\u0645\u0651\u06cc \u062a\u0627\u062b\u06cc\u0631\u0627\u062a \u0622\u0646 \u0631\u0627 \u062a\u0634\u062f\u06cc\u062f \u06a9\u0631\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u062f\u0631 \u0646\u062a\u06cc\u062c\u0647\u060c \u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0622\u0645\u0631\u06cc\u06a9\u0627\u06cc\u06cc \u062a\u0644\u0627\u0634 \u06a9\u0631\u062f\u0647\u200c\u0627\u0646\u062f \u062a\u0648\u0631\u0645 \u0631\u0627 \u062f\u0631 \u062d\u0648\u0627\u0644\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">2\u066a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 \u0633\u0627\u0644 \u062b\u0627\u0628\u062a \u0646\u06af\u0647 \u062f\u0627\u0631\u0646\u062f. <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u0627\u0631\u0648\u067e\u0627<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> (ECB) \u0646\u06cc\u0632 \u0628\u0631\u0646\u0627\u0645\u0647 \u062a\u0633\u0647\u06cc\u0644 \u06a9\u0645\u0651\u06cc \u062a\u0647\u0627\u062c\u0645\u06cc \u0631\u0627 \u0628\u0631\u0627\u06cc \u0645\u0642\u0627\u0628\u0644\u0647 \u0628\u0627 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u062a\u0648\u0631\u0645 \u0645\u0646\u0641\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 \u0645\u0646\u0637\u0642\u0647 \u06cc\u0648\u0631\u0648 \u062f\u0631 \u062f\u0633\u062a\u0648\u0631 \u06a9\u0627\u0631 \u0642\u0631\u0627\u0631 \u062f\u0627\u062f \u0648 \u0628\u0631\u062e\u06cc \u0627\u0632 \u06a9\u0634\u0648\u0631\u0647\u0627 \u0646\u0631\u062e \u0628\u0647\u0631\u0647 \u0645\u0646\u0641\u06cc \u0631\u0627 \u062a\u062c\u0631\u0628\u0647 \u06a9\u0631\u062f\u0646\u062f. \u062f\u0644\u06cc\u0644 \u0627\u06cc\u0646 \u0627\u0645\u0631 \u0647\u0631\u0627\u0633 \u0627\u0632 \u062a\u062b\u0628\u06cc\u062a \u062a\u0648\u0631\u0645 \u0645\u0646\u0641\u06cc \u062f\u0631 \u0646\u0627\u062d\u06cc\u0647 \u06cc\u0648\u0631\u0648 \u0648 \u0645\u0646\u062c\u0631\u0634\u062f\u0646 \u0622\u0646 \u0628\u0647 \u0633\u06a9\u0648\u0646 \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u0627\u0633\u062a (\u0648\u0636\u0639\u06cc\u062a\u06cc \u06a9\u0647 \u0631\u0634\u062f \u0627\u0642\u062a\u0635\u0627\u062f\u06cc <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">0<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u06cc\u0627 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u06a9\u0645\u062a\u0631 \u0627\u0632 2 \u062a\u0627 3 \u062f\u0631\u0635\u062f<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0628\u06cc\u06a9\u0627\u0631\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0627\u0644\u0627\u0633\u062a).<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u0627\u06cc\u0646\u060c \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0646\u0631\u062e <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0631\u0634\u062f<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0627\u0644\u0627\u062a\u0631 \u0631\u0627 \u062a\u062c\u0631\u0628\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0646\u0631\u062e \u062a\u0648\u0631\u0645 \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0631\u0627 \u062c\u0630\u0628 \u06a9\u0646\u0646\u062f. \u0647\u062f\u0641 \u0647\u0646\u062f \u0646\u0631\u062e\u06cc \u062d\u062f\u0648\u062f <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">4\u066a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a (\u0628\u0627 \u0622\u0633\u062a\u0627\u0646\u0647 \u0633\u0642\u0641 \u0648 \u06a9\u0641 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">6\u066a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">2\u066a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">)\u060c \u062f\u0631 \u062d\u0627\u0644\u06cc \u06a9\u0647 \u0647\u062f\u0641 \u0628\u0631\u0632\u06cc\u0644 \u0646\u0631\u062e <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">3.25\u066a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a \u0628\u0627 \u0622\u0633\u062a\u0627\u0646\u0647 \u0633\u0642\u0641 \u0648 \u06a9\u0641 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">4.75\u066a<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">1.75%<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">.<\/span><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u067e\u0648\u0634\u0634 \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u062a\u0648\u0631\u0645<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0628\u0633\u06cc\u0627\u0631\u06cc \u0628\u0631 \u0627\u06cc\u0646 \u0628\u0627\u0648\u0631\u0646\u062f \u06a9\u0647 <strong>\u0633\u0647\u0627\u0645<\/strong> \u0628\u0647\u062a\u0631\u06cc\u0646 \u0631\u0648\u0634 \u067e\u0648\u0634\u0634 \u062a\u0648\u0631\u0645 \u0627\u0633\u062a\u060c \u0686\u0631\u0627 \u06a9\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0633\u0647\u0627\u0645 \u062a\u0627\u062b\u06cc\u0631\u0627\u062a \u062a\u0648\u0631\u0645 \u0631\u0627 \u0646\u06cc\u0632 \u062f\u0631\u0628\u0631 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f. \u0627\u0632 \u0622\u0646\u062c\u0627 \u06a9\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644 \u062a\u0642\u0631\u06cc\u0628\u0627\u064b \u062f\u0631 \u062a\u0645\u0627\u0645\u06cc \u0627\u0642\u062a\u0635\u0627\u062f\u0647\u0627\u06cc \u0645\u062f\u0631\u0646 \u062f\u0631 \u0642\u0627\u0644\u0628 \u062a\u0632\u0631\u06cc\u0642 <strong>\u0627\u0639\u062a\u0628\u0627\u0631\u0627\u062a \u0628\u0627\u0646\u06a9\u06cc<\/strong> \u0648 \u0627\u0632 \u0637\u0631\u06cc\u0642 <strong>\u0633\u06cc\u0633\u062a\u0645 \u0645\u0627\u0644\u06cc<\/strong> \u0631\u0648\u06cc \u0645\u06cc\u200c\u062f\u0647\u062f\u060c \u0628\u062e\u0634 \u0627\u0639\u0638\u0645 \u062a\u0627\u062b\u06cc\u0631 \u0641\u0648\u0631\u06cc \u0628\u0631 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u062f\u0631 \u0622\u0646 \u062f\u0633\u062a\u0647 \u0627\u0632 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u06a9\u0647 \u0628\u0627 \u067e\u0648\u0644 \u0645\u0644\u06cc \u0642\u06cc\u0645\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u0634\u062f\u0647\u200c\u0627\u0646\u062f \u0645\u0627\u0646\u0646\u062f \u0633\u0647\u0627\u0645 \u0631\u062e \u0645\u06cc\u200c\u062f\u0647\u062f.<\/span><br><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0628\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0648\u06cc\u0698\u0647\u200c\u0627\u06cc \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u0646\u062f \u06a9\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0627\u0632 \u0622\u0646\u200c\u0647\u0627 \u0628\u0631\u0627\u06cc \u0645\u062d\u0627\u0641\u0638\u062a \u0627\u0632 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc\u200c\u0647\u0627 \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u062a\u0648\u0631\u0645 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0631\u062f. \u0627\u06cc\u0646 \u0627\u0628\u0632\u0627\u0631\u0647\u0627 \u0634\u0627\u0645\u0644 <\/span><strong style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0648\u0631\u0627\u0642 \u062e\u0632\u0627\u0646\u0647\u200c\u062f\u0627\u0631\u06cc \u0645\u0635\u0648\u0646 \u0627\u0632 \u062a\u0648\u0631\u0645<\/strong><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> (<\/span><strong style=\"text-align: var(--text-align);letter-spacing: -0.05px\">TIPS<\/strong><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">) <\/span><span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn17\" name=\"_ftnref17\"><sup>[17]<\/sup><\/a><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u06cc\u06a9 \u0627\u0648\u0631\u0627\u0642 \u062e\u0632\u0627\u0646\u0647\u200c\u062f\u0627\u0631\u06cc <\/span><strong style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u06a9\u0645\u200c\u0631\u06cc\u0633\u06a9<\/strong><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><strong style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0634\u0627\u062e\u0635\u200c\u0634\u062f\u0647 \u0628\u0647 \u062a\u0648\u0631\u0645<\/strong><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0627\u0633\u062a \u06a9\u0647 <\/span><strong style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0635\u0644 \u0645\u0628\u0644\u063a \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc\u200c\u0634\u062f\u0647<\/strong><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0628\u0631\u0627\u0633\u0627\u0633 \u062f\u0631\u0635\u062f \u062a\u0648\u0631\u0645 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0647\u0645\u200c\u0686\u0646\u06cc\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0627\u0632 <\/span><strong style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0635\u0646\u062f\u0648\u0642 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u0645\u0634\u062a\u0631\u06a9<\/strong><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> TIPS \u06cc\u0627 <\/span><strong style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0635\u0646\u062f\u0648\u0642 \u0642\u0627\u0628\u0644 \u0645\u0639\u0627\u0645\u0644\u0647 \u062f\u0631 \u0628\u0648\u0631\u0633<\/strong><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> (ETF) \u0627\u06cc\u0646 \u0627\u0648\u0631\u0627\u0642 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0631\u062f. \u0628\u0631\u0627\u06cc \u062f\u0633\u062a\u0631\u0633\u06cc \u0628\u0647 \u0633\u0647\u0627\u0645\u060c ETF \u0647\u0627 \u0648 \u0633\u0627\u06cc\u0631 \u0635\u0646\u062f\u0648\u0642\u200c\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0628\u0647 \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u0627\u0632 \u062e\u0637\u0631\u0627\u062a \u062a\u0648\u0631\u0645 \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u064b \u0628\u0647 \u06cc\u06a9 \u062d\u0633\u0627\u0628 \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc \u0646\u06cc\u0627\u0632 \u062e\u0648\u0627\u0647\u06cc\u062f \u062f\u0627\u0634\u062a. \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0627\u0631\u06af\u0632\u0627\u0631 \u0628\u0648\u0631\u0633 \u0628\u0647 \u062f\u0644\u06cc\u0644 \u062a\u0646\u0648\u0639\u06cc \u06a9\u0647 \u062f\u0631 \u0645\u06cc\u0627\u0646 \u0622\u0646\u200c\u0647\u0627 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u0647 \u0641\u0631\u0622\u06cc\u0646\u062f\u06cc \u0628\u0633\u06cc\u0627\u0631 \u062f\u0634\u0648\u0627\u0631 \u062a\u0628\u062f\u06cc\u0644 \u0634\u0648\u062f.<br><\/span><strong style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0637\u0644\u0627<\/strong><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0646\u06cc\u0632 \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u0628\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0642\u0627\u0628\u0644\u0647 \u0628\u0627 \u062a\u0648\u0631\u0645 \u0645\u062d\u0633\u0648\u0628 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0627\u06af\u0631\u0686\u0647 \u0646\u06af\u0627\u0647\u06cc \u0628\u0647 \u06af\u0630\u0634\u062a\u0647 \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0627\u06cc\u0646 \u0645\u0633\u0626\u0644\u0647 \u0647\u0645\u0648\u0627\u0631\u0647 \u0635\u0627\u062f\u0642 \u0646\u06cc\u0633\u062a.<\/span><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0646\u0645\u0648\u0646\u0647\u200c\u0647\u0627\u06cc \u0627\u0628\u0631\u062a\u0648\u0631\u0645<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-size: 20px\">\u0627\u0632 \u0622\u0646\u062c\u0627 \u06a9\u0647 \u062a\u0645\u0627\u0645\u06cc \u0627\u0631\u0632\u0647\u0627\u06cc \u062f\u0646\u06cc\u0627 \u0627\u0632 \u0646\u0648\u0639 <b>\u067e\u0648\u0644 \u0641\u06cc\u0627\u062a<\/b>\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff;font-size: 14px\" href=\"#_ftn18\" name=\"_ftnref18\"><sup>[18]<\/sup><\/a><\/span> \u0647\u0633\u062a\u0646\u062f\u060c \u0639\u0631\u0636\u0647\u200c\u06cc \u067e\u0648\u0644 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u0646\u0627 \u0628\u0647 \u062f\u0644\u0627\u06cc\u0644 \u0633\u06cc\u0627\u0633\u06cc \u0628\u0647\u200c\u0633\u0631\u0639\u062a \u0627\u0641\u0632\u0627\u06cc\u0634 \u06cc\u0627\u0628\u062f \u06a9\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0633\u0631\u06cc\u0639 \u0633\u0637\u062d \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u0631\u0627 \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u062f\u0627\u0631\u062f. \u0645\u0634\u0647\u0648\u0631\u062a\u0631\u06cc\u0646 \u0646\u0645\u0648\u0646\u0647\u200c\u06cc \u0622\u0646 \u0627\u0628\u0631\u062a\u0648\u0631\u0645\u06cc \u0628\u0648\u062f \u06a9\u0647 <b>\u062c\u0645\u0647\u0648\u0631\u06cc \u0648\u0627\u06cc\u0645\u0627\u0631 \u0622\u0644\u0645\u0627\u0646<\/b> \u062f\u0631 \u0627\u0648\u0627\u06cc\u0644 <b>\u062f\u0647\u0647\u200c\u06cc 1920<\/b> \u0628\u0647 \u0622\u0646 \u062f\u0686\u0627\u0631 \u0634\u062f.<\/span><br><span style=\"font-size: 20px\"><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u067e\u06cc\u0631\u0648\u0632 \u062f\u0631 \u062c\u0646\u06af \u062c\u0647\u0627\u0646\u06cc \u0627\u0648\u0644 \u062e\u0648\u0627\u0647\u0627\u0646 \u062f\u0631\u06cc\u0627\u0641\u062a \u063a\u0631\u0627\u0645\u062a \u0627\u0632 \u0622\u0644\u0645\u0627\u0646 \u0628\u0648\u062f\u0646\u062f \u06a9\u0647 \u0627\u0645\u06a9\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646 \u0628\u0627 \u067e\u0648\u0644 \u06a9\u0627\u063a\u0630\u06cc \u0622\u0644\u0645\u0627\u0646 \u0648\u062c\u0648\u062f \u0646\u062f\u0627\u0634\u062a \u0686\u0648\u0646 \u0627\u0631\u0632\u0634 \u0622\u0646 \u0628\u0647 \u062e\u0627\u0637\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0633\u062a\u0642\u0631\u0627\u0636 \u062f\u0648\u0644\u062a\u06cc<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0645\u0634\u062e\u0635 \u0646\u0628\u0648\u062f. \u0622\u0644\u0645\u0627\u0646 \u062a\u0644\u0627\u0634 \u06a9\u0631\u062f \u0627\u0633\u06a9\u0646\u0627\u0633 \u0686\u0627\u067e \u06a9\u0646\u062f \u06a9\u0647 \u0628\u0627 \u0622\u0646\u200c\u0647\u0627 \u0627\u0631\u0632 \u062e\u0627\u0631\u062c\u06cc \u0628\u062e\u0631\u062f \u0648 \u0627\u0632 \u0622\u0646 \u0628\u0631\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0628\u062f\u0647\u06cc\u200c\u0647\u0627\u06cc \u062e\u0648\u062f \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u062f.<br><\/span><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u06cc\u0646 \u0633\u06cc\u0627\u0633\u062a \u0645\u0646\u062c\u0631 \u0628\u0647 \u06a9\u0627\u0647\u0634 \u0633\u0631\u06cc\u0639 \u0627\u0631\u0632\u0634 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0645\u0627\u0631\u06a9 \u0622\u0644\u0645\u0627\u0646<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0627\u0628\u0631\u062a\u0648\u0631\u0645<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0646\u0627\u0634\u06cc \u0627\u0632 \u0622\u0646 \u0634\u062f. \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u0622\u0644\u0645\u0627\u0646\u06cc \u0628\u0627 \u062e\u0631\u062c \u06a9\u0631\u062f\u0646 \u067e\u0648\u0644\u200c\u0647\u0627\u06cc \u062e\u0648\u062f \u062f\u0631 \u0633\u0631\u06cc\u0639\u200c\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u0645\u0645\u06a9\u0646 \u0628\u0647 \u0627\u06cc\u0646 \u0686\u0631\u062e\u0647 \u0648\u0627\u06a9\u0646\u0634 \u0646\u0634\u0627\u0646 \u062f\u0627\u062f\u0646\u062f\u060c \u0686\u0648\u0646 \u0645\u06cc\u200c\u062f\u0627\u0646\u0633\u062a\u0646\u062f \u0647\u0631 \u0686\u0647 \u0628\u06cc\u0634\u062a\u0631 \u0635\u0628\u0631 \u06a9\u0646\u0646\u062f \u0627\u0631\u0632\u0634 \u067e\u0648\u0644 \u0622\u0646\u200c\u0647\u0627 \u06a9\u0645\u062a\u0631 \u0648 \u06a9\u0645\u062a\u0631 \u062e\u0648\u0627\u0647\u062f \u0634\u062f. \u067e\u0648\u0644 \u0628\u06cc\u0634\u062a\u0631 \u0648 \u0628\u06cc\u0634\u062a\u0631\u06cc \u0628\u0647 \u0627\u0642\u062a\u0635\u0627\u062f \u0633\u0631\u0627\u0632\u06cc\u0631 \u0634\u062f \u0648 \u0627\u0631\u0632\u0634 \u0622\u0646 \u062a\u0627 \u062d\u062f\u06cc \u0633\u0642\u0648\u0637 \u06a9\u0631\u062f \u06a9\u0647 \u0645\u0631\u062f\u0645 \u0627\u0632 \u067e\u0648\u0644\u200c\u0647\u0627\u06cc \u0639\u0645\u0644\u0627\u064b \u0628\u06cc\u200c\u0627\u0631\u0632\u0634 \u0628\u0647\u200c\u062c\u0627\u06cc \u06a9\u0627\u063a\u0630 \u062f\u06cc\u0648\u0627\u0631\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0631\u062f\u0646\u062f. \u062f\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u067e\u0631\u0648<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u062f\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0633\u0627\u0644 1990<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0648 \u062f\u0631 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0632\u06cc\u0645\u0628\u0627\u0648\u0647<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u00a0\u0628\u06cc\u0646 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">\u0633\u0627\u0644\u200c\u0647\u0627\u06cc 2007<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\">\u00a0\u0648 <\/span><b style=\"font-family: inherit;font-style: inherit;text-align: var(--text-align);letter-spacing: -0.05px\">2008<\/b><span style=\"text-align: var(--text-align);letter-spacing: -0.05px\"> \u0634\u0631\u0627\u06cc\u0637 \u0645\u0634\u0627\u0628\u0647\u06cc \u0631\u0648\u06cc \u062f\u0627\u062f.<\/span><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"font-size: 24px\">\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u0631\u0645 \u0639\u0628\u0627\u0631\u062a \u0627\u0633\u062a \u0627\u0632 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u06a9\u0647 \u0628\u0647 \u0645\u0631\u0648\u0631 \u0632\u0645\u0627\u0646 \u0628\u0647 \u06a9\u0627\u0647\u0634 <b>\u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f<\/b> \u0645\u0646\u062c\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f. \u062a\u0648\u0631\u0645 \u067e\u062f\u06cc\u062f\u0647\u200c\u0627\u06cc \u0637\u0628\u06cc\u0639\u06cc \u0627\u0633\u062a \u0648 \u062f\u0648\u0644\u062a \u0622\u0645\u0631\u06cc\u06a9\u0627 \u0646\u0631\u062e \u062a\u0648\u0631\u0645 \u0633\u0627\u0644\u0627\u0646\u0647\u200c\u06cc <b>2\u066a<\/b> \u0631\u0627 \u0647\u062f\u0641\u200c\u06af\u0630\u0627\u0631\u06cc \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a\u061b \u0628\u0627 \u0627\u06cc\u0646 \u062d\u0627\u0644\u060c \u062a\u0648\u0631\u0645 \u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u0628\u06cc\u0634 \u0627\u0632 \u062d\u062f <b>\u0632\u06cc\u0627\u062f<\/b> \u0648 <b>\u0633\u0631\u06cc\u0639<\/b> \u0631\u0634\u062f \u06a9\u0646\u062f <b>\u062e\u0637\u0631\u0646\u0627\u06a9<\/b> \u0627\u0633\u062a. \u062a\u0648\u0631\u0645 \u0628\u0627\u0639\u062b \u06af\u0631\u0627\u0646\u200c\u062a\u0631 \u0634\u062f\u0646 \u0627\u0642\u0644\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0628\u0647 \u0648\u06cc\u0698\u0647 \u0627\u06af\u0631 <b>\u062f\u0633\u062a\u0645\u0632\u062f\u0647\u0627<\/b> \u0628\u0647 \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06cc \u062a\u0648\u0631\u0645 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0646\u06cc\u0627\u0628\u0646\u062f. \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u0627\u06cc\u0646\u060c \u062a\u0648\u0631\u0645 \u0627\u0631\u0632\u0634 \u0628\u0631\u062e\u06cc \u0627\u0632 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627\u060c \u0628\u0647 \u0648\u06cc\u0698\u0647 <b>\u067e\u0648\u0644 \u0646\u0642\u062f<\/b>\u060c \u0631\u0627 \u06a9\u0627\u0647\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f. \u062f\u0648\u0644\u062a\u200c\u0647\u0627 \u0648 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u0645\u0631\u06a9\u0632\u06cc \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u06a9\u0646\u062a\u0631\u0644 \u062a\u0648\u0631\u0645 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0633\u06cc\u0627\u0633\u062a\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0648\u0644\u06cc \u0647\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u062f\u0631\u0628\u0627\u0631\u0647 \u062a\u0648\u0631\u0645<\/strong><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1788938971232\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">u003ch3u003e\u0686\u0647 \u0639\u0648\u0627\u0645\u0644\u06cc \u0628\u0627\u0639\u062b \u062a\u0648\u0631\u0645 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f\u061fu003c\/h3u003e<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>u003cpu003e\u062a\u0648\u0631\u0645 u003cbu003e\u0633\u0647 \u0639\u0644\u062au003c\/bu003e \u0627\u0635\u0644\u06cc \u062f\u0627\u0631\u062f: \u062a\u0648\u0631\u0645 \u0646\u0627\u0634\u06cc \u0627\u0632 u003cbu003e\u06a9\u0634\u0634 \u062a\u0642\u0627\u0636\u0627u003c\/bu003e\u060c \u062a\u0648\u0631\u0645 \u0646\u0627\u0634\u06cc \u0627\u0632 u003cbu003e\u0641\u0634\u0627\u0631 \u0647\u0632\u06cc\u0646\u0647u003c\/bu003e \u0648 u003cbu003e\u062a\u0648\u0631\u0645 \u0630\u0627\u062a\u06ccu003c\/bu003e.u003c\/pu003eu003cp style=u0022padding-right: 40pxu0022u003e1- \u062a\u0648\u0631\u0645 \u0646\u0627\u0634\u06cc \u0627\u0632 \u062a\u0642\u0627\u0636\u0627 \u0628\u0647 \u0634\u0631\u0627\u06cc\u0637\u06cc \u0627\u0637\u0644\u0627\u0642 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u062f\u0631 \u0622\u0646 u003cbu003e\u0645\u062d\u0635\u0648\u0644\u0627\u062au003c\/bu003e \u06cc\u0627 u003cbu003e\u062e\u062f\u0645\u0627\u062au003c\/bu003e\u00a0\u0628\u0647 \u0627\u0646\u062f\u0627\u0632\u0647\u200c\u06cc \u0645\u062a\u0646\u0627\u0633\u0628 \u0628\u0627 u003cbu003e\u062a\u0642\u0627\u0636\u0627u003c\/bu003e \u062a\u0648\u0644\u06cc\u062f \u0646\u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0645\u0648\u062c\u0628 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0622\u0646\u200c\u0647\u0627 \u0645\u06cc\u200c\u0634\u0648\u062f.u003cbr \/u003eu003cspan style=u0022font-size: 20px;letter-spacing: -0.05pxu0022u003e2- \u0627\u0632 \u0633\u0648\u06cc \u062f\u06cc\u06af\u0631\u060c \u062a\u0648\u0631\u0645 \u0646\u0627\u0634\u06cc \u0627\u0632 \u0641\u0634\u0627\u0631 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 \u0632\u0645\u0627\u0646\u06cc \u0631\u0648\u06cc \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0647\u0632\u06cc\u0646\u0647\u200c\u06cc \u062a\u0648\u0644\u06cc\u062f \u0645\u062d\u0635\u0648\u0644\u0627\u062a \u0648 \u062e\u062f\u0645\u0627\u062a \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f \u0648 \u0628\u0646\u06af\u0627\u0647\u200c\u0647\u0627 \u0631\u0627 \u0648\u0627\u062f\u0627\u0631 \u0628\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0642\u06cc\u0645\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f.u003cbr \/u003eu003c\/spanu003eu003cspan style=u0022font-size: 20px;letter-spacing: -0.05pxu0022u003e3- \u062a\u0648\u0631\u0645 \u0630\u0627\u062a\u06cc (\u06a9\u0647 \u06af\u0627\u0647\u06cc \u0628\u0647 \u0622\u0646 u003c\/spanu003eu003cb style=u0022font-family: inherit;font-style: inherit;letter-spacing: -0.05pxu0022u003e\u0645\u0627\u0631\u067e\u06cc\u0686 \u0642\u06cc\u0645\u062a-\u062f\u0633\u062a\u0645\u0632\u062fu003c\/bu003eu003cspan style=u0022font-size: 20px;letter-spacing: -0.05pxu0022u003e \u0645\u06cc\u200c\u06af\u0648\u06cc\u0646\u062f) \u0632\u0645\u0627\u0646\u06cc \u0631\u0648\u06cc \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u062f\u0631\u062e\u0648\u0627\u0633\u062a u003c\/spanu003eu003cb style=u0022font-family: inherit;font-style: inherit;letter-spacing: -0.05pxu0022u003e\u062f\u0633\u062a\u0645\u0632\u062f \u0628\u0627\u0644\u0627\u062a\u0631u003c\/bu003eu003cspan style=u0022font-size: 20px;letter-spacing: -0.05pxu0022u003e \u0628\u0631\u0627\u06cc \u062c\u0628\u0631\u0627\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0632\u0646\u062f\u06af\u06cc \u0631\u0627 \u062f\u0627\u0631\u0646\u062f. \u0627\u06cc\u0646 \u0627\u0645\u0631 \u062e\u0648\u062f \u0628\u0627\u0639\u062b \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627\u06cc \u062e\u0648\u062f \u0631\u0627 \u0628\u0631\u0627\u06cc \u062c\u0628\u0631\u0627\u0646 \u0647\u0632\u06cc\u0646\u0647\u200c\u06cc \u0646\u0627\u0634\u06cc \u0627\u0632 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062f\u0633\u062a\u0645\u0632\u062f \u0628\u0627\u0644\u0627 \u0628\u0628\u0631\u0646\u062f \u06a9\u0647 u003c\/spanu003eu003cb style=u0022font-family: inherit;font-style: inherit;letter-spacing: -0.05pxu0022u003e\u0686\u0631\u062e\u0647\u200c\u06cc \u062e\u0648\u062f\u062a\u0642\u0648\u06cc\u062a\u200c\u06a9\u0646\u0646\u062f\u0647\u200c\u06cc \u0627\u0641\u0632\u0627\u06cc\u0634 \u062f\u0633\u062a\u0645\u0632\u062f \u0648 \u0642\u06cc\u0645\u062au003c\/bu003eu003cspan style=u0022font-size: 20px;letter-spacing: -0.05pxu0022u003e \u0631\u0627 \u0627\u06cc\u062c\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u062f.u003c\/spanu003eu003c\/pu003e<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788938971234\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">u003ch3u003e\u062a\u0648\u0631\u0645 \u062e\u0648\u0628 \u0627\u0633\u062a \u06cc\u0627 \u0628\u062f\u061fu003c\/h3u003e<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>u003cpu003e\u062a\u0648\u0631\u0645 u003cbu003e\u0628\u0633\u06cc\u0627\u0631 \u0628\u0627\u0644\u0627u003c\/bu003e \u0639\u0645\u0648\u0645\u0627\u064b \u0628\u0631\u0627\u06cc u003cbu003e\u0627\u0642\u062a\u0635\u0627\u062fu003c\/bu003e \u0628\u062f \u0641\u0631\u0636 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0627\u0632 \u0633\u0648\u06cc \u062f\u06cc\u06af\u0631\u060c \u062a\u0648\u0631\u0645 u003cbu003e\u062e\u06cc\u0644\u06cc \u067e\u0627\u06cc\u06cc\u0646u003c\/bu003e \u0646\u06cc\u0632 \u0645\u0636\u0631 \u0627\u0633\u062a. \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u0642\u062a\u0635\u0627\u062f\u062f\u0627\u0646\u0627\u0646 \u062d\u0627\u0645\u06cc u003cbu003e\u062d\u062f \u0648\u0633\u0637u003c\/bu003e \u0648 \u062a\u0648\u0631\u0645 \u067e\u0627\u06cc\u06cc\u0646 \u062a\u0627 \u0645\u062a\u0648\u0633\u0637 \u062f\u0631 \u062d\u062f\u0648\u062f u003cbu003e2\u066au003c\/bu003e \u062f\u0631 \u0633\u0627\u0644 \u0647\u0633\u062a\u0646\u062f.u003cbr \/u003e\u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc\u060c \u0627\u0641\u0632\u0627\u06cc\u0634 \u062a\u0648\u0631\u0645 \u0628\u0647 u003cbu003e\u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632\u06a9\u0646\u0646\u062f\u06af\u0627\u0646u003c\/bu003e \u0636\u0631\u0628\u0647 \u0645\u06cc\u200c\u0632\u0646\u062f\u060c \u0686\u0631\u0627 \u06a9\u0647 \u0628\u0627\u0639\u062b \u062a\u0636\u0639\u06cc\u0641 u003cbu003e\u0642\u062f\u0631\u062a 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